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  #6  
Old 01-07-2007, 11:45 PM
Dick Watson
Guest
 
Posts: n/a
Default Re: Several questions from first time user

See below.

"Alok Govil" <AlokGovil[at]discussions.microsoft.com> wrote in message
news:BD82CC46-3862-4713-BE47-CBE958D1B2FE[at]microsoft.com...
- quote -

> Wait! I only want the running balance to run in chronogial order. It is
> Money 2007 that is showing running balance in the time-reversed order
> (when I
> reverse the sort on dates). The question you asked, it's me who's asking
> that question: "What's even the running balance mean in time-reverse
> order?"


So turn off the running balance when you reverse the date order. You are
suggesting that the running balance should be smart enough to suppress
display when the date order is reversed. That seems like a lot to ask given
the other issues in Money.

- quote -

> When I added a credit card account, I saw my Citibank listed there. It
> 1. I keep knowledge of the one bank I have, while Microsoft has to keep
> thousands.


So do Yahoo and Google. The FIs register this stuff with Microsoft. It's not
rocket science.

- quote -

> 2. I may agree with you that my knowledge of bank's address could be
> wrong
> too. That is why my point is that BOTH Money and the user need to know so
> that they can cross-verify. A disagreement means a "potential" concern
> and a
> need to check.


Could be. I think Microsoft's choice is to mask it from the user so that the
user can't break it.

- quote -

> 3. I would know that my knowledge is correct, well because so far I was
> going to the banks website directly and it was working out correctly.


And you would know this how? If you can be so sure, what makes you think
it's so hard for Microsoft to keep the thousand or so addresses for the
Direct Connect services right?

- quote -

> What is wrong with the age-old way of having multiple passwords for the
> three different bank/credit accounts you have? Just like you feed in a
> separate password for each POP3 email account in Outlook.


Look at the number of people who can't setup their email and get back with
me.

- quote -

> I do not need a
> common password or link it to Hotmail.


Money only requires this if you require "Direct" access to an FI that
doesn't support Direct Access.

- quote -

> Somebody hacking my hotmail account,
> vs. somebody hacking my bank account have a different level of impact on
> me,
> and so I want to keep these two separate. Just for example, I have a
> different password for each bank "for" reasons of security.


Money supports this just fine. Using a WinLiveID/Passport doesn't change
your access to the FI. It only puts a "wrapper" around all of these
passwords/IDs and the FI data that Microsoft/Yodlee/CashEdge fetch on your
behalf IF your FIs do not support Direct Access.

- quote -

> I got Microsoft Money because I do not detest them, rather am one of the
> admirers. The statement you made above is itself a sign of monopolistic
> trade practice -- when the disagreement on what is appropriate optimal
> behavior of a software application is used not as a reasoning to provide a
> configuration choice to the user, but as grounds for not using the
> product.
> (Yes, Microsoft did give me a choice not to use Live ID, but it is an
> unfair
> choice when the alternative has been made much more un-automated than it
> needs to be.)


I can't understand your perspective that Passport on a Money file to protect
all of the other login information and your financial data that Money stores
online for the Third Party access FIs has ANYTHING to do with a monopolistic
practice. I just don't see ANY connection. Why should Money reinvent a
password authentication scheme, probably a lot less robust and certainly
less fault-tolerant than Passport, just to avoid some perception that using
Passport is "monopolistic"? It's JUST an authentication scheme. I can't see
any reason that a user should have a choice--oh, and as long as you don't
want to use the Third Party access FIs you DO have a choice--and I
completely fail to see why defending that promotes a Microsoft monopoly or
anything else.


  #5  
Old 01-07-2007, 10:22 PM
Alok Govil
Guest
 
Posts: n/a
Default Re: Several questions from first time user

"Dick Watson" wrote:

- quote -

> > Why does it still have opening
> > balance on the top, closing balance at the bottom, and the numbers in the
> > table going from the opening balance to the closing balance from top
> > (newer) to bottom (older)! This is INSANE.

