Thanks; I checked them out and they don't offer accounts for my State.

"theorbo" <reply[at]to-group.nfo> wrote in message news:FFD117E9-18BB-4069-AFB5-CDE66C8B6A17[at]microsoft.com...
He'll correct me if I'm wrong but I don't think he *knew* that you were a
NetBank customer, just that he had been at one time and was explaining how
he ended up with Wachovia (??).

Anyhow, I was also a Netbank customer but once the UPS QuikPost ended and
they started releasing dour press releases I started looking for
alternatives. I ended up with Fifth Third and am happy with their Money
software integration and their customer service. I can't speak to their
interest rates however. Check them out at www.53.com . What part of the
country are you in?

David



"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news9EF20D0-FF8C-4279-9203-699DB30090F9[at]microsoft.com...
LOL; how did you know it was NetBank. I was happy with it, and I knew it
was in trouble but thought it would merge before it went under. Thank God
for FDIC. They handed everything over to IMGDirect, which has weird
products, and is the reason I didn't go with them to begin with. We
basically have 45 days to move before they incorporate the accounts. They
offer good rates too, so I might do it if I don't find anything better.

I have been to Emigrant's site; wonder why the interest doesn't download?
Or does it just download wrong. My CD account at the local bank for some
reason downloads the interest as a debit so I have to fix it when it comes
in.

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:%23yC2OojBIHA.748[at]TK2MSFTNGP04.phx.gbl...
"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news:6ED976FD-49BA-459C-8F7A-06F2B4F54CB6[at]microsoft.com...
.... So now I am back to looking for a new bank. I prefer a national
bank with good money market rates. I don't mean 1 or 2%, which works
both ways with MS Money. Anyone have a suggestion.

==========

You might not find one that offers both direct services in Money AND
good money market rates.

I'm satisfied with Wachovia checking which has free direct banking and
bill pay for (what I consider) reasonable minimum balances. I opened
an EmigrantDirect savings account with scheduled and ad hoc transfers
by Emigrant to/from Wachovia. (I bailed from NetBank before it failed.
That was not prescience on my part but simply dissatisfaction.
Considering the quality of service, failure is not surprising.)

Emigrant doesn't have direct or indirect connections to Money but the
web site provides OFX downloads. My transactions are infrequent so
that's not a problem to me. Transfers to/from Wachovia download into
Money and post as transfers to Emigrant. The only Emigrant
transactions that don't post automatically are interest. I record
those when I balance the account every 2 or 3 months.

Hope this helps.
--
Chris Cowles
Gainesville, FL

It was sort of a joke. I knew you didn't know, but maybe guessed. LOL. Anyhow, I have to give kudos to FDIC. We never lost access to the money and everything was ready to go back to normal in 48 hours (actually took about 53) and we have two months to close the accounts or let them move to IMGDirect. Even then, of course, we can close them. That is the default. Schwab Bank looks good but you have to open a linked Brokerage account. ING's rate is 4.3% as opposed to NetBank's 4.5%. I have no complaints about the rate really. With the cut in the Discount rate, the high rate was going to come down soon anyhow.

ING, unlike NetBank, will not let you write a check on the MMA, which frankly I don't like. Yes, you can transfer to a linked checking account; however, their site says something about that taking 2-3 business days. Not cool!


"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message news:%23agC%23xtBIHA.484[at]TK2MSFTNGP06.phx.gbl...
"theorbo" <reply[at]to-group.nfo> wrote in message
news:FFD117E9-18BB-4069-AFB5-CDE66C8B6A17[at]microsoft.com...
- quote -

Close. I had no clue the OP's problem bank was Netbank.

I've been a long-term customer of Wachovia, satisfied with what I use
it for. Service is decent but interest rates are poor, which is why I
use it only for checking. I moved my savings at NetBank to
EmigrantDirect. They have some limitations like not transferring to
MMFs like NetBank would but, generally, seem more interested in my
satisfaction. NetBank seemed more interested in impeding my access to
my money.

"theorbo" <reply[at]to-group.nfo> wrote in message
news:FFD117E9-18BB-4069-AFB5-CDE66C8B6A17[at]microsoft.com...
- quote -

Close. I had no clue the OP's problem bank was Netbank.

