Change from Money Essentials (MEss--really more of a toy for people who
don't actually do things like expect meaningful reports) to Money Deluxe or
higher. There, when using a thing called the Advanced Register, Transfers
can really be Transfers (show up in both accounts from one entry and not be
an Expense or Income) and Credit Card Payments can really be Transfers as
well. (Transfer and Credit Card Payment in Deluxe Advanced Register are what
Money calls "Special Categories" in that they are not really categories as
such and specify a target account for the other side of the transaction.
There is no way to do this in MEss.) You can also use Advanced Reports which
give you much better granularity over how things are reported. (The latter
is less necessary once you've eliminated the entirely evil "Credit Card
Payments / Transfers" Expense Category in favor of Transfers and/or Credit
Card Payments.

"malibudude" <malibudude[at]discussions.microsoft.com> wrote in message
news:6C8BEF2D-B225-4D28-802D-63B951C27769[at]microsoft.com...
- quote -

Hi,

I'm using MS Money essentials. I simply want to track where my money is
going for now and see what else it can do. I've imported all my transactions
for Sep/Oct and have categorized them.

The problem is I have 2 accounts. Chequing and Savings which is typical. I
regularly transfer money from Savings to Chequing and I have categorized each
of these transactions as an expense in the category "Credit Card
Payments/Transfers".

The problem is, the report is showing 77% of my expenses are transfers and
credit card payments. What should I do?

Thanks