Ron wrote:
- quote -

FYI: If you don't mind your fi not having a local presence (or
you live in San Antonio, TX), USAA offers great services, and
you can initiate downloads of all your bank accounts (checking,
savings, credit card) from their site in a single download. The
checking accounts have no fees (unless you exceed 10 atm
withdrawals/month).

USAA also offers what Quicken calls "direct downloads", which
are initiated from Quicken and which download all accounts (that
are "direct download" accounts) at once. I don't know whether
they offer that service for Money or not.

[I have no financial interest in USAA: I'm just a satisfied
customer of over 40 years.]

--

John Pollard
First initial underscore Last name at mchsi dot com
Please reply to newsgroup

"SteveB" <respond[at]online.newsgroup.invalid> wrote in message
news:xn0fsydtwod4j7000[at]msnews.microsoft.com...

- quote -

Thanks, that's what I am trying to do. I use to track transactions on
mint.com (neat site for what it does) and my banks website, watch where my
money went and so forth, but never really balanced an actual checkbook like
we use to do for a couple of years. Now that gas prices have gone through
the roof, I am closer than I ever was living on the edge, after my savings
and investment transfers. Rather than reduced my savings plan, I want to go
back to "balancing that checkbook" but don't want to do it on paper. Hence
I am trying both quicken and money and money seems to be the best for what I
want to do. I'd like to end up with one spot to do everything for the basic
household fincances. Thanks again for taking time out to assist.

Ron wrote:

- quote -

Mr. Learner is on the money.

Most people nowadays seem to want to use Money to automatically
download transactions to see all their accounts in one place.
Downloading is a relatively recent addition. When Money was new, all
you *could* do was type in your data yourself, then compare against the
statement when it came in the mail.

I think that this point of view is still stuck in the back of the Money
developers' minds. Money seems to be designed with the idea that you'll
put your transactions in manually every day, then download the data
from the bank later just to make sure their data matches yours.

Since I've been using Money, and its competitors, since the early 80s,
I long ago developed the habit of putting in transactions every few
days. This gives me a constant feeling for my financial status. This is
a good thing.

To address your question directly:
* Money will download transactions as your bank makes them available.
* Each downloaded transaction is compared to existing unmatched
transactions in the account. It appears to compare amount, date, payee,
etc. within small ranges.
* If it finds a transaction it thinks matches, it asks whether you
want to accept the match.
* If it does _not_ find a transaction to match, you can click a button
that will let you match it yourself.
* Both of these cases assume you have already entered the transaction
yourself. (See what I said above about the developers' mindsets.) If
you didn't make an entry, there's nothing to match to.

--
Steve Bell
New Life Home Improvement
Arlington, TX

"John Pollard" <invalid[at]invalid.com> wrote in message
news:OAO$Vfz6IHA.4192[at]TK2MSFTNGP06.phx.gbl...
- quote -

Thanks. That defintely works, but NFCU doesn't make it easy as I have a
bunch of accounts and it's lots of clicking and downloading instead of doing
it as one big file.

Pollard = Allstate? NE NC?

"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
newsdi8841mv9hognh0kr20rv28ei0ro9icku[at]4ax.com...
- quote -

Thanks!

"SteveB" <respond[at]online.newsgroup.invalid> wrote in message
news:xn0fswzhw1dx41e000[at]msnews.microsoft.com...
- quote -

Thank you. I did what you suggested and it worked great! On a subsequent
post, Mr. Learner suggested something along the lines of what you suggest
here, at least I think, and suggests as well to watch money to see if it
duplicates it going forward. Is money smart enough for this or is this
something I will have to do each time, albeit only twice per month, going
forward? It does make it easier, so thanks. I wish I could chase after
someone at NFCU to fix it. If they are providing a file to a third party,
you'd think that would at least want to do it right.

Background backing with Quicken worked about 50% of the time, for some
accounts and it varies. Very frustrating.

Thanks again.

Cal Learner-- MVP wrote:
- quote -

I don't know whether this will help the op or not, but NFCU does
download QFX files, which Money (at least M2007 Deluxe) can
import. I just did a download from NFCU, added the "OFX"
extension to the saved file name, and successfully imported the
data into M2007 Deluxe.

--

John Pollard
First initial underscore Last name at mchsi dot com
Please reply to newsgroup

In microsoft.public.money, Ron wrote:

- quote -

Navy Federal does not provide an OFX server, so the data is
screen-scraped by a third party.

What you can try is to change the Deposit or Withdrawal into a
Transfer when you process the first reference to the transfer. Then
watch to see if Money matches the transaction when you process the
other file.

Ron wrote:

- quote -

Your bank may very well give you two different sets of data, depending
on whether you use background banking (data downloaded automatically)
or you download a QIF file and import it manually. If so, it's a
problem with the bank's programmers, and you can't do anything about it
except either use the other method to load data or enter the data
manually.

I'll assume you're using background banking, and that the deposit side
of your transfer gets downloaded, but not the withdrawal side.

1. Find the deposit transaction that *does* get downloaded.
Double-click that transaction to select it and open it for editing.
2. Notice that the "Deposit" tab is highlighted. This identifies the
transaction type.
3. Click the "Transfer" tab. A dialog box appears asking what you want
to do.
4. Click the "Change this to a Transfer transaction." radio button,
then click "OK".
5. The form at the bottom changes, showing "From" and "To" fields. "To"
is already filled in with the name of the current account. Select the
appropriate account for the "From" field, then click "Enter".
6. You're done.
7. If the system was downloading both halves of the transfer as a
deposit in one account and a withdrawal in the other account, you would
then have to go to the other account and delete the withdrawal
transaction. This would avoid duplication in that other account.

A transfer is really just a deposit and a withdrawal combined in one.
The advantage is that you can edit both of them at the same time, and
they're guaranteed to stay balanced with each other.

--
Steve Bell
New Life Home Improvement
Arlington, TX

"Ron" <ronDOTpat[at]REMOVEmchsiDOT.com> wrote in message
news:%23Evtyws6IHA.3816[at]TK2MSFTNGP03.phx.gbl...

- quote -

One other thing.... it shows in Quicken fine. So if it shows in quicken,
shouldn't it show on money?

"SteveB" <respond[at]online.newsgroup.invalid> wrote in message
news:xn0fswtle15y9o7003[at]msnews.microsoft.com...
- quote -

OK, thanks. Any advice on how to set this up in money so it shows in the
register automatically and adjusts the balances accordingly? Thx again.

Ron wrote:

- quote -

It's your bank. The transaction file is created by your bank, and
they're just not putting those transactions in the file.

Even if they *did* put the transaction in, it would show up as two
separate transactions when loaded into Money--a withdrawal from one
account and a deposit in the other. You would have to convert one of
those transactions into a transfer, and delete the other.

--
Steve Bell
New Life Home Improvement
Arlington, TX

Hello. Quick question, don't know if it's my bank or if I need to set
something up. I bank with Navy Federal and I use the advance register,
money plus (still demo version learning from quicken). I have my Navy
Federal checking account conduct a transfer automatically of an amount to
another checking account for a reserve for a mortage payment and the bank
also pulls half a car payment from my mian checking every other week.. Each
of these two "transfers" (as they show on the bank side) happen every two
weeks, the night of my automatic payroll deposit.

Money is not picking these transfers up and I have to add them manually.
Why is that and how can I set money up to show it automatically? In the
checking account where I deposit my half mortage payment every two weeks, it
shows the transfer coming in automatically, but not the transfer out when I
manually submit my mortgage payment. It seems like it reports incoming
transfers OK, but not outgoing.

Thanks.