Dustin,
Try reseting the plan. I am not sure where it is in Plus but this is where
it is in 07.
Go to Tools> Settings> Planner Settings> Reset Debt Plan.

<dustin.o.hartman[at]gmail.com> wrote in message
news:1186712060.910106.135960[at]e9g2000prf.googlegroups.com...
- quote -

I'm having an issue with the Debt Reduction planner. This happened in
Money 2006, and now in 2008 as well.

I have a credit card that I want to put into the debt reduction
planner. I enter it, including all of the required information such
as interest rate, credit line, next payment date, etc... The debt
reduction plan looks right, except the 1st payment is almays
$10,000+.

For example, I have $16,110 in the account. I tell the debt reduction
planner to pay $400 a month with no "one time" payment, $0 estimated
spending, and payment frequency monthly. When I see the payment
schedule, the first payment is $13,378.00 and then the rest of the
payments are $400.

I have tried using a "target date" instead of the monthly payment goal
option, but the same thing happens. No matter what I try I can't get
that first payment to be anything less than $10,000+

Any ideas?