Angelo Campanella wrote:

- quote -

I don't know what they actually said, but what they should
have said is: If you file separately and you lived with your
wife for any period of time in 2005, then your MAGI would
have to be less than $10000 to make a contribution. If you
did not live with your spouse, then your MAGI must be less
than $110,000.

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Angelo Campanella wrote:

- quote -

You'll be happy to know that the federal government does not
discriminate based on age, but rather because of your filing
status, it's your income that is over 10,000$ which
prohibits the ROTH contribution.

Not fair, I agree. I even take issue with all the
favoritism shown to joint return filers. To my mind, each
PERSON should file his own return and be subject to same
laws as every other PERSON.

But then, I'm not in congress.

ChEAr$$$$,
Harlan Lunsford, EA n LA

<< ================================================== ===== > << The foregoing is intended for educational purposes only > << and does NOT constitute legal OR professional advice. > << > << The Charter and the Guidelines for submitting > << messages to this newsgroup are at www.asktax.org. > << Copyright (2006) - All rights reserved. > << ================================================== ===== >

I just queried (at this late date) the IRS about setting up
a Roth for '05. To my amazement, they said since I and my
wife filed separately, I cannot to that. (I/m over 65, self
employed still working-consultant)

AJC

<< ================================================== ===== > << The foregoing is intended for educational purposes only > << and does NOT constitute legal OR professional advice. > << > << The Charter and the Guidelines for submitting > << messages to this newsgroup are at www.asktax.org. > << Copyright (2006) - All rights reserved. > << ================================================== ===== >