I've been a long-term customer of Wachovia, satisfied with what I use
it for. Service is decent but interest rates are poor, which is why I
use it only for checking. I moved my savings at NetBank to
EmigrantDirect. They have some limitations like not transferring to
MMFs like NetBank would but, generally, seem more interested in my
satisfaction. NetBank seemed more interested in impeding my access to
my money.

He'll correct me if I'm wrong but I don't think he *knew* that you were a
NetBank customer, just that he had been at one time and was explaining how
he ended up with Wachovia (??).

Anyhow, I was also a Netbank customer but once the UPS QuikPost ended and
they started releasing dour press releases I started looking for
alternatives. I ended up with Fifth Third and am happy with their Money
software integration and their customer service. I can't speak to their
interest rates however. Check them out at www.53.com . What part of the
country are you in?

David



"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news9EF20D0-FF8C-4279-9203-699DB30090F9[at]microsoft.com...
LOL; how did you know it was NetBank. I was happy with it, and I knew it
was in trouble but thought it would merge before it went under. Thank God
for FDIC. They handed everything over to IMGDirect, which has weird
products, and is the reason I didn't go with them to begin with. We
basically have 45 days to move before they incorporate the accounts. They
offer good rates too, so I might do it if I don't find anything better.

I have been to Emigrant's site; wonder why the interest doesn't download?
Or does it just download wrong. My CD account at the local bank for some
reason downloads the interest as a debit so I have to fix it when it comes
in.

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:%23yC2OojBIHA.748[at]TK2MSFTNGP04.phx.gbl...
"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news:6ED976FD-49BA-459C-8F7A-06F2B4F54CB6[at]microsoft.com...
.... So now I am back to looking for a new bank. I prefer a national
bank with good money market rates. I don't mean 1 or 2%, which works
both ways with MS Money. Anyone have a suggestion.

==========

You might not find one that offers both direct services in Money AND
good money market rates.

I'm satisfied with Wachovia checking which has free direct banking and
bill pay for (what I consider) reasonable minimum balances. I opened
an EmigrantDirect savings account with scheduled and ad hoc transfers
by Emigrant to/from Wachovia. (I bailed from NetBank before it failed.
That was not prescience on my part but simply dissatisfaction.
Considering the quality of service, failure is not surprising.)

Emigrant doesn't have direct or indirect connections to Money but the
web site provides OFX downloads. My transactions are infrequent so
that's not a problem to me. Transfers to/from Wachovia download into
Money and post as transfers to Emigrant. The only Emigrant
transactions that don't post automatically are interest. I record
those when I balance the account every 2 or 3 months.

Hope this helps.
--
Chris Cowles
Gainesville, FL

Emigrant Direct does download an OFX file including Interest. It is just
that it takes about a week after the interest is posted for it to show up in
the download which is sort of annoying.
--
Peace,
BobJ

"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news9EF20D0-FF8C-4279-9203-699DB30090F9[at]microsoft.com...
LOL; how did you know it was NetBank. I was happy with it, and I knew it
was in trouble but thought it would merge before it went under. Thank God
for FDIC. They handed everything over to IMGDirect, which has weird
products, and is the reason I didn't go with them to begin with. We
basically have 45 days to move before they incorporate the accounts. They
offer good rates too, so I might do it if I don't find anything better.

I have been to Emigrant's site; wonder why the interest doesn't download?
Or does it just download wrong. My CD account at the local bank for some
reason downloads the interest as a debit so I have to fix it when it comes
in.

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:%23yC2OojBIHA.748[at]TK2MSFTNGP04.phx.gbl...
"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news:6ED976FD-49BA-459C-8F7A-06F2B4F54CB6[at]microsoft.com...
.... So now I am back to looking for a new bank. I prefer a national
bank with good money market rates. I don't mean 1 or 2%, which works
both ways with MS Money. Anyone have a suggestion.

==========

You might not find one that offers both direct services in Money AND
good money market rates.

I'm satisfied with Wachovia checking which has free direct banking and
bill pay for (what I consider) reasonable minimum balances. I opened
an EmigrantDirect savings account with scheduled and ad hoc transfers
by Emigrant to/from Wachovia. (I bailed from NetBank before it failed.
That was not prescience on my part but simply dissatisfaction.
Considering the quality of service, failure is not surprising.)