> I'm at a loss for what you would expect it to do. What is this besides a
> running balance backwards? What's even the running balance mean in
> time-reverse order? I'd omit the running balance if it causes you this much
> grief.


Wait! I only want the running balance to run in chronogial order. It is
Money 2007 that is showing running balance in the time-reversed order (when I
reverse the sort on dates). The question you asked, it's me who's asking
that question: "What's even the running balance mean in time-reverse order?"

- quote -

> > When I added a credit card account, I saw my Citibank listed there. It
> > then asks me for account name and password. How do I trust whether Money
> > 2007 has the correct website/server address for Citibank. What if Money 2007
> > by mistake sends my bank login and password to wrong people? In the era of
> > phishing attacks, this is an unacceptable practice.

> At some level, you'd just have to trust it. How do you know the link you are using
> is correct? What makes you think your knowledge of the bank's address for
> these services is better than Microsoft's?


1. I keep knowledge of the one bank I have, while Microsoft has to keep
thousands.
2. I may agree with you that my knowledge of bank's address could be wrong
too. That is why my point is that BOTH Money and the user need to know so
that they can cross-verify. A disagreement means a "potential" concern and a
need to check.
3. I would know that my knowledge is correct, well because so far I was
going to the banks website directly and it was working out correctly.

- quote -

> > Needless to say that I fail to understand why Windows Live ID is needed to
> > use Money 2007. Well, maybe I do. Whatever blah blah they say, the
> > inside story is the same old monopolistic trade practices by Microsoft.

> It's not. What made you think it was? But hey, if you detest Microsoft so
> much, don't use their products.


What is wrong with the age-old way of having multiple passwords for the
three different bank/credit accounts you have? Just like you feed in a
separate password for each POP3 email account in Outlook. I do not need a
common password or link it to Hotmail. Somebody hacking my hotmail account,
vs. somebody hacking my bank account have a different level of impact on me,
and so I want to keep these two separate. Just for example, I have a
different password for each bank "for" reasons of security.

- quote -

> But hey, if you detest Microsoft so much, don't use their products.

I got Microsoft Money because I do not detest them, rather am one of the
admirers. The statement you made above is itself a sign of monopolistic
trade practice -- when the disagreement on what is appropriate optimal
behavior of a software application is used not as a reasoning to provide a
configuration choice to the user, but as grounds for not using the product.
(Yes, Microsoft did give me a choice not to use Live ID, but it is an unfair
choice when the alternative has been made much more un-automated than it
needs to be.)

Thanks and Best regards - Alok


  #4  
Old 01-07-2007, 12:24 PM
Dick Watson
Guest
 
Posts: n/a
Default Re: Several questions from first time user

See below.

"Alok Govil" <AlokGovil[at]discussions.microsoft.com> wrote in message
news:36E9DF18-B86A-41DB-83F2-B99DD3AF895E[at]microsoft.com...
- quote -

> How do I change the background color from the default white.

No known way here.

- quote -

> How do I get a report that charts monthly expenses vs month for a
> specified
> set of expense categories. I would like to be able to see how much money
> was
> spent on Clothing and how it is changing from month to month. I did turn
> on
> the advanced reports option, still could not get to such a report.


Did you play around with customizing the columns of Spending By Category?

- quote -

> Why does it still have opening
> balance on the top, closing balance at the bottom, and the numbers in the
> table going from the opening balance to the closing balance from top
> (newer)
> to bottom (older)! This is INSANE.


I'm at a loss for what you would expect it to do. What is this besides a
running balance backwards? What's even the running balance mean in
time-reverse order? I'd omit the running balance if it causes you this much
grief.

- quote -

> Well, I have never used Billpay before. So maybe I am lacking. When I
> schedule monthly payments, it either allows me to add a fixed amount to
> pay,
> or an estimated balance.


If you want BillPay systems to pay a different amount each month, you have
to do them each month. All of the "push" BillPay services I've played with
work this way. Some of the "pull" setups can get, say, balance.

