Well, if entering transactions by hand, this is simple.

Money can split the transaction into two components (assuming Money 05-07
Advanced Registers or M04 or earlier and not Money Essential (MEss)). What
at issue is that the downloaded data looks like two transactions, neither of
which match the $1,000. If the bank downloaded the $1,000 payment credit and
the $interest debit, you'd be fine.

Have you tried editing the first $1,000 transaction downloaded into a
Transfer:[home equity loan account] and then accepting it and then, when
downloading the other two, matching the $principal with the $1,000 and just
let the Interest turn into a separate Expense transaction in the account?
(New Balance = Old Balance - $1,000 + $interest). I don't know if Money will
let you do this; I just enter transactions by hand and avoid dependence on
the poorly formed and frequently incomplete download data that all too many
FIs/Yodlee/CashEdge provide.

"TLMc" <TLMc[at]discussions.microsoft.com> wrote in message
news77013B9-9D32-4D93-858F-9E084BD4C05E[at]microsoft.com...
- quote -

This is driving me crazy. Does anyone have a good workaround?

I transfer $1000 out of my checking to my Home Equity Loan in MS Money.

Checking statement show $1,000 going out (nice and simple to reconcile)

Home Equity Loan statement shows $951 coming in and $49 interest payment
($1,000 total).

It appears MS Money can't split the transfer into 2 transactions (one for
the principal and one for the interest) to coincide how the bank shows the
transaction.

Any ideas?

Thanks.

Thanks.