Answers in order:

No.
Yes, with no common information--though unless you use a newer version of
Money under a multi-user OS like WinXP with separate users, there may be
some collisions of the Tools|Options settings.
There isn't one good answer to this.

Every way you do it has one set of problems or another. You are seeing them.
Personally, I'd worry about mine and ours and leave hers (or his, as the
case may be) well enough alone. This choice is more influenced by a desire
to avoid fighting about such things as keeping the data up to date or not
than by any belief it is better than the other choices. Whatever else
consider this: it's Way Much easier to separate one file into multiple files
at some point in the future than it is to merge two files into one.

"BAndrews" <bandrews[at]trendinfluence.com> wrote in message
news:%23TBqP9mbEHA.3792[at]TK2MSFTNGP09.phx.gbl...
- quote -

I tried setting up money to manage both of our bills and shared bills but
this seems impossible. I can't view just my bills with just my payees, etc.

Even trying to have one of us maintain the shared account seems to cause
problems. Right now we have 3 separate files: mine, hers, shared.

Also I am not sure but should i see payees from one data file to the next?
Can i maintain 2 totally separate data files or will they share some common
information?

Can anyone give their MS Money strategy for a couple living together?

Thanks.