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#5
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| On Jun 10, 8:10 pm, ATHiker95 <mhol...[at]gmail.com> wrote: - quote - > On Jun 10, 8:27 pm, kam...[at]panix.com (Arthur Kamlet) wrote:
and the places that take the cards outside of pharmacies and doctors> > In article <2abe19d6-56c7-4520-8665-e97a5f575...[at]27g2000hsf.googlegroups.com> , > > ATHiker95 <mhol...[at]gmail.com> wrote: > > > On Jun 10, 5:32 pm, "removeps-gro...[at]yahoo.com" <removeps- > > > gro...[at]yahoo.com> wrote: > > > > On Jun 10, 11:16 am, ATHiker95 <mhol...[at]gmail.com> wrote: > > > > > I have my health insurance through my wife's employer. She is going > > > > > to set up a health FSA this year and we're wondering if the debit card > > > > > that is issued can also be used for my medical expenses or if I have > > > > > to have a separate one through my employer? (and if it can be used > > > > > through her plan, would they normally issue a separate card for > > > > > myself?). Of course, we have to decide to sign up or not sign up by > > > > > tomorrow and naturally the human resources dept won't call us back in > > > > > time for us to decide. > > > > I'm not aware of any debit card. What I've seen is that the > > > > employee's FSA covers themselves and their spouse. To cover your > > > > children you need a dependent FSA. As for using the FSA, just pay > > > > your expenses -- such as co-payments for doctors, surguries, and > > > > medicines; cost of glasses and contacts not covered by VSP; OTC > > > > medicines (which may require a prescription/note from doctor); etc -- > > > > out of pocket. Then submit an FSA claim form with receipts to the > > > > company that manages your FSA. If anyone has seen it work > > > > differently, please write. > > > > out of pocket > > > Thanks, just wanted to make sure as a Spouse on my wife's plan, that I > > > would be covered. And yes, a debit card does exist for this type of > > > account (at least through my wife's plan, it does), which does away > > > with the requirement to file claims. You just use the debit card. > > > Makes it nice and simple. > > I hope you have to prove these were allowable medical expenses? > > Otherwise, I assume that debit card can be used to charge a trip > > to Vegas? > > -- > > ArtKamlet at a o l dot c o m Columbus OH K2PZH > You have to keep your receipts as backup, should the expenditures be > questioned. offices that do take those cards have if very well programmed in to only accept charges that are allowable on those accounts. Maren (we have one of those things) Palms, Etc.: Tropical Plant Seeds - Plants & Lilikoi http://www.jach.hawaii.edu/~maren/palms_etc/ and HiloBeads: Beads - Beading Supplies - Hand-made Jewelry http://www.hilobeads.com/ Blog at: http://hilobeads.blogspot.com/ ========================================= MODERATOR'S COMMENT: In the future please trim the signature lines -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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#4
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| On Jun 10, 8:27 pm, kam...[at]panix.com (Arthur Kamlet) wrote: - quote - > In article <2abe19d6-56c7-4520-8665-e97a5f575...[at]27g2000hsf.googlegroups.com> ,
You have to keep your receipts as backup, should the expenditures be> ATHiker95 <mhol...[at]gmail.com> wrote: > > On Jun 10, 5:32 pm, "removeps-gro...[at]yahoo.com" <removeps- > > gro...[at]yahoo.com> wrote: > > > On Jun 10, 11:16 am, ATHiker95 <mhol...[at]gmail.com> wrote: > > > > I have my health insurance through my wife's employer. She is going > > > > to set up a health FSA this year and we're wondering if the debit card > > > > that is issued can also be used for my medical expenses or if I have > > > > to have a separate one through my employer? (and if it can be used > > > > through her plan, would they normally issue a separate card for > > > > myself?). Of course, we have to decide to sign up or not sign up by > > > > tomorrow and naturally the human resources dept won't call us back in > > > > time for us to decide. > > > I'm not aware of any debit card. What I've seen is that the > > > employee's FSA covers themselves and their spouse. To cover your > > > children you need a dependent FSA. As for using the FSA, just pay > > > your expenses -- such as co-payments for doctors, surguries, and > > > medicines; cost of glasses and contacts not covered by VSP; OTC > > > medicines (which may require a prescription/note from doctor); etc -- > > > out of pocket. Then submit an FSA claim form with receipts to the > > > company that manages your FSA. If anyone has seen it work > > > differently, please write. > > > out of pocket > > Thanks, just wanted to make sure as a Spouse on my wife's plan, that I > > would be covered. And yes, a debit card does exist for this type of > > account (at least through my wife's plan, it does), which does away > > with the requirement to file claims. You just use the debit card. > > Makes it nice and simple. > I hope you have to prove these were allowable medical expenses? > Otherwise, I assume that debit card can be used to charge a trip > to Vegas? > -- > ArtKamlet at a o l dot c o m Columbus OH K2PZH questioned. Mark -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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#3
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| In article <2abe19d6-56c7-4520-8665-e97a5f575687[at]27g2000hsf.googlegroups.com> , ATHiker95 <mholmes[at]gmail.com> wrote: - quote - > On Jun 10, 5:32 pm, "removeps-gro...[at]yahoo.com" <removeps- > gro...[at]yahoo.com> wrote: > > On Jun 10, 11:16 am, ATHiker95 <mhol...[at]gmail.com> wrote: > > > > I have my health insurance through my wife's employer. She is going > > > to set up a health FSA this year and we're wondering if the debit card > > > that is issued can also be used for my medical expenses or if I have > > > to have a separate one through my employer? (and if it can be used > > > through her plan, would they normally issue a separate card for > > > myself?). Of course, we have to decide to sign up or not sign up by > > > tomorrow and naturally the human resources dept won't call us back in > > > time for us to decide. > > > I'm not aware of any debit card. What I've seen is that the > > employee's FSA covers themselves and their spouse. To cover your > > children you need a dependent FSA. As for using the FSA, just pay > > your expenses -- such as co-payments for doctors, surguries, and > > medicines; cost of glasses and contacts not covered by VSP; OTC > > medicines (which may require a prescription/note from doctor); etc -- > > out of pocket. Then submit an FSA claim form with receipts to the > > company that manages your FSA. If anyone has seen it work > > differently, please write. > > out of pocket > Thanks, just wanted to make sure as a Spouse on my wife's plan, that I > would be covered. And yes, a debit card does exist for this type of > account (at least through my wife's plan, it does), which does away > with the requirement to file claims. You just use the debit card. > Makes it nice and simple. I hope you have to prove these were allowable medical expenses? Otherwise, I assume that debit card can be used to charge a trip to Vegas? -- ArtKamlet at a o l dot c o m Columbus OH K2PZH -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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#2
