- quote -

You can roll an IRA into a qualified plan if it accepts such
rollovers. Once in the plan, it takes on the character of the
plan. If an RMD is required from the IRA, you must first take
the RMD and then perform the rollover. See the corollary below.

- quote -

I find nothing in the law that precludes rollovers once RMD
have begun. However, as stated above, you can't rollover an
RMD. Once inside the plan, you would follow the rules for
the plan. I have had no personal observation of this, but I
have a sneaky suspicion that most companies would probably
opt not to accept this type of rollover.

--
Alan
http://taxtopics.net

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- quote -

Provided the 403b (or 401k) accepted rollovers, couldn't I
roll the IRA to the qualified plan and deal with the single
plan?

A corollary question: If I were over 70.5 and still
contributing to the 401k, couldn't I roll the IRA to it,
thus negating the need for minimum distributions on the
(old) IRA until I stopped work?

-HW "Skip" Weldon
Columbia, SC

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"Frank Kittle" <fkittle[at]tampabay.rr.com> wrote:

- quote -

You have to take the minimum amount from each type of
account.

Barry Picker, CPA/PFS, CFP

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Frank Kittle wrote:

- quote -

Nope.

- quote -

Yep.

Just as I will at the proper time draw separately from my
Keough and my IRA's.

Cheer$,
Harlan Lunsford, EA n LA

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Frank Kittle wrote:

- quote -

You must keep your qualified retirement plan separate from
your IRA accounts. Separate calculations and separate
distributions.

--
Alan
http://taxtopics.net

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I know that when you reach70 1/2 , you must calculate the
minimum amount of withdrawal using the balances in all IRA
accounts but you may withdraw the minimum amount from any of
them. You do not have to take a proportionate amount from
each account.

I have a traditional IRA and I also have a tax deferred
403b account. Can I combine the total of the IRA and the
403b to determine the minimum amount, and then withdraw from
the IRA or the 403b account. Or do I have to take a
proportionate amount from both the IRA and the 403b.

--
Frank Kittle
E-MAIL: fkittle[at]tampabay.rr.com
Web Page: http://users.aol.com/franklink2/private/index.htm
My Photo Galleries: http://www.pbase.com/fkittle

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