Sorry, it is a quarterly maintenance fee. You explanation for this one
sounds good. Thanks.

Brett

In microsoft.public.money, Cal Learner-- MVP wrote:

- quote -

A fourth possibility comes to mind: the fee is extracted at the same
time as the dividend/CG distribution. I see perhaps 3 or 4
transactions, even for a single fund: Dividend and LT-CG
transactions in the Investment Transactions register, payment for
the fee in Cash Transactions register, and a Buy with the remaining
cash back in Investment Transactions.

In microsoft.public.money, brett wrote:

- quote -

Right.

- quote -

Associated with that transaction? That would be a Commission, and is
part of the transaction.

Associated with a particular security? I would call that an
OtherExpense in the Transaction Register.

Is it a maintenance fee for the account? That would be probably two
transactions: A Sell transaction to raise the cash, and a Payment in
the Cash Transactions register.

I think I understand now. Instead of trying to enter this in the
Contributions section, I enter it in the Investment Transactions
section....right? I will be only one entry for "Reinvestment Dividend"
right?

Where would I enter any associated fee - Contributions?

Thanks,
Brett

In microsoft.public.money, Dick Watson wrote:

- quote -

If you have found the drop-down list, you may have to scroll down to
see the rest of the activities.

These aren't categories. They are investment activities.

Say you own a fund that pays a dividend and you reinvest it. You enter a new
Investment transaction just as you would enter a Buy but you use Reinvest
Dividend instead of Buy.

"brett" <account[at]cygen.com> wrote in message
news:1146939683.457822.140850[at]j33g2000cwa.googlegroups.com...
- quote -

I don't have any reinvest categories. Are those something you've
created or how else can I reach them?

Thanks,
Brett

One of us doesn't understand your question. I'm not sure which.

In general, the way Investments and realized gains work in Money:

1) Start with $10 in an Investment Cash Account "My 401k (contributions)"
2) Buy one $10 share of Investment "WonderFund" in Investment Account "My
401k" using money from "My 401k (contributions)"
3) Some time later, sell the one share of "WonderFund" in Investment Account
"My 401k" for $15 and transfer the cash proceeds to "My 401k
(contributions)"

The extra $5 now in "My 401k (contributions)" is a realized gain. You're
done. Or, you can now repeat the cycle:

1) Buy two $7.50 shares of Investment "MiracleFund" in Investment Account
"My 401k" using $15 from "My 401k (contributions)"
2) Some time later, sell the two shares of "MiracleFund" in Investment
Account "My 401k" for $12.50 each and transfer the $25 cash proceeds to "My
401k (contributions)"

You now have a $5 realized gain in "WonderFund" and a $10 realized gain in
"MiracleFund".

If a 401(k) were not a 401(k) but were a regular taxable investment account,
Money reporting would recognize these as capital gains for reporting et al.
Since realized gain is a tax concept that is pretty meaningless in the
context of a 401(k), Money doesn't report them much of anywhere.

"brett" <account[at]cygen.com> wrote in message
news:1146938153.600274.219030[at]i40g2000cwc.googlegroups.com...
- quote -

In microsoft.public.money, brett wrote:

- quote -

If you enter a ReinvestDividend , ReinvestL-TermCG, etc, that will
solve it.

If you do both a Dividend (etc) and then a Buy, that would be
equivalent.

I have a realized gain in my 401k and I'm not sure how to do the
transaction. The account has two sections - Cash and Investment
transactions.

Say the gain is $10.00, which means I'm buying $10.00 worth of some
investment (reinvestment on this account). I go ahead and enter the buy
("Payment") from the Cash Transaction section, which puts it down by
$10.00. How do I offset that? Would it just be a "Deposit" under
"Investment Income: Long-Term Capital Gains"? Who is the payee - the
investment (which isn't really a payee)?

Thanks,
Brett