Cal: Thank you! The solution worked just as you described without having to
resort to a currency change.
Best wishes.

In microsoft.public.money, Amazon wrote:

- quote -

If by bank downloads, you mean OFX files you download from your bank
website, blank the Financial Institution (FI) for the *wrong*
account in account settings. Do that in the Account
Settings/Details, which you can reach by right-clicking the account
name on the Account List. Don't just change the FI. Blank it.

On the Account List, if there are transactions to read for the
wrong account, right-click TransactionsToRead, and then click
Delete Statement.

Import the OFX file. Money should ask which account to use. Tell
Money the statement should go onto the right account.

Put the FI for the *wrong* account back.

If it still does not work, change the currency for the wrong
account...

My bank downloads are showing up in the checking account I closed. By
closed, I mean I checked "close account" in the account details portion, and
created an '08 account at the same institution. How can I redirect the
downloaded statement file to my 08 checking account?