I have a similar situation to what you are attempting. It does work so let
me explain how I have set it up.

1) on my paycheck which is direct deposited I include a transfer to the cash
account of Netbenefits. I do track everything that is on the pay stub so I
start with the taxable pay and before taxable pay. From this I expense all
of the items on the paycheck (Fed Tax, SSN, Medicare, St Tax, various
insurance, transfer of part of money to savings account, and transfer of
money to Fidelity accounts. What is then left is entered into my checking
account.
2) Since my employer matches I then have a separate entry of the employer
match. This could have been in the same as above but I thought it too
difficult to set up.
3) When I download from NetBenefits it buys the shares from the cash
account. I then check the cash account to make certain that it ends up 0.00.
I have found that their is a certain window on Friday night when NetBenefits
knows part of the transaction and will report it as an ADD instead of a Buy.
I did see this reported earlier in this newsgroup. I have since just waited
until Saturday and not had any difficulties.

"Bob Ulius" <rebop[at]well.com> wrote in message
news:euuSVyN%23HHA.4784[at]TK2MSFTNGP05.phx.gbl...
- quote -

Well, closer.

I ticked Retirement Account which then showed a button for Employer
Contributions. I updated and no change.

I then tried to stop downloading Cash Transactions and Money told me I first
had to cancel Online Services for this to happen. It did not allow me to
cancel for only the cash transactions portion.

So, I deleted the account and added it back new. This time setting up
retirement and employer contributions. Same result, however. Still have a
cash transactions account, though now called Contributions, and still is all
negative numbers.

Must still be missing something.

Since my paychecks are direct deposit, the pre tax contributions never
appear in Money. Nor would the Employer Contribution. So I would be happy to
not track cash transactions, but not at the expense of losing the online
updates of the other accounts (or funds).

But this is starting to make sense. Just need the final solution. There must
be a way to solve this so it is all the positive balance as reported online
by Fidelity.

Thanks again.

