In microsoft.public.money, Cards wrote:

- quote -

What happens is that when you download a Buy, you are not
downloading a corresponding deposit/contribution. So if your broker
does not providing contributions in the download, there are two
options I could suggest:

The better one would be to put a transfer into the Contributions
account from your paycheck to account for the transactions. You
could make a single Deposit to catch up with past transactions.

The easier, but less rigorous, one would be to un-tick
TrackCashTransactions in the account settings. That will cause you
to not have a Contributions/Cash account for that account.


Also see http://umpmfaq.info/faq.html#Q14

My 401k account tracks my contributions as a negative. This makes the account
balance off by the amount of my contributions. I update via Fidelity.