Two differences. Electronic payment is a generic name and MSN BillPay is a
specific service provider for electronic payment services. (Actually, I
think they are just a name for remarketing CheckFree.) The other difference
I think you are probing for is that when you integrate your electronic
payment service with Money, then entering the transaction in the register
goes straight to the electronic payment service as authority to make the
payment and the magic gets done without further ado, supposedly.

"Don Awalt" <dawalt[at]home.com> wrote in message
news:uO4o15V0DHA.3436[at]tk2msftngp13.phx.gbl...
- quote -

I am a relatively new user of MS Money 2004, and one thing confuses me -
what's the difference between electronic payments and MSN Bill Pay? I have
set up and used MSN Bill Pay about 3 times, and I do get entries back in my
checking from it. What would I use electronic payments feature in MSMoney
for?

Thanks ...