- quote -

> When I added a credit card account, I saw my Citibank listed there. It
> then
> asks me for account name and password. How do I trust whether Money 2007
> has
> the correct website/server address for Citibank. What if Money 2007 by
> mistake sends my bank login and password to wrong people? In the era of
> phishing attacks, this is an unacceptable practice.


Then don't use it as Cal cited. What to you is an unacceptable practice to
many others is the ONLY WAY THEY CAN IMAGINE even using Money. The Money
team keeps a big database in the sky of where to go with this stuff. At some
level, you'd just have to trust it. How do you know the link you are using
is correct? What makes you think your knowledge of the bank's address for
these services is better than Microsoft's?

- quote -

> Needless to say that I fail to understand why Windows Live ID is needed to
> use Money 2007. Well, maybe I do. Whatever blah blah they say, the
> inside
> story is the same old monopolistic trade practices by Microsoft.


It's not. What made you think it was? But hey, if you detest Microsoft so
much, don't use their products.


  #3  
Old 01-07-2007, 06:38 AM
Bob Peel, MVP
Guest
 
Posts: n/a
Default Re: Several questions from first time user

AFAIK you can't.

--
Regards
Bob Peel,
Microsoft MVP - Money

For UK tips & fixes see
http://support.microsoft.com/default...d=fh;EN-GB;mny.


I do not respond to any emails that I have not specifically asked for.

"Alok Govil" <AlokGovil[at]discussions.microsoft.com> wrote in message
news:738AC46D-8CE5-4E8F-A176-908982ED3997[at]microsoft.com...
- quote -

> This works. Thanks Cal.
> I hope someone also answers the remaining questions. The inability to
> change background colors from default white becomes a killer for me. Even
> if
> it is some hack that works (since Money 2007 clearly seems to lack that
> functionality, or should I say made efforts to remove the built-in
> functionality of Windows), it will solve my problem.
> "Cal Learner-- MVP" wrote:
> > In microsoft.public.money, Alok Govil wrote:
> > > > > > > > How do I get a report that charts monthly expenses vs month for a
> > > specified
> > > set of expense categories. I would like to be able to see how much
> > > money was
> > > spent on Clothing and how it is changing from month to month. I did
> > > turn on
> > > the advanced reports option, still could not get to such a report.
> > > > > Try customizing "Monthly income and expenses" report.

> > Select line chart from the Chart tab.

>

  #2  
Old 01-07-2007, 04:55 AM
Alok Govil
Guest
 
Posts: n/a
Default Re: Several questions from first time user

This works. Thanks Cal.

I hope someone also answers the remaining questions. The inability to
change background colors from default white becomes a killer for me. Even if
it is some hack that works (since Money 2007 clearly seems to lack that
functionality, or should I say made efforts to remove the built-in
functionality of Windows), it will solve my problem.

"Cal Learner-- MVP" wrote:

- quote -

> In microsoft.public.money, Alok Govil wrote:
> > > > How do I get a report that charts monthly expenses vs month for a specified

> > set of expense categories. I would like to be able to see how much money was
> > spent on Clothing and how it is changing from month to month. I did turn on
> > the advanced reports option, still could not get to such a report.
> > Try customizing "Monthly income and expenses" report.

> Select line chart from the Chart tab.

  #1  
Old 01-07-2007, 04:30 AM
Cal Learner-- MVP
Guest
 
Posts: n/a
Default Re: Several questions from first time user

In microsoft.public.money, Alok Govil wrote:

- quote -

> How do I get a report that charts monthly expenses vs month for a specified
> set of expense categories. I would like to be able to see how much money was
> spent on Clothing and how it is changing from month to month. I did turn on
> the advanced reports option, still could not get to such a report.


Try customizing "Monthly income and expenses" report.
Select line chart from the Chart tab.
 