~Bob

"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:ipqre355bq4l82lbqi3sojml42mpp6rg4k[at]4ax.com...
| In microsoft.public.money, Bob Ulius wrote:
|
| > Ok, this lead me to a new clue!
| | > There are both buys and add shares, but the CASH account with negatives
are
| > all Buys. They are my employer contributions (plus some unknown extra
22.00
| > and change)
| | > Does this help?
|
| Yes. You would seem to have the common problem of not accounting for
| the appearance of the cash used to purchase the securities. A Buy
| transaction will add shares of a security, and will decrement the
| cash account to pay for the purchase. Since these are probably *not*
| being downloaded, there are choices. The leading two choices are to
| make part of your paycheck transactions transfer pre-tax money to
| the 401K, and the easier, but less precise, way is to un-tick
| TrackCashTransactions for that account. If you do that, the cash
| contributions account will disappear. The account would reflect the
| downloaded holdings.
|
| While in the account settings, make sure RetirementAccount is
| ticked.
|
|
|
|
|
| | > And thanks for taking the time for all of your replies, Cal.
| | > ~Bob
| | | | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > news:uvnre318jhh6f69uoaalk854ifd9gpqkr9[at]4ax.com...
| > | In microsoft.public.money, Bob Ulius wrote:
| > |
| > | > You are correct that there are two funds in this one account, plus
what
| > | > Money calls "cash"
| > | | > | > If I total the two funds, plus add the "cash" that Money shows as a
| > | > withdrawal, then it is an accurate total.
| > | | > | > So why are contributions being downloaded as "cash" and deductions and
| > how
| > | > can I correct that?
| > |
| > | First say what you have downloaded into the investment transactions
| > | register. Buy transactions, or what?
| > |
| > | If you see AddShares transactions, then those are probably inserted
| > | by Money to reconcile to the position data that you are downloading
| > | from Fidelity NetBenefits. Ctrl+T would reveal the Memo of
| > | transactions if you don't currently see it. That might give some
| > | info.
| > |
| > |
| > |
| > | | > | > This is a Fidelity Netbenefits Account. Not from a QIF. Simply
updating
| > | > online through Money. The link you provided says:
| > | | > | > Direct Services are the fastest, easiest way to connect with your
| > financial
| > | > institution and have your statements automatically downloaded into
Money
| > | > directly from your financial institution.
| > | | > | | > | | > | | > | > ~Bob
| > | | > | | > | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > | > news:tnlre3hdkjhs8pu0s4drmnnheh0d6a7u5o[at]4ax.com...
| > | > | In microsoft.public.money, Bob Ulius wrote:
| > | > |
| > | > | > Not sure what you are saying, Cal.
| > | > | | > | > | > I am off by only the amount of the contributions. And I have this
| > | > updating
| > | > | > automatically from the account online. SO I would be surprised if I
| > need
| > | > to
| > | > | > enter anything manually to make this accurate.
| > | > |
| > | > | That doesn't seem to compute. If you somehow are subtracting
| > | > | contributions from the account instead of adding, then you would be
| > | > | off by 2x the amount of the contributions, unless there was another
| > | > | factor.
| > | > |
| > | > | | > | > | > In essence I have three accounts being downloaded. Two are
investments
| > in
| > | > | > mutuals,
| > | > |
| > | > | In that regard, do you really have three accounts? Or do you have an
| > | > | investment account that contains two mutual fund investments. That
| > | > | would be the classic way things work.
| > | > |
| > | > | > on is what Money calls cash, but is the contributions that occur
| > | > | > each paycheck. The amounts are right, just negative instead of
| > positive.
| > | > |
| > | > | I think you said you are downloading Payments into the contributions
| > | > | register of the 401K account. So in addition to that are you
| > | > | downloading Buys or anything else?
| > | > |
| > | > | Is this QIF, third party, direct OFX, or what?
| > | > |
| > |
| > http://www.microsoft.com/money/banko...BrokeragesOnly
| > | > | could help identify that. If you identify your custodian, somebody
| > | > | might be familiar with its quirks.
| > | > |
| > | > |
| > | > |
| > | > | | > | > | > ~Bob
| > | > | | > | > | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > | > | > news:7qjre3dhm0371guu0ca0l58el41a62p5cj[at]4ax.com...
| > | > | > | In microsoft.public.money, Bob Ulius wrote:
| > | > | > |
| > | > | > | > Decided to track all my accounts, so added my 401K. Updates fine
| > | > except
| > | > | > that
| > | > | > | > new contributions are shown as debiting the balance. If I add
that
| > to
| > | > the
| > | > | > | > balance, it agrees with the holder of the account. But now it
| > deducts
| > | > any
| > | > | > | > new contributions from my paycheck in a separate cash account
| > listed
| > | > | > under
| > | > | > | > the 401K account.
| > | > | > | | > | > | > | > What might I be doing incorrectly there?
| > | > | > |
| > | > | > | I am guessing you are downloading Buys, but you are not
downloading
| > | > | > | or otherwise entering the contributions. You would want to enter
| > | > | > | those. The classic way would be to make those as transfers from a
| > | > | > | paycheck.
| > | > | > |
| > | > | > | If I interpreted your post as contributions coming in as payments
| > | > | > | rather than contributions, you would be off by twice as much as
the
| > | > | > | contributions.

In microsoft.public.money, Bob Ulius wrote:

- quote -

Yes. You would seem to have the common problem of not accounting for
the appearance of the cash used to purchase the securities. A Buy
transaction will add shares of a security, and will decrement the
cash account to pay for the purchase. Since these are probably *not*
being downloaded, there are choices. The leading two choices are to
make part of your paycheck transactions transfer pre-tax money to
the 401K, and the easier, but less precise, way is to un-tick
TrackCashTransactions for that account. If you do that, the cash
contributions account will disappear. The account would reflect the
downloaded holdings.

While in the account settings, make sure RetirementAccount is
ticked.





- quote -

Ok, this lead me to a new clue!

There are both buys and add shares, but the CASH account with negatives are
all Buys. They are my employer contributions (plus some unknown extra 22.00
and change)

Does this help?

And thanks for taking the time for all of your replies, Cal.

