Sorry I was just trying to help.
I never said it was keep by the banking institution.

"wizard_chef" <wizardchef[at]discussions.microsoft.com> wrote in message
news:C25E1EC5-710C-454E-9A41-AA089F81824D[at]microsoft.com...
- quote -

Unless you know this for sure, I seriously doubt that the download key is
kept by the banking institution. I would think this would be kept by the
inquiry program, MS Money, in this case. I have done multiple updates one
behind the other and have never had duplicate downloads.

"Cindy Conover" wrote:

- quote -

I have Capital One also, I never have problems with Payee name change. but I
do sometimes get duplicate downloads. How often do you download? Capital
One does not know what you have already downloaded from MSN Money per se. If
you download often this is the cause. You are updating before Capital One
does their update. The duplicate downloads are just a thing you have to live
with.


"wizard_chef" <wizardchef[at]discussions.microsoft.com> wrote in message
news:F2ACBE87-63C6-4E66-860A-B5F5A199528E[at]microsoft.com...
- quote -

That is interesting and that's what is seems like, like the key that tells
the program the entry has already been read has been reset.

This is a major hassle since the duplicates are not always easily
recognizable. I have to go to the bank's site, download a .csv file into
Excel, and do a line by line comparison.

Hopefully, they will get their act together at CapitalOne. I have not had
this problem with any of the other several accounts that I download.

"Cal Learner-- MVP" wrote:

- quote -

In microsoft.public.money, wizard_chef wrote:

- quote -

That is something I have no experience with, if you download a
credit card transaction, and you cannot change the Payee in Money.
If it is an apay or epay, then it sounds normal that you could not
change it.

- quote -

There is a "transaction ID" in downloaded OFX transactions that
should let Money know that transaction has been seen already.
Sometimes providers mess that up, and start with some new IDs. The
workaround, in that case, would be to Delete/Void the older
transaction, or to Void the newer one.

I have the same problem with CapitalOne credit card account. I have a hunch
the problem is with them, but they point the finger at Money. If you figure
this one out, please drop me a forward.

"setsim" wrote:

- quote -

I have Money 2006 Deluxe and I bank with Capital One. When I download the
updates for the account, I have 2 different problems.

The first problem is that the system downloads transactions that were
already downloaded 2 or 3 days before.

The second problem is that the system keeps assigning the wrong Payee to
some of the transactions. Because the system assigns the Payee, it is greyed
out and there is no way to change it.

Occasionally these two problems overlap in that the duplicated transaction
is also assigned to an incorrect Payee.

I have deleted Money 2006, rebooted, and have re-installed it. I have
started a new Money file. The problem is still occuring. Any ideas?