> So what should the correct setting be? Uncheck the box totally? Then do
you
> wait until you get your paper statement and manually show the transaction
as
> reconciled?
> Thanks
> "DCIFRTHS" <nodcifrths[at]hotmail.com> wrote in message
> news:um2tWMqQDHA.1024[at]TK2MSFTNGP12.phx.gbl...
> > One of my main problems was that I was set to automatically mark
> > transactions as reconciled. I must have set it that way without
realizing
> > what I was doing. Big mistake.
> > > I'm balanced now, with an adjustment, so we'll see what happens next
> month.
> > I'll post back.
> > > Thanks for all the help.
> > > > "Dick Watson" <littlegreengecko[at]mindspring.com> wrote in message
> > news:%23z50GcPQDHA.2832[at]TK2MSFTNGP10.phx.gbl...
> > > I guess it depends on how much you want to just accept as correct
and/or
> > > write off as account adjustment.
> > > > > There won't be much of any way to just do the last statement except to
> a)
> > > accept whatever starting balance Money proposes, and b) start marking
> > older
> > > transactions as cleared regardless of whether they are on the
statement.
> > > > > You could do one statement at a time starting at the oldest one. This
> will
> > > be tedious.
> > > > > The reason to balance is to make sure that your view of the world
> matches
> > > the bank's view. If you don't care or are in a position where the
value
> of
> > > answering the question appears small compared to the effort to do so,
> > where
> > > you may be, then just enter the statement ending balance in the
balance
> > > dialog box, clear everything that you know is on the statement or
should
> > be
> > > older than the statement, and let Money do any required account
> > adjustments
> > > to make it balance. The only thing is to be very careful about very
> recent
> > > transactions that aren't on the statement you are aligning to and will
> be
> > on
> > > the next or you'll be hosed then, too.
> > > > > "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> > > news:MVJMa.221644$jp.5816558[at]twister.southeast.rr.com...
> > > > It has been since March of 2003 since I tried to balance my checking
> > > > account. Should I gather my statements since March and try to figure
> it
> > > our
> > > > or would I be better off starting with my last statement and trying
to
> > > make
> > > > it work?
> > > > >

> Again, Thanks Dick. I will give it a try.
> "Dick Watson" <littlegreengecko[at]mindspring.com> wrote in message
> news:etpjCOBRDHA.560[at]TK2MSFTNGP10.phx.gbl...
> > My bet is that that would work better. But I'm a Just Say No curmudgeon
on
> > the subject of downloaded transaction data.
> > > "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> > news:MUZNa.178038$nr.8181421[at]twister.southeast.rr.com...
> > > So what should the correct setting be? Uncheck the box totally? Then
do
> > you
> > > wait until you get your paper statement and manually show the
> transaction
> > as
> > > reconciled?
>

> My bet is that that would work better. But I'm a Just Say No curmudgeon on
> the subject of downloaded transaction data.
> "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> news:MUZNa.178038$nr.8181421[at]twister.southeast.rr.com...
> > So what should the correct setting be? Uncheck the box totally? Then do
> you
> > wait until you get your paper statement and manually show the
transaction
> as
> > reconciled?

> So what should the correct setting be? Uncheck the box totally? Then do
you
> wait until you get your paper statement and manually show the transaction
as
> reconciled?

> One of my main problems was that I was set to automatically mark
> transactions as reconciled. I must have set it that way without realizing
> what I was doing. Big mistake.
> I'm balanced now, with an adjustment, so we'll see what happens next
month.
> I'll post back.
> Thanks for all the help.
> "Dick Watson" <littlegreengecko[at]mindspring.com> wrote in message
> news:%23z50GcPQDHA.2832[at]TK2MSFTNGP10.phx.gbl...
> > I guess it depends on how much you want to just accept as correct and/or
> > write off as account adjustment.
> > > There won't be much of any way to just do the last statement except to
a)
> > accept whatever starting balance Money proposes, and b) start marking
> older
> > transactions as cleared regardless of whether they are on the statement.
> > > You could do one statement at a time starting at the oldest one. This
will
> > be tedious.
> > > The reason to balance is to make sure that your view of the world
matches
> > the bank's view. If you don't care or are in a position where the value
of
> > answering the question appears small compared to the effort to do so,
> where
> > you may be, then just enter the statement ending balance in the balance
> > dialog box, clear everything that you know is on the statement or should
> be
> > older than the statement, and let Money do any required account
> adjustments
> > to make it balance. The only thing is to be very careful about very
recent
> > transactions that aren't on the statement you are aligning to and will
be
> on
> > the next or you'll be hosed then, too.
> > > "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> > news:MVJMa.221644$jp.5816558[at]twister.southeast.rr.com...
> > > It has been since March of 2003 since I tried to balance my checking
> > > account. Should I gather my statements since March and try to figure
it
> > our
> > > or would I be better off starting with my last statement and trying to
> > make
> > > it work?
>

> I guess it depends on how much you want to just accept as correct and/or
> write off as account adjustment.
> There won't be much of any way to just do the last statement except to a)
> accept whatever starting balance Money proposes, and b) start marking
older
> transactions as cleared regardless of whether they are on the statement.
> You could do one statement at a time starting at the oldest one. This will
> be tedious.
> The reason to balance is to make sure that your view of the world matches
> the bank's view. If you don't care or are in a position where the value of
> answering the question appears small compared to the effort to do so,
where
> you may be, then just enter the statement ending balance in the balance
> dialog box, clear everything that you know is on the statement or should
be
> older than the statement, and let Money do any required account
adjustments
> to make it balance. The only thing is to be very careful about very recent
> transactions that aren't on the statement you are aligning to and will be
on
> the next or you'll be hosed then, too.
> "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> news:MVJMa.221644$jp.5816558[at]twister.southeast.rr.com...
> > It has been since March of 2003 since I tried to balance my checking
> > account. Should I gather my statements since March and try to figure it
> our
> > or would I be better off starting with my last statement and trying to
> make
> > it work?

