Some comments inline.

"bpollard" <bpollard[at]gmail.com> wrote in message
news:e58a882d-9a4f-4f9d-8e51-10c3c820051b[at]d32g2000yqe.googlegroups.com...
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Yes.

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If that account has a positive balance you owe. If that account has a
negative balance you are owed. If I understand your situation, you have been
incurring your share of expenses but have not been able to pay them so what
to keep track of them. Given that, think of this like a charge card. You
spent, say, $35 on your share of Utilities : Phone, but your roomate sucked
up the cost for now. Enter a $35 Utilities : Phone transaction in this
liability account (we'll call it "OweMyRoomie") as though you paid it with
this magic credit card. You liability balance in the OweMyRoomie account
just went up by $35.

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If you already owe, the balance of the account sooner or later has to
reflect this. If you want to go back and capture how you got to owing what
you owe, start it at $0. But what you were spending money on in lieu of
paying these expenses should have been accounted for separately. They are
not related--in an accounting sense--to these expenses which you accrued on
the magic credit card.

Say I wrote a check for $500 for Automobile : Maintenance. I enter that
transaction/expense into the Checking Account Register. Done. Say, now,
because of that expense I don't have available cash to pay my $500 share of
Housing : Rent. So my thoughtful roomie pays the $500. I record a $500
Housing : Rent in the OweMyRoomie liability account. The owed balance now
increases by $500. Next month, I have to pay the roomie the $500 in new rent
and the $500 in last month's rent with a check. So I enter a $1,000 check in
the Checking Account Register. I split it into $500 Housing : Rent and $500
Transfer : OweMyRoomie. The owed balance now decreases by $500.

In microsoft.public.money, Paul Pedersen wrote:

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.... called Account Settings in Money Plus. Same function.

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Like I said, when you make a utility payment, just split it into categories,
half utilites and half payment on your liability.

If you want to start with zero balance, you can change it by going into
Account Details.

Expect to play around with this for a while until you find something that
works for you.



"bpollard" <bpollard[at]gmail.com> wrote in message
news:e58a882d-9a4f-4f9d-8e51-10c3c820051b[at]d32g2000yqe.googlegroups.com...
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1) thanks for the tip. So while setting up the liability account,
Money asked me if I want to "Just track the total value" or "Track
transactions and other details". It didn't give much of an
explanation, and I'm guessing for my purposes I waned to track
transactions and other details. But do I?

2) So now I have this new liability account where I owe (say $1000).
Now what? do I just make bogus withdrawls from that account (because
I want to make the loan payment go down) and just assign the
categories to which I paid her half of the bill (utilities, rent,
etc)?

3) Also, I sort of feel like maybe I should have started this account
with no balance? Because I want to be able to track what got me in
this whole to begin with (automobile repair). By starting this
account with what I owe right off the bat, I have not tracked that
that it is gettting my car fixed that got me into this hole.

What do you think?
I really do appreicate your help.
Brad

I should add that answer assumes that you are owed, not owe. You could adapt
that info.

Paul's suggestion is probably pretty good: enter the categorized expense in
a liability account. When you pay your roommate, enter this as a Transfer :
OweMyRoommateAcct. The expense will be categorized and the total amount you
owe will be reflected in the balance of the liability account.

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:uPj8hCYTJHA.3584[at]TK2MSFTNGP06.phx.gbl...
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Set up a liability account. Add a transaction for the $1000 loan.

When you make a utility payment, split the transaction into categories. Half
the payment goes to "Utilities" and half gets transferred to the liability
account.



"bpvarian" <bpvarian[at]discussions.microsoft.com> wrote in message
news:31643657-890A-4943-BC4F-2C681801A5BF[at]microsoft.com...
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There are lots of ways. See http://umpmfaq.info/faqdb.php?q=183 for some.

"bpvarian" <bpvarian[at]discussions.microsoft.com> wrote in message
news:31643657-890A-4943-BC4F-2C681801A5BF[at]microsoft.com...
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Hello.
I use Microsoft Money plus Deluxe.
So I owe my girlfriend (let's say $1000.00). As bills come in that she
would usually pay half of (internet, cable, utilities, etc) I just pay the
entire bill and keep subtracting the amount I owe her (on an Excel
spreadsheet). But the money I borrowed is distributed amongst different
categories (let's say Rent, Household, Food, etc).

Can someone suggest to me a way in which to track this? Basically, I want
to show that when I pay a utility bill, that 1/2 of it (sort of) comes from
my girlfriend. I can't think of a good way to do this? The debt is not paid
off by the way.
I also need to show (or want to track at least) the categories that I
initially loaned this money from (Rent, Household, Food, etc).

I would appreciate any advice you can offer.
thanks so much,
Brad