Old 01-07-2007, 04:27 AM
Cal Learner-- MVP
Guest
 
Posts: n/a
Default Re: Several questions from first time user

In microsoft.public.money, Alok Govil wrote:

- quote -

> 5.
> When I added a credit card account, I saw my Citibank listed there. It then
> asks me for account name and password. How do I trust whether Money 2007 has
> the correct website/server address for Citibank. What if Money 2007 by
> mistake sends my bank login and password to wrong people? In the era of
> phishing attacks, this is an unacceptable practice.


No problem. Go to the Citibank website, and download the OFX file.
That gets fed to Money by default. No LiveID required for that.

- quote -

> 6.
> Needless to say that I fail to understand why Windows Live ID is needed to
> use Money 2007. Well, maybe I do. Whatever blah blah they say, the inside
> story is the same old monopolistic trade practices by Microsoft.


It's not. There are things that require it, but many that don't.
  #-1  
Old 01-07-2007, 03:25 AM
Alok Govil
Guest
 
Posts: n/a
Default Several questions from first time user

I am a first time user of Money (or for that matter any finance software).
Have the following questions. I am using Money 2007 Premium on Windows XP
Pro SP2.

1.

How do I change the background color from the default white. My eyes start
irritating within half an hour of working on a software application that has
white background. Money 2007 is not honoring the color schemes already set
in Windows XP and IE7 on most pages. (On the online pages where it pulls
information from a website directly, it is using IE itself, so obviously
honors the color scheme there!)

I found the following in the newsgroup, but does not seem to apply to Money
2007. I was hoping that this file will also have color settings. But the
file itself is not there. (I did unhide super-hidden OS files to get to the
"MNYCoreFiles" folder. Funny though, why should the files of an
"application" be under that super-hidden categogy?!)

Subject: Re: Text/Font Size in Money 2006 11/25/2006 5:35 AM PST
By: Rowen In: microsoft.public.money
1) Open the file surf.mar in the folder "...Program Files\Microsoft Money
2006\MNYCoreFiles" with UltraEdit
2) Search: font13 ,
font-family:Tahoma;
font-weight:normal;
font-size:7pt
==> font-size:9pt
3)Search: fontnormal ,
font-family: Tahoma;font-size:8pt
==> font-size:9pt

2.

How do I get a report that charts monthly expenses vs month for a specified
set of expense categories. I would like to be able to see how much money was
spent on Clothing and how it is changing from month to month. I did turn on
the advanced reports option, still could not get to such a report.

3.

This is truly funny: I went to "Account Balance History" in the advanced
reports. It shows me a chart. I switched to report view. It shows me a
nice table with dates, expenses, and running balance. Great. Except that
the most recent expenses are at the bottom. So I reverse the sort on dates.
Works fine. BUT THE RUNNING BALANCE NUMBERS GOT RECALCULATED IN THE WRONG
DIRECTION!!! What is happening here...!?#*&* Why does it still have opening
balance on the top, closing balance at the bottom, and the numbers in the
table going from the opening balance to the closing balance from top (newer)
to bottom (older)! This is INSANE.

4.

Well, I have never used Billpay before. So maybe I am lacking. When I
schedule monthly payments, it either allows me to add a fixed amount to pay,
or an estimated balance. Where's the correct option of paying the exact
monthly payment. Needless to say Money does not know how much it is and
currently does not know how to pull it out unlike online banking and credit
card statements, but how useful is this feature without it. Maybe I can use
this for my rent and auto loan payments, but that only solves 20% of the
problem. Needless to say also that if I pay less money for others because of
incorrect estimation, they will charge me hefty late fees.

5.

When I added a credit card account, I saw my Citibank listed there. It then
asks me for account name and password. How do I trust whether Money 2007 has
the correct website/server address for Citibank. What if Money 2007 by
mistake sends my bank login and password to wrong people? In the era of
phishing attacks, this is an unacceptable practice.

6.

Needless to say that I fail to understand why Windows Live ID is needed to
use Money 2007. Well, maybe I do. Whatever blah blah they say, the inside
story is the same old monopolistic trade practices by Microsoft.

Thanks and best regards - Alok
 

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