~Bob



"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:uvnre318jhh6f69uoaalk854ifd9gpqkr9[at]4ax.com...
| In microsoft.public.money, Bob Ulius wrote:
|
| > You are correct that there are two funds in this one account, plus what
| > Money calls "cash"
| | > If I total the two funds, plus add the "cash" that Money shows as a
| > withdrawal, then it is an accurate total.
| | > So why are contributions being downloaded as "cash" and deductions and
how
| > can I correct that?
|
| First say what you have downloaded into the investment transactions
| register. Buy transactions, or what?
|
| If you see AddShares transactions, then those are probably inserted
| by Money to reconcile to the position data that you are downloading
| from Fidelity NetBenefits. Ctrl+T would reveal the Memo of
| transactions if you don't currently see it. That might give some
| info.
|
|
|
| | > This is a Fidelity Netbenefits Account. Not from a QIF. Simply updating
| > online through Money. The link you provided says:
| | > Direct Services are the fastest, easiest way to connect with your
financial
| > institution and have your statements automatically downloaded into Money
| > directly from your financial institution.
| | | | | > ~Bob
| | | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > news:tnlre3hdkjhs8pu0s4drmnnheh0d6a7u5o[at]4ax.com...
| > | In microsoft.public.money, Bob Ulius wrote:
| > |
| > | > Not sure what you are saying, Cal.
| > | | > | > I am off by only the amount of the contributions. And I have this
| > updating
| > | > automatically from the account online. SO I would be surprised if I
need
| > to
| > | > enter anything manually to make this accurate.
| > |
| > | That doesn't seem to compute. If you somehow are subtracting
| > | contributions from the account instead of adding, then you would be
| > | off by 2x the amount of the contributions, unless there was another
| > | factor.
| > |
| > | | > | > In essence I have three accounts being downloaded. Two are investments
in
| > | > mutuals,
| > |
| > | In that regard, do you really have three accounts? Or do you have an
| > | investment account that contains two mutual fund investments. That
| > | would be the classic way things work.
| > |
| > | > on is what Money calls cash, but is the contributions that occur
| > | > each paycheck. The amounts are right, just negative instead of
positive.
| > |
| > | I think you said you are downloading Payments into the contributions
| > | register of the 401K account. So in addition to that are you
| > | downloading Buys or anything else?
| > |
| > | Is this QIF, third party, direct OFX, or what?
| > |
|
- quote -

| > | might be familiar with its quirks.
| > |
| > |
| > |
| > | | > | > ~Bob
| > | | > | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > | > news:7qjre3dhm0371guu0ca0l58el41a62p5cj[at]4ax.com...
| > | > | In microsoft.public.money, Bob Ulius wrote:
| > | > |
| > | > | > Decided to track all my accounts, so added my 401K. Updates fine
| > except
| > | > that
| > | > | > new contributions are shown as debiting the balance. If I add that
to
| > the
| > | > | > balance, it agrees with the holder of the account. But now it
deducts
| > any
| > | > | > new contributions from my paycheck in a separate cash account
listed
| > | > under
| > | > | > the 401K account.
| > | > | | > | > | > What might I be doing incorrectly there?
| > | > |
| > | > | I am guessing you are downloading Buys, but you are not downloading
| > | > | or otherwise entering the contributions. You would want to enter
| > | > | those. The classic way would be to make those as transfers from a
| > | > | paycheck.
| > | > |
| > | > | If I interpreted your post as contributions coming in as payments
| > | > | rather than contributions, you would be off by twice as much as the
| > | > | contributions.

No. Microsoft thinks Most Users Prefer(TM) this scheme.

"Bob Ulius" <rebop[at]well.com> wrote in message
news:%23IAMaOM%23HHA.980[at]TK2MSFTNGP06.phx.gbl...
- quote -

In microsoft.public.money, Bob Ulius wrote:

- quote -

First say what you have downloaded into the investment transactions
register. Buy transactions, or what?

If you see AddShares transactions, then those are probably inserted
by Money to reconcile to the position data that you are downloading
from Fidelity NetBenefits. Ctrl+T would reveal the Memo of
transactions if you don't currently see it. That might give some
info.



- quote -

You are correct that there are two funds in this one account, plus what
Money calls "cash"

If I total the two funds, plus add the "cash" that Money shows as a
withdrawal, then it is an accurate total.

So why are contributions being downloaded as "cash" and deductions and how
can I correct that?

This is a Fidelity Netbenefits Account. Not from a QIF. Simply updating
online through Money. The link you provided says:

Direct Services are the fastest, easiest way to connect with your financial
institution and have your statements automatically downloaded into Money
directly from your financial institution.




