"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:#xZ8Dl56DHA.2752[at]TK2MSFTNGP09.phx.gbl...
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Yes, I realize its a little bit lowbrow on the sophistication scale, but its
one of those "Works for me so..." kind of situations.

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Ok..

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Right, I'm fudging my terminology....

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Ah, ok...I will look into this more.

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Something to think about certainly, thanks for the explanations and advice!

I think what you are looking for is some derivative of "envelope budgeting"
and this is a model Money doesn't explicitly support and is a little hard to
fake Money into dealing with.

See below for in-lined specific comments.

"HeadRusch" <headrusch1[at]comcast.net> wrote in message
news:hufUb.180234$nt4.778648[at]attbi_s51...
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Money doesn't allocate income to expense. Money Budget Planner tries to let
you set up how much you plan on spending in various categories
(Food:Groceries, Interest Expense:Mortgage) per month and where the income
comed from (Wages:Salary, Investment Incomeividends) per month. If the
latter is higher than the former, this is a good thing and means you are
getting richer not poorer. Exactly which accounts this all comes from or
goes to (Savings, Checking, Discover) Money Budget Planner isn't too
concerned with.

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Think of Income as your front door and Expense as your back door. Whatever
comes in the front door is inside your house. Whatever goes out the back
door leaves your house. There is really needs to be no particular relation
to what comes in and goes out.

BTW, Income and Expense are broad classes of Category. See above for
examples. Accounts are not Categories. See above for examples.

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Your concern over accural sounds to me like a concern over whether there
will be enough money in the correct bucket when it comes time to pay the
bill. In Money this question is treated by Forecast Cash Flow on the Bills &
Deposits page, not as a function of Budget (which, again, treats the
question of whether you are getting richer or poorer according to your plan
for income and expense and whether you are performing to the plan over time.

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Not readily. But if you get a handle on Money's model, you will probably
find it more versatile and a better tool to focus on the real reasons for
getting richer and poorer over time without confusing that with the cash
flow questions of how much money will be in which buckets at what time in
the future.

As a stem from an earlier thread I posted:

Is there a way to allocate income to a particular income fund, that when I
look at my expense categories I'll be able to see how much money is
available compared to how much I have budgeted for?

Can I have identical Income and Expense accounts? And then link each
expense category with a particular income category?

Then, when I deposit money I can assign that deposit to numerous income
accounts, and when I pay those expenses I can get a real-time listing of how
much is "left" in the lincome versus the expense category?

ie: Deposit check, split into 2 income accounts: TELEPHONE and CABLE.

Then have two expense accounts, TELEPHONE and CABLE....so I can see how much
I have ACCRUED towards the Telephone and Cable bills before I write the
check out each month. (let me know if I'm budgeting too high, or low, and
in turn if a surplus builds up I can transfer that accrued money to another
expense account if need be).

???? Hopefully this question is clearer than my earlier quasi-rant

Is this possible in Money 2003?