In microsoft.public.money, lmjeambey[at]comcast.net wrote:

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In a credit card account, the balance represents what you owe. So if
you buy something, the balance should increase.

There is more than one good way to download your credit card
data and have also the payment downloaded from a checking account.
Here are two ways I like:

1. When you process the first transaction of the credit card
payment, set the category as a transfer to the other ( credit card
or bank account), or use the equivalent "SPECIAL Credit Card
Payment" category. When you process the second transaction,Money
should match it. Be careful to not just Accept if Money did not
find the match on its own for some reason. Click Change and match
it to the transfer you already made if Money did not match it for
you. I would consider this the classic of the ways I like. Note
that for this you would *not* use the Money "EXPENSE Credit Card
Payment". I would Delete that category.

2. In method 2, don't handle credit card payments as transfers or
the pre-defined "Credit Card Payment Instead create one category of
"CC payment" or some such. If you define the category as an
expense category, expect a warning when you use it to represent the
payment within the credit card account -- if you have the warning
enabled. Just click Yes in response to the warning. The category
should net at zero in reports across accounts, and you can still
customize to ignore the category if you like. For this method you
could use the Money "EXPENSE Credit Card Payment".

Is there anyone who can figure this out for me...

For the past year i have been keeping my personal banking on Microsoft
money 2004; HOWEVER, just recently I started entering credit cards and
bills with balance, etc...so I could really keep track of my finances.
Is tjhere anyone who is a whiz with this because, apparently i am not
doing something right. Some of them apply to the balance correctly but
then you can't see it on the report as an expense, then there are other
that will deduct from the acct you are paying them from but don't
deduct from the balance but instead charge it to the balance...I have
been working on this for 4 days and have even gotten a book from the
library and i am doing everything right (according to the book
anyways). I have the normal Income and Expense categories, but thent
there is one called Special that has popped up, doesn't print on the
reports either...i didn't create it...Is there anyone who can help me

thank you in advance