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  #4  
Old 02-21-2007, 03:31 PM
Dick Watson
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Default Re: Transfer Out/In Budget

Well, I'm not sure what, exactly, you are needing help with. Also, you raise
another possible source of confusion. Are you using advanced
Register/Advanced Budget/Advanced Bills or the Essential variants thereof?

In general, each account has a setting (Account Register|Change account
settings...) as to whether to include the account in the Budget Planner. If
that setting is cleared for accounts you want to use to hold your savings,
then... You can schedule, say, Investment Purchases that affect your
savings. You can also schedule, say, Transfers to non-budget accounts,
Savings, say, to affect your savings. If you get this far, then... Advanced
Budget will reflect these scheduled items as Transfers Out of Budget
Accounts. Money's Advanced Budget adds, IIRC, Expenses and Transfers In To
Budget Accounts and then subtracts Expenses, Transfers Out of Budget
Accounts, and Debt (what it gets from scheduled Loan Payments and, IIRC,
Debt Reduction Planner items) to get to the net "savings". This net
"savings" is money you could then add back into the scheduled Investment
Purchases or Transfers to savings accounts. If you have too much scheduled
for the Investment Purchases and Transfers to savings accounts, then Money
will report that your budget "doesn't work"--i.e., is destroying wealth
(outflow> inflow) rather than creating it (inflow > outflow).

"Rayol" <rayol[at]uol.com.br> wrote in message
news:1172063652.868184.82020[at]p10g2000cwp.googlegroups.com...
- quote -

> I am only starting to use M06 and sometimes some
> things sound unknown for me. Could you indicate how to do this?



  #3  
Old 02-21-2007, 12:14 PM
Rayol
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Posts: n/a
Default Re: Transfer Out/In Budget

On Feb 21, 2:06 am, "Dick Watson" <littlegreenge...[at]mind-enufalready-
spring.com> wrote:
- quote -

> Maybe I'm missing something in your question/situation, but my answer is
> sure you can plan it. Your budget numbers all track Income and Expenses. If
> those predict savings (Income consistently exceeds Expenses) then meeting
> those targets will create the budgeted savings. Likewise, you can schedule
> Investment Purchases or Transfers in Scheduled Bills. This will get them in
> the Transfers Out section of the Budget if the accounts are appropriately
> set in their Account Settings.
> "Rayol" <r...[at]uol.com.br> wrote in message
> news:1172024985.568298.44400[at]k78g2000cwa.googlegroups.com...
> > > If you schedule these as Transfers out of accounts set to be included in
> > > the
> > > budget, then they will show in a section called Transfer Out of Budget
> > > Accounts.

> > I got it Dick, but can I plan this?- Hide quoted text -

> - Show quoted text


Thanks Dick, but I am only starting to use M06 and sometimes some
things sound unknown for me. Could you indicate how to do this?

Tks,
Marcelo

  #2  
Old 02-21-2007, 03:06 AM
Dick Watson
Guest
 
Posts: n/a
Default Re: Transfer Out/In Budget

Maybe I'm missing something in your question/situation, but my answer is
sure you can plan it. Your budget numbers all track Income and Expenses. If
those predict savings (Income consistently exceeds Expenses) then meeting
those targets will create the budgeted savings. Likewise, you can schedule
Investment Purchases or Transfers in Scheduled Bills. This will get them in
the Transfers Out section of the Budget if the accounts are appropriately
set in their Account Settings.

"Rayol" <rayol[at]uol.com.br> wrote in message
news:1172024985.568298.44400[at]k78g2000cwa.googlegroups.com...
- quote -

> > If you schedule these as Transfers out of accounts set to be included in
> > the
> > budget, then they will show in a section called Transfer Out of Budget
> > Accounts.

> I got it Dick, but can I plan this?



  #1  
Old 02-21-2007, 01:29 AM
Rayol
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Posts: n/a
Default Re: Transfer Out/In Budget

On Feb 20, 11:47 pm, "Dick Watson" <littlegreenge...[at]mind-enufalready-
spring.com> wrote:
- quote -

> Comments below.
> "Rayol" <r...[at]uol.com.br> wrote in message
> news:1172019371.223527.128870[at]j27g2000cwj.googlegroups.com...
> > Can anyone help me???
> > My doubts are ...
> > 1) How to plan an amount for saving or maybe for retirement if it is
> > not possible to budget "transfers in/out"?

> Because the positive amount in the Budget is Savings, there is no need to
> Budget savings. Just get over the notion that the balance of the budget
> should be $0.
> If you schedule these as Transfers out of accounts set to be included in the
> budget, then they will show in a section called Transfer Out of Budget
> Accounts.


I got it Dick, but can I plan this?


- quote -

> > 2) I have created a new budget for 2007 but when I try to report it
> > using an "annual budget view" Money shows me a version from 1/1/2006
> > to 31/12/2006. Interesting because when Money shows me the "monthly
> > budget view" it does right. What does it happen???

> This is in a report? Check its customization...
> > 3) Does anyone know if the Money 2007 has solved a problem to create a
> > new budget group?

> Yup someone knows. Nope they haven't changed this. Indeed, they are trying
> to make the Advanced Budget go to the home for features the Money team
> thinks are unessential.



 
Old 02-21-2007, 12:47 AM
Dick Watson
Guest
 
Posts: n/a
Default Re: Transfer Out/In Budget

Comments below.

"Rayol" <rayol[at]uol.com.br> wrote in message
news:1172019371.223527.128870[at]j27g2000cwj.googlegroups.com...
- quote -

> Can anyone help me???
> My doubts are ...
> 1) How to plan an amount for saving or maybe for retirement if it is
> not possible to budget "transfers in/out"?


Because the positive amount in the Budget is Savings, there is no need to
Budget savings. Just get over the notion that the balance of the budget
should be $0.

If you schedule these as Transfers out of accounts set to be included in the
budget, then they will show in a section called Transfer Out of Budget
Accounts.

- quote -

> 2) I have created a new budget for 2007 but when I try to report it
> using an "annual budget view" Money shows me a version from 1/1/2006
> to 31/12/2006. Interesting because when Money shows me the "monthly
> budget view" it does right. What does it happen???


This is in a report? Check its customization...

- quote -

> 3) Does anyone know if the Money 2007 has solved a problem to create a
> new budget group?


Yup someone knows. Nope they haven't changed this. Indeed, they are trying
to make the Advanced Budget go to the home for features the Money team
thinks are unessential.


  #-1  
Old 02-20-2007, 11:56 PM
Rayol
Guest
 
Posts: n/a
Default Transfer Out/In Budget

Hi all!

Can anyone help me???

My doubts are ...

1) How to plan an amount for saving or maybe for retirement if it is
not possible to budget "transfers in/out"?

2) I have created a new budget for 2007 but when I try to report it
using an "annual budget view" Money shows me a version from 1/1/2006
to 31/12/2006. Interesting because when Money shows me the "monthly
budget view" it does right. What does it happen???

3) Does anyone know if the Money 2007 has solved a problem to create a
new budget group?

Just for information I am using a Money 2006.

Thanks in advance for informations.

Rgs,
Marcelo

 

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budget, out or in, transfer
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