kramer.newsreader[at]gmail.com wrote:

- quote -

US citizens or residents are subject to tax on their
WORLDWIDE income, regardless of where they actually live.
Depending on existing tax treaties some or all of the
foreign earned income may be excluded.

- quote -

Her income is taxable if you file Married Filing Joint or if
she is a resident alien.

<< ================================================== ===== > << The foregoing is intended for educational purposes only > << and does NOT constitute legal OR professional advice. > << > << The Charter and the Guidelines for submitting > << messages to this newsgroup are at www.asktax.org. > << Copyright (2006) - All rights reserved. > << ================================================== ===== >

I'm considering whether to invest in a regular IRA or a Roth
IRA (or anything at all). My wife is from India and we plan
to move there in 5-10 years. We'll probably retire in India
or in some third country.

My question is this: if I am living in India and I still
have income after I'm 59.5, do I have to pay federal income
taxes on income that I receive there? What about if the
income is in my wife's name (and she's not a U.S. citizen)?

I'm thinking that the standard IRA is probably better if I
won't be hit by U.S. taxes on income that I have in India.
Then my only income will be the IRA withdrawals. Otherwise
the Roth IRA maybe looks a little better.

<< ================================================== ===== > << The foregoing is intended for educational purposes only > << and does NOT constitute legal OR professional advice. > << > << The Charter and the Guidelines for submitting > << messages to this newsgroup are at www.asktax.org. > << Copyright (2006) - All rights reserved. > << ================================================== ===== >