In microsoft.public.money, Vital wrote:

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See if you have some Dividends, CG distributions, Interest, etc that
might have been used to Buy securities. Then enter the Buys, or
change the Dividend etc to ReinvestDividend etc.


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I have my 401k contributions from my paycheck transferred to my Vanguard
retirement account which will be sent to the Cash Transactions
section. I've adjusted the contributions to include the employer
matching but I'm still having problems to get it to balance. For some
reason, I still have $25.38 left over in my cash Contributions($) when
it should be $0. What could I be doing wrong?

Cal Learner-- MVP wrote:
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In microsoft.public.money, Vital wrote:

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In the AccountList, right-click the account. Under General
Information header, see that RetirementAccount is checked and click
the EmployerMatching button.

Let's hope that helps.

See http://umpmfaq.info/faqdb.php?q=14 or one solution to this situation.

"Vital" <Vital[at]discussions.microsoft.com> wrote in message
news:48AA27E6-0983-430D-8FAE-A82C614ACE7B[at]microsoft.com...

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"Cal Learner-- MVP" wrote:

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I am using Advanced Register. I understand what you mean now by Buy.
However, since I am tracking Gross pay and it requires me to specify all
taxes, deductions and 401k contributions. I am transfering ~$100 each
paycheck before taxes to Vanguard (Contributions) for my 401k investment.
When I change the Add Shares actiity to Buy it'll ask where the fund is
Transfering from so I specify Vanguard (Contributions). The problem I now
see is that I'll get a Negative balance in my Cash Transactions. I think
this is due to my company matching 50% for Contributions. So all my Cash
transactions are just what I contribute, but not what my company matches as
well. So I am now again at a stump. I guess I can completely go back to
just tracking Net pay and not transfer my 401k deductions to my
Vanguard(Contributions) but I'd really like to eep track of all transcations
if possible.

In microsoft.public.money, Vital wrote:

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And by "update" you mean that Money connects to Vanguard to get the
information as oppose to you typing in the numbers yourself, right?

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I will try to describe what I think I would do, and not what you
*should* do. Somebody else might just get rid of the Cash
Transactions section, and that would not make them not right. That
would be an easy thing that might appeal to you. However then you
would not want to show the money from your paycheck as a transfer to
the Vanguard (Contributions) register.

Look at the Investment Transactions section of the Vanguard
register. In the upper right, does it say "Advanced Register" or
does it say Does it say "Essential Register". If it does not say I
would set
Tools-> Settings-> AccountSettings(global)-> DisplayAllAccountsInTheAdvancedAccountRegister

Then in the Vanguard register again, do you have a column called
Activity? If so, I would change any AddShares to Buy. What do you
see in the Activity column.

I would also go to multiple-line format, but others like single
line. To toggle back and forth you can use Ctrl+T.

"Cal Learner-- MVP" wrote:

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When I track Gross pay, under the "Deductions Before Taxes" tab, I have an
"Insurance: Health" category for my HMO/dental plan. For my 401k
contributions I add another category in that tab to "Transfer To: Vanguard
account." Is this the way I'm supposed to track my 401k from my paycheck?
When I update my Vanguard account it updates the funds I have shares in and
the transfers that were from my Paycheck go into a seprate cash
Contributions($) category which doubles the total value of all my
investments. I'm also not sure what you mean by Buy because I don't see
that command anywhere.. Thanks for the help.

In microsoft.public.money, Vital wrote:

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There is more than one right way.

If you have the data, I think the best way is to have that
Contributions account, and when you purchase mutual funds, you use a
Buy rather than AddShares. That way the contribution money is
depleted when the shares are purchased.

There are other ways too.

I have a Vanguard investment account that keeps track of my 401k
contributions and it is split into 2 seperate categores. "Company Stock
Purchase Fund" and "Vanguard LifeStrategy Conservative Growth Fund (VSCGX)."
MS Money recommended that I track my Gross income instead of Net so I
switched to track Gross pay for my paychecks and had an entry to transfer
401k contributions to my Vanguard account.

What I don't understand now is that it adds another category in my Vanguard
account named Contributions($). Now my Total acount values are not correct
because it seems to be doubled. Can someone please explain the correct way
to track 401k with Vanguard please? thanks.