In microsoft.public.money, JamesJ wrote:

- quote -

One rule of thumb is to try the free trial first.

Another is to get Deluxe instead of Essentials, especially if you
are a prior Money user. Essentials will not convert a prior Money
file.




- quote -

Haven't installed Money Plus yet but have tried essentials and have
used Money in the past and am trying to avoid a problem that occurs
the first time Money downloads transactions from my bank.
The first time it downloads I have a very large difference in what I
have and what Money shows. Thus difference is in the thousands.
Is there something I'm not doing properly when Money downloads
transaction for the first time?
Is there any rules of thumb I need to be aware of?

Any help will be appreciated.
James