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  #7  
Old 11-04-2006, 04:02 AM
Chris Cowles
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Default Re: Mid-month credit card downloads

If you have foreign transactions, I can see where that would add up. I
don't, so don't care. My Chase card debits my checking account for the
balance once per month. If there's a difference in grace period, that only
matters on the first month. After that, it's still 30 day intervals from
the last payment. Since my monthly balance is fairly consistent, it's like
having a permanent interest free loan for several thousand dollars. (I make
*all* retail purchases on the same account.)

I get 1% consistently from Chase. I probably could get more from another
vendor, but I might have to play the game where I switch to a different
card once I hit an annual threshold, or something like that. Honestly, I
haven't even investigated getting better. I have a check in my wallet right
now for several hundred dollars cash, so I know it adds up to real money.

"Marilyn & Bob" <Privacy[at]nospam.please> wrote in message
news:urVBO9v$GHA.4348[at]TK2MSFTNGP04.phx.gbl...
- quote -

> My two MBNA credit cards have a 25 and 30 day grace period and do not
> have a surcharge for foreign transactions. And the MBNA cards give a
> small amount to not-for-profits of my choice. Not to mention the Reward
> Points I get for every purchase. I am not willing to give all of that up
> for real time downloads. (Note that I have checking, savings and an IRA
> with Chase, but I no longer use their credit cards, although they sit in
> my drawer).



  #6  
Old 11-03-2006, 03:19 AM
Marilyn & Bob
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Default Re: Mid-month credit card downloads

That may be true, but Chase charges a 3% surcharge (over and above the
exchange fee) for credit and debit card uses outside the US, even if the
transaction is in US dollars. And Chase has only a 20 day grace period. My
two MBNA credit cards have a 25 and 30 day grace period and do not have a
surcharge for foreign transactions. And the MBNA cards give a small amount
to not-for-profits of my choice. Not to mention the Reward Points I get for
every purchase. I am not willing to give all of that up for real time
downloads. (Note that I have checking, savings and an IRA with Chase, but I
no longer use their credit cards, although they sit in my drawer).
--
Peace,
BobJ

"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:u6fvfpu$GHA.4496[at]TK2MSFTNGP02.phx.gbl...
- quote -

> You need not be tied to a card branded by Quicken or Money. I didn't even
> know there was a 'Money' card, but don't doubt it. You can find a card
> branded by your dog, if you look long enough.
> I've used a Chase VISA for years and have no problems downloading. I have
> no evidence that they plan to change. (The CEO has not called me yet.) I
> also download several CitiBank credit cards.
> "Steve's News" <steveroe[at]swbell.net.remove_this> wrote in message
> news:eRpePgu$GHA.2128[at]TK2MSFTNGP03.phx.gbl...
> > So I guess the answer is to go to a quicken or money credit card? Surely
> > they would support their own programs.
> > > "Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message

> > news:eme$H6t$GHA.2128[at]TK2MSFTNGP03.phx.gbl...
> > > Transactions from MBNA were available for download only as 'statements'.
> > > I.e, at the end of the monthly cycle only. The description of BoA seems
> > > the same.



  #5  
Old 11-03-2006, 12:49 AM
Chris Cowles
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Posts: n/a
Default Re: Mid-month credit card downloads

You need not be tied to a card branded by Quicken or Money. I didn't even
know there was a 'Money' card, but don't doubt it. You can find a card
branded by your dog, if you look long enough.

I've used a Chase VISA for years and have no problems downloading. I have
no evidence that they plan to change. (The CEO has not called me yet.) I
also download several CitiBank credit cards.

"Steve's News" <steveroe[at]swbell.net.remove_this> wrote in message
news:eRpePgu$GHA.2128[at]TK2MSFTNGP03.phx.gbl...
- quote -

> So I guess the answer is to go to a quicken or money credit card? Surely
> they would support their own programs.
> "Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
> news:eme$H6t$GHA.2128[at]TK2MSFTNGP03.phx.gbl...
> > Transactions from MBNA were available for download only as 'statements'.
> > I.e, at the end of the monthly cycle only. The description of BoA seems
> > the same.



  #4  
Old 11-03-2006, 12:33 AM
Steve's News
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Posts: n/a
Default Re: Mid-month credit card downloads

So I guess the answer is to go to a quicken or money credit card? Surely
they would support their own programs.



"Chris Cowles" <spam_magnet[at]remove-me-bellsouth.net> wrote in message
news:eme$H6t$GHA.2128[at]TK2MSFTNGP03.phx.gbl...
- quote -

> Transactions from MBNA were available for download only as 'statements'.
> I.e, at the end of the monthly cycle only. The description of BoA seems
> the same.
> --
> Chris Cowles
> Gainesville, FL
> "Mark Horn" <mark[at]hornclan.com> wrote in message
> news:slrnekk6op.1fc.mark[at]home.hornclan.com...
> > On 2006-11-02, pcfawo[at]yahoo.com <pcfawo[at]yahoo.com> wrote:
> > > In other words if I
> > > want to track expenses during the month I will have to manually enter
> > > all of my credit card transactions. The alternative is to wait until
> > > the end of my billing cycle and download 50 to 100 transactions at once
> > > You can't even see your transactions on their web page? If you

> > can see your transactions, can you download the OFX file from the
> > web page and just import it into money?
> > > Even if you can, it might be time to switch credit cards. There are

> > just too many competitors to have to put up with that.



