Harlan Lunsford <hlunsford[at]bellsouth.net> wrote:
- quote -

It's always best to have the actual signature. But in a pinch I think
it's perfectly legitimate to authorize someone else to sign for you.
How many people have their spouse endorse their paychecks for deposit,
for example? Nothing wrong with that in my view.

My opinion on this comes by negative implication from the Uniform
Commercial Code. Under the Code it says,

"'Unauthorized signature" means a signature made without actual,
implied, or apparent authority. The term includes a forgery.'

Since "signature" isn't defined by the code, it should mean whatever
isn't an unauthorized signature.

Stu

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Stuart A. Bronstein wrote:
....
- quote -

"Permissible" means "required to accept" in this regard? I never heard
of that before, certainly.

That it goes into an account of the same name seems to make it moot
point; seems puzzling would be any reason whatever to prefer an
anonymous (essentially) signature over none. But, that's an engineer's
view...

--

--
<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

Stuart A. Bronstein wrote:
- quote -

It is? I've always told my clients never to forget a signature.
did they change the law?

ChEAr$,
Harlan

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<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

dpb <none[at]non.net> wrote:
- quote -

Banks are allowed to take checks without endorsements, but they are not
required to.

- quote -

It is permissible to allow someone to sign your name for this purpose.
Even without a power of attorney or authority in writing, the authority
legally makes it your signature.

Stu

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<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

In article <yU2jk.184$JH5.25[at]trnddc06> ,
"Phil Marti" <prm20871[at]verizon.net> wrote:

- quote -

years. I just write "For Deposit Only to Account # xxxxxx" in the
endorsement space on the back and deposit it (either at an ATM or bank
teller - and I have never had a teller question it).

- quote -

--
-Ernie-

--
<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

Phil Marti wrote:
- quote -

If the account is in the name on the check and it is all deposited w/ no
request for return cash, etc., I'd be surprised any bank would actually
require a signature at all.

I'd recommend a "For deposit only" endorsement over asking the friend to
sign a wrong name (even for a noble purpose ) what's he going to do
when/if they would ask for id at that point? Now he's got a problem
that will be much harder to unravel.

If OP still has the check in his possession, I'd suggest simply mailing
it w/ the above endorsement to the bank (can't take much if any longer
to get it there than to the friend, anyway, unless he's there visiting
or something, in which case he can take the endorsed check w/ him).

$0.02, imo, ymmv, etc., etc., ...

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<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

"Jay" wrote:

- quote -

I hope you're young and, thus, not well versed in dealing with banks, where
the level of bureaucracy puts the government to shame. Just have your
friend sign your name and deposit the check in your account. The bank isn't
going to blink.

And yes, I deposited mine through the ATM.

--
Phil Marti
Clarksburg, MD

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<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >

Hi,

I am staying abroad and I have received the stimulus check from the
Treasury. I do have a bank account in the US. Usually, I ask my
friend to deposit any checks I receive into my account. However, my
bank's customer service person told me that an IRS/Treasury check must
be deposited in person by me at a branch!!! Is this correct (I suspect
that the he was not well informed)? Don't people deposit these US
Treasury checks in their bank's drop-boxes or in the ATM machines?

Thanks.

--
<< ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- >