Are you asking how to get the data into Money or how to categorize the
expenses involved?

If the latter, and you are using Deluxe or Premium and are using Advanced
Register, then the answer depends on how the transactions are really
happening and on your personal preference. Does the bank just make your $20
transaction a $21 transaction or do they record a $20 transaction and a $1
transaction? Does the interest charge get added to next month's internet
bill or become a separate bill or transaction now or in the future?

Finally, I infer from your question that you may also be asking about
currency exchange to a default currency for the account that is not the same
USD as the transaction. That complicates a simple answer yet another layer.

In general, I'd categorize these expenses, in as few or many transactions as
there are in the "real world" and using a "split transaction" if necessary.
I'd use categories like:

$20 Computer : Service Access
$1 Miscellaneous : Bank Transaction Fees
$0.79 Interest Expenses : Late Pay

Note you may have to create all of these categories as the Money default
categories are pretty limiting. But you can do it any other way that works
for you as well. By splitting this out, though, you have the best
opportunity to see what your choices (the bank that charges the fees, your
paying late, etc.) are costing you in the aggregate.

"EMoscosoCam" <EMoscosoCam[at]discussions.microsoft.com> wrote in message
news:FE4FBB5E-3C36-4442-8C7D-91D0D7460562[at]microsoft.com...
- quote -

Hello

Please explain me how to register the following:
1) I have a bill for US$20 for internet service
2) I pay it at the bank, using my account there. And the bank charges me
US$1 for this transaction.
3) Sometime I pay it passed the due date, so I have to pay interest (the
money still comes from my bank account).

Thanks a lot.