  #3  
Old 11-02-2006, 11:25 PM
Chris Cowles
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Posts: n/a
Default Re: Mid-month credit card downloads

Transactions from MBNA were available for download only as 'statements'.
I.e, at the end of the monthly cycle only. The description of BoA seems the
same.
--
Chris Cowles
Gainesville, FL



"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrnekk6op.1fc.mark[at]home.hornclan.com...
- quote -

> On 2006-11-02, pcfawo[at]yahoo.com <pcfawo[at]yahoo.com> wrote:
> > In other words if I
> > want to track expenses during the month I will have to manually enter
> > all of my credit card transactions. The alternative is to wait until
> > the end of my billing cycle and download 50 to 100 transactions at once

> You can't even see your transactions on their web page? If you
> can see your transactions, can you download the OFX file from the
> web page and just import it into money?
> Even if you can, it might be time to switch credit cards. There are
> just too many competitors to have to put up with that.



  #2  
Old 11-02-2006, 05:32 PM
Marilyn & Bob
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Posts: n/a
Default Re: Mid-month credit card downloads

Mark,
FYI, you can see the current credit card transactions on the web page BUT
there is no way of downloading them. If you click on the download button on
the page a dropdown box opens asking what is the date of the Statement you
wish to download, with the most recent date being that closing date of the
last statement.

As to changing banks to find a better one, more and more banks are dropping
Money/Quicken services. A bit further down you will note that HSBC
announced today that it was dropping the automatic downloads of
Money/Quicken info.
--
Peace,
BobJ

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrnekk6op.1fc.mark[at]home.hornclan.com...
- quote -

> On 2006-11-02, pcfawo[at]yahoo.com <pcfawo[at]yahoo.com> wrote:
> > In other words if I
> > want to track expenses during the month I will have to manually enter
> > all of my credit card transactions. The alternative is to wait until
> > the end of my billing cycle and download 50 to 100 transactions at once

> You can't even see your transactions on their web page? If you
> can see your transactions, can you download the OFX file from the
> web page and just import it into money?
> Even if you can, it might be time to switch credit cards. There are
> just too many competitors to have to put up with that.



  #1  
Old 11-02-2006, 03:21 PM
Mark Horn
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Posts: n/a
Default Re: Mid-month credit card downloads

On 2006-11-02, pcfawo[at]yahoo.com <pcfawo[at]yahoo.com> wrote:
- quote -

> In other words if I
> want to track expenses during the month I will have to manually enter
> all of my credit card transactions. The alternative is to wait until
> the end of my billing cycle and download 50 to 100 transactions at once


You can't even see your transactions on their web page? If you
can see your transactions, can you download the OFX file from the
web page and just import it into money?

Even if you can, it might be time to switch credit cards. There are
just too many competitors to have to put up with that.
 
Old 11-02-2006, 01:35 PM
Marilyn & Bob
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Posts: n/a
Default Re: Mid-month credit card downloads

The downloading of monthly statements only was always the case with MBNA CC
accounts. As is often the case in a merger, the client ends up with the
worst features from each of the merging banks. Looks like that is the case
here.
--
Peace,
BobJ

<pcfawo[at]yahoo.com> wrote in message
news:1162475957.413014.203770[at]h54g2000cwb.googlegroups.com...
- quote -

> BofA just changed their on-line interface and they're having a lot of
> problems. I was told that I can no longer download credit card
> transactions into my Money program mid-month. In other words if I
> want to track expenses during the month I will have to manually enter
> all of my credit card transactions. The alternative is to wait until
> the end of my billing cycle and download 50 to 100 transactions at once
> and then review and assign them. There are no plans to reinstate this
> service.
> I immediately sent a comment to them complaining about the
> inconvenience and limitations of their new interface. If you like to
> track your expenses during the month I suggest you do the same.



  #-1  
Old 11-02-2006, 12:59 PM
pcfawo@yahoo.com
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Posts: n/a
Default Mid-month credit card downloads

BofA just changed their on-line interface and they're having a lot of
problems. I was told that I can no longer download credit card
transactions into my Money program mid-month. In other words if I
want to track expenses during the month I will have to manually enter
all of my credit card transactions. The alternative is to wait until
the end of my billing cycle and download 50 to 100 transactions at once

and then review and assign them. There are no plans to reinstate this
service.

I immediately sent a comment to them complaining about the
inconvenience and limitations of their new interface. If you like to
track your expenses during the month I suggest you do the same.

 

Tags
card, credit, downloads, midmonth
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