> It has been since March of 2003 since I tried to balance my checking
> account. Should I gather my statements since March and try to figure it
our
> or would I be better off starting with my last statement and trying to
make
> it work?

> On the first point, I'm saying that with downloaded transaction data in
the
> loop, there seem (based on reports, I do as I say and Just Say No to
> downloaded transaction data) to be very many issues that can cause
problems
> at the worst and inject lots of confusion at the least. M03, in
particular,
> has had many issues with the behavior of the various Tools|Options|Online
> Services|Automatically mark flag. If you aren't downloading any of their
> data you know better what's getting in the register. But I'm not really
the
> best to address these issues as I don't mess with it.
> As to the second issue, you are looking for scheduled items that are
marked
> as reconciled even though they aren't even entered in the register yet.
> These items will enter "pre-reconciled" and wreak havoc on a starting
> balance. Various ways to identify:
> 1) watch them carefully when entering into the register from Bills &
> Deposits. The dialog box will have a Reconciled flag in the (IIRC) lower
> right corner.
> 2) when you get a beginning balance mismatch, abort the balance and go
> directly to looking in the account register for an item marked reconciled
> that was not marked that way at the last balance. If you find one, ask how
> it got that way which may lead you to:
> 3) You can start to enter any scheduled item into the register, look for
the
> effect noted in #1 above, and click cancel.
> "RHinNC" <rhinnc[at]hotmail.com> wrote in message
> news:OtwCWGDQDHA.2424[at]tk2msftngp13.phx.gbl...
> > I really would like to figure this out. You have raised a couple of
points
> > that I need a little clarification on.
> > > When I get a get information from my bank that a check has cleared you
are
> > saying not to accept it? Since I always have and never had a problem
until
> > upgrading to 2003 last August I don't understand.
> > > I did have a couple of scheduled items that I used in 2002, but am
> confused
> > about your statement "..to find the scheduled item, delete it and
> re-create
> > it manually" How do I find the old scheduled items?

> I really would like to figure this out. You have raised a couple of points
> that I need a little clarification on.
> When I get a get information from my bank that a check has cleared you are
> saying not to accept it? Since I always have and never had a problem until
> upgrading to 2003 last August I don't understand.
> I did have a couple of scheduled items that I used in 2002, but am
confused
> about your statement "..to find the scheduled item, delete it and
re-create
> it manually" How do I find the old scheduled items?

> This is really quite simple. You need to do one thing to figure this out:
> write down the reconciled ending balance this month. Next month, check to
> see if that same balance is the starting balance. If not, somehow you are
> getting transactions recorded as reconciled in the interim. This can be
> caused by issues related to downloaded transaction data. (As always, I
> recommend Just Saying No to downloaded transaction data.) It can also be
> cause by M02 scheduled items that were scheduled from a reconciled
> transaction. You will have to find the scheduled item, delete it and
> re-create it manually.
> You need to find the transactions that are reconciled that were not in
last
> month's reconciled balance and mark them as unreconciled.
> But you are more than welcome to switch to Quicken:
> http://www.buy.com/retail/product.as...348630&loc=105
> "DCIFRTHS" <nodcifrths[at]hotmail.com> wrote in message
> news:ehpv4AuPDHA.3192[at]tk2msftngp13.phx.gbl...
> > While I am sorry that you are having this problem, I am glad to see that
I
> > am not alone. This is a major problem for me, and I am seriously
> considering
> > switching to Quicken.

> While I am sorry that you are having this problem, I am glad to see that I
> am not alone. This is a major problem for me, and I am seriously
considering
> switching to Quicken.

> I have a similar problem. You can go back 6 months in this newsgroup and
see
> what was recommended. I tried them all, nothing worked. I could manually
> make things balance, but the next month I would have the same problem.
> I finally gave up and just balance manually each month. Not what I want to
> do since I've been using money since the first version. Too much stuff to
> setup again.
> "DCIFRTHS" <nodcifrths[at]hotmail.com> wrote in message
> news:uCZOYAiPDHA.1584[at]TK2MSFTNGP11.phx.gbl...
> > I upgraded from Money 2002 to Money 2003 many months ago. Money
upgraded
> > the data file during the upgrade. Since my upgrade, I have never been
able
> > to properly balance any of my accounts. I usually get a message that my
> > starting balance is wrong. I allow Money to make an adjustment, so that
> the
> > account balances, and the following month I get the same problem.
> > > I have tried the "-s" option to start Money, but this has not helped. I
> even
> > closed one of the checking accounts in Money, and then I created a new
> one.
> > I figured that I would start from scratch, and refer to the closed
account
> > as necessary. When I download the statement from my bank, NONE of the
> items
> > are recognized or imported , and I get an empty account....
> > > Any ideas as to what might be wrong? If not, any ideas as to how I can
> just
> > fix this problem?
> > > Thanks
>

> I upgraded from Money 2002 to Money 2003 many months ago. Money upgraded
> the data file during the upgrade. Since my upgrade, I have never been able
> to properly balance any of my accounts. I usually get a message that my
> starting balance is wrong. I allow Money to make an adjustment, so that
the
> account balances, and the following month I get the same problem.
> I have tried the "-s" option to start Money, but this has not helped. I
even
> closed one of the checking accounts in Money, and then I created a new
one.
> I figured that I would start from scratch, and refer to the closed account
> as necessary. When I download the statement from my bank, NONE of the
items
> are recognized or imported , and I get an empty account....
> Any ideas as to what might be wrong? If not, any ideas as to how I can
just
> fix this problem?
> Thanks