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Old 12-11-2006, 04:36 PM
Dick Watson
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Default Re: Spending and Savings budget - an improvement?

My suspicion is that few users who pre-date M07 have seen the thing. Either
they had an AB and continue to and haven't bothered messing with it (pretty
much my case--though I have gone into it once in a test file without real
data so couldn't really evaluate it in a meaningful way) or they had an EB
and that was good enough for them. My theory here leaves the target
population for your question as new users of Money as of M07 who went that
route instead of the "most users prefer(tm)" EB way. That's probably a
pretty small population.

I know Chris Cowles has messed with it quite a lot. There are prior postings
of his results.

I'm pretty sure that MS still thinks it's the neatest thing since MEss. But
what do we expect? They think the "competition" for Money is bank websites.

"Vadim Rapp" <vrapp[at]nospam.polyscience.com> wrote in message
news:%23g6JwGUHHHA.2232[at]TK2MSFTNGP02.phx.gbl...
- quote -

> Do you Money users find the new savings and spending budget useful? is it
> better than the previous one, or worse? easier or more difficult? more
> accurate or less? during the beta testing, it was, not surprisingly, the
> matter of a very major discussion, so I'm curious if the end users see it
> as improvement over the Advanced budget.
> For me personally, the main practical use of the budget is not just
> enjoing the verdict "how am I doing", but the accurate answer to the
> question "can we afford this, and when" (vacation, major purchase, etc.).
> So far, the budget was of no help: spending and savings, as I understand,
> does not even try to answer that; the old advanced budget did build the
> projected cash based on the trends and scheduled bills, but it was so
> inaccurate that relying on it was merely too risky.



  #-1  
Old 12-11-2006, 03:30 PM
Vadim Rapp
Guest
 
Posts: n/a
Default Spending and Savings budget - an improvement?

Hello,

Do you Money users find the new savings and spending budget useful? is it
better than the previous one, or worse? easier or more difficult? more
accurate or less? during the beta testing, it was, not surprisingly, the
matter of a very major discussion, so I'm curious if the end users see it as
improvement over the Advanced budget.

For me personally, the main practical use of the budget is not just enjoing
the verdict "how am I doing", but the accurate answer to the question "can
we afford this, and when" (vacation, major purchase, etc.). So far, the
budget was of no help: spending and savings, as I understand, does not even
try to answer that; the old advanced budget did build the projected cash
based on the trends and scheduled bills, but it was so inaccurate that
relying on it was merely too risky.

Vadim Rapp


 

Tags
budget, improvement, savings, spending
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