I don't spend hours entering my data, but I have more than a decade of
practice at doing so and I'm not too bad at driving a keyboard as I do it
10+ hours a day. I spend an order of magnitude here helping others than I
ever spent entering transactions.

Yes, Transfer specifies a destination account and the source account is
implicit in what account register you are entering the transaction in.

The downloads will duplicate--unless it automagically matches or you help it
do so. So, let's say you download the first half. Money wants to call it
some kind of expense or income. You know better so you categorize it as
Transfer:[name of other account] before accepting it. So far so good! Now
you go to download the other half of that for the other account. Money
should, if karma is good and settings for downloaded transaction matching
are set correctly and so forth, recognized either by date or amount or both
that there is already a transaction for the same amount and the same or
close date in the account you are downloading for. It should match this with
the downloaded one or offer you the opportunity to do so for it. You
shouldn't need to delete anything. Just accept its proposed match or do the
match for it. All will be good.

Perhaps one of the many download transaction mavens can step in here and
clarify this if I have missed some step.

"Ewl" <Ewl[at]discussions.microsoft.com> wrote in message
news:ED35EAF5-635B-4438-9742-C95209E4BBD4[at]microsoft.com...
- quote -

Thanks for your help. I am using advanced register. I think you can
indicate which account the transfer originates from and goes to. But I think
the transaction download duplicates the amount. I may be deleting the wrong
transfer transaction. Probably the Transfer one is linked between accounts
and I should be deleting the downloaded one since that's not linked yet. I
think when I delete the transfer amount which is categorized as a TRANSFER it
impacts both accounts so nothing ever balances.
I use downloaded data because it would take hours otherwise to enter
manually but you are right you avoid my particular problem.

"Dick Watson" wrote:

- quote -

Are you using Advanced or Essential Register?

In general, I think you need to MATCH the second half of these transfer type
transactions when you download it with the transaction that should be
showing in that account from the Transfer you entered previously from the
other account.

Personally, I never download any transaction data. I avoid all manner of
problems like this.

"Ewl" <Ewl[at]discussions.microsoft.com> wrote in message
news:31351BB2-2856-481B-81D3-71A0E0C4865E[at]microsoft.com...
- quote -

I am using Money 2007 Deluxe. I am having trouble reconciling my bank
statement and the amount listed in money. I believe the problem is
transferring funds between different institutions. For example I transfer
funds between my primary bank checking account and my Internet savings
account. I choose the transfer option from the drop down menu.
I tend to get duplicates in the receiving account. (I download the
transactions straight from the originator and receiving bank for convenience)
I do delete the extra one but I think that can affect the originating
account balance.
My running balances often do not match and I hate adjusting the starting
balance amount when balancing my accounts. The Money help also mentions
entering the transaction into the Bill payment but I don't see how that
helps.
Any help? I am amazed that the online help does not have more details
about this issue! This problem makes my efforts in Money feel wasted!