When you lay down the plastic you are incurring the expense. The rest,
except for any interest billed to the card, is just cash flow. If you spend
$10,000 on the card and make a $1,000 payment and earn $1,000, that does NOT
mean you are not spending more than your income. Avoiding this kind of
mental trap is why we recommend using Money as it is designed and
recognizing the expenses vs. income (a budget problem) as a separate problem
from sending money to the credit card company (a cash flow problem).

"Tom Hill" <thill[at]neo.rr.com> wrote in message
news:01a401c3876e$7707ad50$a301280a[at]phx.gbl...
- quote -

See http://www.bollar.org/msmoney/#Q73 and its reference to
http://www.bollar.org/msmoney/#Q53.

"Tom Hill" <thill[at]neo.rr.com> wrote in message
news:012001c3876b$07b21e70$a301280a[at]phx.gbl...
- quote -

I'm trying to track my income and expense for the month.
When I lay down the plastic, I'm encurring debt.
I want the credit payment to show on the income/expense
reports to show if I'm spending more than my income.
- quote -

In microsoft.public.money, Tom Hill wrote:

- quote -

First let me say that what you ask for is not a good idea. Read the
help item "Learn why you should track a credit card as an account
and not as a bill."


But if you want to consider it an expense when you pay the credit
card but not an expense when you lay down the plastic, enter the
payment using a category of your own creation such as "Credit Card
Expense". Don't track the individual purchases with the credit card.

How do I get my credit card payments to show as an
expense on the 'Income/Expense Report'?