~Bob


"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:tnlre3hdkjhs8pu0s4drmnnheh0d6a7u5o[at]4ax.com...
| In microsoft.public.money, Bob Ulius wrote:
|
| > Not sure what you are saying, Cal.
| | > I am off by only the amount of the contributions. And I have this
updating
| > automatically from the account online. SO I would be surprised if I need
to
| > enter anything manually to make this accurate.
|
| That doesn't seem to compute. If you somehow are subtracting
| contributions from the account instead of adding, then you would be
| off by 2x the amount of the contributions, unless there was another
| factor.
|
| | > In essence I have three accounts being downloaded. Two are investments in
| > mutuals,
|
| In that regard, do you really have three accounts? Or do you have an
| investment account that contains two mutual fund investments. That
| would be the classic way things work.
|
| > on is what Money calls cash, but is the contributions that occur
| > each paycheck. The amounts are right, just negative instead of positive.
|
| I think you said you are downloading Payments into the contributions
| register of the 401K account. So in addition to that are you
| downloading Buys or anything else?
|
| Is this QIF, third party, direct OFX, or what?
|
http://www.microsoft.com/money/banko...BrokeragesOnly
| could help identify that. If you identify your custodian, somebody
| might be familiar with its quirks.
|
|
|
| | > ~Bob
| | > "Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
| > news:7qjre3dhm0371guu0ca0l58el41a62p5cj[at]4ax.com...
| > | In microsoft.public.money, Bob Ulius wrote:
| > |
| > | > Decided to track all my accounts, so added my 401K. Updates fine
except
| > that
| > | > new contributions are shown as debiting the balance. If I add that to
the
| > | > balance, it agrees with the holder of the account. But now it deducts
any
| > | > new contributions from my paycheck in a separate cash account listed
| > under
| > | > the 401K account.
| > | | > | > What might I be doing incorrectly there?
| > |
| > | I am guessing you are downloading Buys, but you are not downloading
| > | or otherwise entering the contributions. You would want to enter
| > | those. The classic way would be to make those as transfers from a
| > | paycheck.
| > |
| > | If I interpreted your post as contributions coming in as payments
| > | rather than contributions, you would be off by twice as much as the
| > | contributions.

In microsoft.public.money, Bob Ulius wrote:

- quote -

That doesn't seem to compute. If you somehow are subtracting
contributions from the account instead of adding, then you would be
off by 2x the amount of the contributions, unless there was another
factor.

- quote -

In that regard, do you really have three accounts? Or do you have an
investment account that contains two mutual fund investments. That
would be the classic way things work.

- quote -

I think you said you are downloading Payments into the contributions
register of the 401K account. So in addition to that are you
downloading Buys or anything else?

Is this QIF, third party, direct OFX, or what?
http://www.microsoft.com/money/banko...BrokeragesOnly
could help identify that. If you identify your custodian, somebody
might be familiar with its quirks.



- quote -

Not sure what you are saying, Cal.

I am off by only the amount of the contributions. And I have this updating
automatically from the account online. SO I would be surprised if I need to
enter anything manually to make this accurate.

In essence I have three accounts being downloaded. Two are investments in
mutuals, on is what Money calls cash, but is the contributions that occur
each paycheck. The amounts are right, just negative instead of positive.

~Bob

"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:7qjre3dhm0371guu0ca0l58el41a62p5cj[at]4ax.com...
| In microsoft.public.money, Bob Ulius wrote:
|
| > Decided to track all my accounts, so added my 401K. Updates fine except
that
| > new contributions are shown as debiting the balance. If I add that to the
| > balance, it agrees with the holder of the account. But now it deducts any
| > new contributions from my paycheck in a separate cash account listed
under
| > the 401K account.
| | > What might I be doing incorrectly there?
|
| I am guessing you are downloading Buys, but you are not downloading
| or otherwise entering the contributions. You would want to enter
| those. The classic way would be to make those as transfers from a
| paycheck.
|
| If I interpreted your post as contributions coming in as payments
| rather than contributions, you would be off by twice as much as the
| contributions.

In microsoft.public.money, Bob Ulius wrote:

- quote -

I am guessing you are downloading Buys, but you are not downloading
or otherwise entering the contributions. You would want to enter
those. The classic way would be to make those as transfers from a
paycheck.

If I interpreted your post as contributions coming in as payments
rather than contributions, you would be off by twice as much as the
contributions.

Sorry, forgot the exact name of this product, but I am sure you understand.

The easy one:

Any way to change the color scheme? I am not fond of the blue on blue on
blue.

The harder one.

Decided to track all my accounts, so added my 401K. Updates fine except that
new contributions are shown as debiting the balance. If I add that to the
balance, it agrees with the holder of the account. But now it deducts any
new contributions from my paycheck in a separate cash account listed under
the 401K account.

What might I be doing incorrectly there?

Thanks.

~Bob