With certain exceptions, yes. (The exceptions are what kill you: Roth
accounts for one, after tax contributions in a 401k for another,
non-deductible contributions to a traditional IRA for another, "Net
Unrealized Appreciation" for yet another and on and on...)

Does Money tax reporting, et al., treat transfers out of the "retirement"
accounts as Income? Not last time I tested. But that's been a while. For one
thing, the Transfer out is just that and that runs into the "categorizing a
Transfer" conundrum. Perhaps some of the Tax Reports will list it now as a
Transfer Out of a retirement account or some such.

But as you can see by my quick and highly abbreviated list of exceptions and
special cases, that code would be tough to design and Money would probably
have to know more than it does to get this all correct and even then some of
the conditionals are still "it depends" cases. Perhaps that's one of the
reasons they haven't taken on more/better support for this kind of stuff.

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:e0f1cxoMIHA.292[at]TK2MSFTNGP02.phx.gbl...
- quote -

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:eFTzhUnMIHA.4308[at]TK2MSFTNGP05.phx.gbl...
- quote -

At that point isn't it just regular income when withdrawn from the
tax-deferred account?

I wouldn't count on that, either. Last time I played around with this, I
couldn't find that Money has done much of anything to deal with these issues
associated with the "end game" of saving all this money in the first place.
It does a lot to help us get to "retirement" but not much to help us once we
are there.

"LT" <spamyou[at]nospam.net> wrote in message
news:C8r3j.6155$so3.2353[at]newsfe18.lga...
- quote -

Thank you both. Yes, the accounts are designated as retirement accounts so
they won't erroneously be reported as capital gains... until retirement
anyway.

In microsoft.public.money, LT wrote:

- quote -

Buy and Sell is the best way.

- quote -

Those accounts are marked as retirement accounts in the account
settings I expect.

You've found the best way. The question is how does it get reported in the
tax reports and exports. They should be OK.

"LT" <spamyou[at]nospam.net> wrote in message
news:Hoo3j.3711$so3.1260[at]newsfe18.lga...
- quote -

How is it best to handle an exchange of funds in a retirement plan? I
recently exchanged a certain amount of shares of existing funds for the
purchase of new funds. The way I did it as I could not find any more
obvious option was to conduct a sell and buy. Is this the best way to
handle this or is there some other way to record "exchange out" and
"exchange in"?

I've never done this before, and now I see there is a recordable gain for
the amount of shares sold. One plan is a 401k where the contributions are
all mine. The other plan is a type of pension plan specific to my industry,
where employers contribute money to the same, so the contributions are all
gain essentially.

Thanks and safe holidays to all...

John