Emigrant doesn't have direct or indirect connections to Money but the
web site provides OFX downloads. My transactions are infrequent so
that's not a problem to me. Transfers to/from Wachovia download into
Money and post as transfers to Emigrant. The only Emigrant
transactions that don't post automatically are interest. I record
those when I balance the account every 2 or 3 months.

Hope this helps.
--
Chris Cowles
Gainesville, FL

I will take a look; thanks!
"tadarbie" <tadarbie[at]discussions.microsoft.com> wrote in message news:441CC40C-24A4-41F3-B417-20228489276F[at]microsoft.com...
I use Charles Schwab for brokerage and banking. Their banking pays 4.25% last
I looked. Great services like rebated atm fees.

"Chris Cowles" wrote:

- quote -

LOL; how did you know it was NetBank. I was happy with it, and I knew it was in trouble but thought it would merge before it went under. Thank God for FDIC. They handed everything over to IMGDirect, which has weird products, and is the reason I didn't go with them to begin with. We basically have 45 days to move before they incorporate the accounts. They offer good rates too, so I might do it if I don't find anything better.

I have been to Emigrant's site; wonder why the interest doesn't download? Or does it just download wrong. My CD account at the local bank for some reason downloads the interest as a debit so I have to fix it when it comes in.

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message news:%23yC2OojBIHA.748[at]TK2MSFTNGP04.phx.gbl...
"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news:6ED976FD-49BA-459C-8F7A-06F2B4F54CB6[at]microsoft.com...
.... So now I am back to looking for a new bank. I prefer a national
bank with good money market rates. I don't mean 1 or 2%, which works
both ways with MS Money. Anyone have a suggestion.

==========

You might not find one that offers both direct services in Money AND
good money market rates.

I'm satisfied with Wachovia checking which has free direct banking and
bill pay for (what I consider) reasonable minimum balances. I opened
an EmigrantDirect savings account with scheduled and ad hoc transfers
by Emigrant to/from Wachovia. (I bailed from NetBank before it failed.
That was not prescience on my part but simply dissatisfaction.
Considering the quality of service, failure is not surprising.)

Emigrant doesn't have direct or indirect connections to Money but the
web site provides OFX downloads. My transactions are infrequent so
that's not a problem to me. Transfers to/from Wachovia download into
Money and post as transfers to Emigrant. The only Emigrant
transactions that don't post automatically are interest. I record
those when I balance the account every 2 or 3 months.

Hope this helps.
--
Chris Cowles
Gainesville, FL

I use Charles Schwab for brokerage and banking. Their banking pays 4.25% last
I looked. Great services like rebated atm fees.

"Chris Cowles" wrote:

- quote -

"SteveC" <sconklan.nospam.yahoo.com> wrote in message
news:6ED976FD-49BA-459C-8F7A-06F2B4F54CB6[at]microsoft.com...
.... So now I am back to looking for a new bank. I prefer a national
bank with good money market rates. I don't mean 1 or 2%, which works
both ways with MS Money. Anyone have a suggestion.

==========

You might not find one that offers both direct services in Money AND
good money market rates.

I'm satisfied with Wachovia checking which has free direct banking and
bill pay for (what I consider) reasonable minimum balances. I opened
an EmigrantDirect savings account with scheduled and ad hoc transfers
by Emigrant to/from Wachovia. (I bailed from NetBank before it failed.
That was not prescience on my part but simply dissatisfaction.
Considering the quality of service, failure is not surprising.)

Emigrant doesn't have direct or indirect connections to Money but the
web site provides OFX downloads. My transactions are infrequent so
that's not a problem to me. Transfers to/from Wachovia download into
Money and post as transfers to Emigrant. The only Emigrant
transactions that don't post automatically are interest. I record
those when I balance the account every 2 or 3 months.

Hope this helps.
--
Chris Cowles
Gainesville, FL

The new bank tells me that driect services in MS Money are insecure and too costly. I had rejected having an account at their bank because of its lack of support for direct services and billpay within Money. So now I am back to looking for a new bank. I prefer a national bank with good money market rates. I don't mean 1 or 2%, which works both ways with MS Money. Anyone have a suggestion.

By the way, I don't think Money transactions are insecure. I have been using them for 10 years without incident. What do you think?