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| On Jun 10, 5:32 pm, "removeps-gro...[at]yahoo.com" <removeps- gro...[at]yahoo.com> wrote: - quote - > On Jun 10, 11:16 am, ATHiker95 <mhol...[at]gmail.com> wrote:
Thanks, just wanted to make sure as a Spouse on my wife's plan, that I> > I have my health insurance through my wife's employer. She is going > > to set up a health FSA this year and we're wondering if the debit card > > that is issued can also be used for my medical expenses or if I have > > to have a separate one through my employer? (and if it can be used > > through her plan, would they normally issue a separate card for > > myself?). Of course, we have to decide to sign up or not sign up by > > tomorrow and naturally the human resources dept won't call us back in > > time for us to decide. > I'm not aware of any debit card. What I've seen is that the > employee's FSA covers themselves and their spouse. To cover your > children you need a dependent FSA. As for using the FSA, just pay > your expenses -- such as co-payments for doctors, surguries, and > medicines; cost of glasses and contacts not covered by VSP; OTC > medicines (which may require a prescription/note from doctor); etc -- > out of pocket. Then submit an FSA claim form with receipts to the > company that manages your FSA. If anyone has seen it work > differently, please write. > out of pocket would be covered. And yes, a debit card does exist for this type of account (at least through my wife's plan, it does), which does away with the requirement to file claims. You just use the debit card. Makes it nice and simple. Mark -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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#1
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| On Jun 10, 2:32*pm, "removeps-gro...[at]yahoo.com" <removeps- gro...[at]yahoo.com> wrote: - quote - > On Jun 10, 11:16*am, ATHiker95 <mhol...[at]gmail.com> wrote:
Some plans issue debit cards to be used to pay for the expenses> > I have my health insurance through my wife's employer. *She is going > > to set up a health FSA this year and we're wondering if the debit card > > that is issued can also be used for my medical expenses or if I have > > to have a separate one through my employer? > I'm not aware of any debit card. directly instead of cutting a check for reimbursement. Our plan works that way. They do still require that receipts be submitted, but the reimbursement is "pre-paid" through the use of the debit card. - quote - > *What I've seen is that the
Again, this is not the way our plan works. There is only a single> employee's FSA covers themselves and their spouse. *To cover your > children you need a dependent FSA. plan which can be used for any eligible persons. That would include spouse and dependent children. I would consider it a serious misfeature to have to guess separately how much my kids would need compared to my wife and I. It's already tough enough to make those sorts of guesses and doubling the chances to enter "lose it" territory is just nasty. -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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| On Jun 10, 11:16*am, ATHiker95 <mhol...[at]gmail.com> wrote: - quote - > I have my health insurance through my wife's employer. *She is going
I'm not aware of any debit card. What I've seen is that the> to set up a health FSA this year and we're wondering if the debit card > that is issued can also be used for my medical expenses or if I have > to have a separate one through my employer? (and if it can be used > through her plan, would they normally issue a separate card for > myself?). Of course, we have to decide to sign up or not sign up by > tomorrow and naturally the human resources dept won't call us back in > time for us to decide. employee's FSA covers themselves and their spouse. To cover your children you need a dependent FSA. As for using the FSA, just pay your expenses -- such as co-payments for doctors, surguries, and medicines; cost of glasses and contacts not covered by VSP; OTC medicines (which may require a prescription/note from doctor); etc -- out of pocket. Then submit an FSA claim form with receipts to the company that manages your FSA. If anyone has seen it work differently, please write. out of pocket -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
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#-1
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| I have my health insurance through my wife's employer. She is going to set up a health FSA this year and we're wondering if the debit card that is issued can also be used for my medical expenses or if I have to have a separate one through my employer? (and if it can be used through her plan, would they normally issue a separate card for myself?). Of course, we have to decide to sign up or not sign up by tomorrow and naturally the human resources dept won't call us back in time for us to decide. Thanks! Mark -- << ------------------------------------------------------- > << The foregoing was not intended or written to be used, > << nor can it used, for the purpose of avoiding penalties > << that may be imposed upon the taxpayer. > << > << The Charter and the Guidelines for submitting posts > << to this newsgroup as well as our anti-spamming policy > << are at www.asktax.org. > << Copyright (2007) - All rights reserved. > << ------------------------------------------------------- > |
| Tags |
| employee, fsa, health, spouse |
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