OK. Let me try to recap what I think I've read.

You have a $500.00 transaction in a Cash Account that represents the
lender's escrow account with the insurance company as payee and categorized
as Insurance:Homeowners. This transaction reduced the balance of the escrow
account and paid the insurance premium.

You have a $250.00 transaction in the Checking account with the insurance
company as payee and categorized as Insurance:Homeowners. This transaction
increased the balance of the checking account and reimbursed you for a
claim.

The Income and Spending report reflects the net of these two transactions
($250.00). You'd rather it did not reflect the data this way.

The Income and Spending report, IIRC, aggregates transactions for the
category in question across the accounts in the report. That's why it shows
($500.00) + $250.00 as ($250.00). That's the kind of thing this report is
designed to do.

My recommendation is to change the $250.00 transaction in the Checking
account with the insurance company as payee to be categorized as Other
Income:Insurance Reimbursement with a memo reflecting what it was
reimbursement for. My supposition is that this will result in the Income and
Spending report showing ($500.00) against category Insurance:Homeowners and
$250.00 against category Other Income:Insurance Reimbursement.

"stan" <SEDNCID[at]myomy.com> wrote in message
news:eKkSjHLMGHA.3984[at]TK2MSFTNGP14.phx.gbl...
- quote -

I think I am confusing you Dick.

I paid my Homeowners Insurance out of an Equity Account. I deposited the
refund check from the Insurance Co. in my Checking Account. Example, Premium
check could be let's say 500.00 and rebate check from Ins. Co. was 250.00.
in the report it showed premium as 250.00. Don't care about the listing
showing as income just the calculation in the report. Be as may thanks for
your comments.
"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:ex6AA4$LGHA.2320[at]TK2MSFTNGP11.phx.gbl...
- quote -

I don't understand what you mean by "Reduced then appears in Insurance :
Homeowners"

It sounds like you have two issues going on: 1) downloaded transactions, 2)
a transaction that got a category because of a previous transaction with the
same named payee, not because of what it is. The insurance premium should
have been something like Insurance : Homeowners. The payout for loss should
have been something like Other Income: Insurance Reimbursement. BTW, as to
your reports, surely the money coming from the insurance company to you for
your loss **is** income. What else would it be? It didn't make you
poorer--as expenses do--it made you richer. That's what income does.

I don't see where there is a scenario for a split here. They are separate
transactions. There are cases where a rebate or credit makes sense going in
as a negative value against an expense category. (Bought a pair of shoes as
Clothing:Cole Hahn. Returned the shoes. Call it a negative entry against
Clothing:Cole Hahn. Bought a Leisure:Electronic Gadgets at Best Buy for, as
typical, $100 with a $75 rebate. Get the rebate after fourteen weeks and ten
phone calls and three threats to complain to the FTC. Enter the $75 deposit
as a negative entry against Leisure:Electronic Gadgets.) I don't think this
is a good case for that. But suit yourself.

"SD" <sd[at]myth.com> wrote in message
news:e6f1J3%23LGHA.1424[at]TK2MSFTNGP12.phx.gbl...
- quote -

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:eNJczj%23LGHA.2992[at]tk2msftngp13.phx.gbl...
- quote -

Checking, Split multiple transactions. Reduced then appears in Insurance,
Homeowners
- quote -

Income and Spending Previous year to date.
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Well, the first question is how the items are all categorized? This is under
your control.

The second question is what report and how it's customized? Make sure the
report is set to show deposits and payments.

Why should money you receive **not** show up as income? If it isn't income
(note that not all income is taxable as in form 1040 definition of income),
what is it?

"SD" <sd[at]myth.com> wrote in message
news:%239lAaU%23LGHA.3856[at]TK2MSFTNGP12.phx.gbl...
- quote -

I guess nobody knows Stan
"stan" <SEDNCID[at]myomy.com> wrote in message
news:eX9LCcyLGHA.1124[at]TK2MSFTNGP15.phx.gbl...
- quote -

Checking a report I discovered some strange calculations.

I made a home owners ins. payment, a day or two later I received a check
from the same ins. Co. snow damage to an awning and deposited into the same
account, checking, in the report it deducted the payment from the insurance
CO. from the premium I sent and showed the to be less then the original, in
the report. It showed it as income. How can I enter rebates or refunds
without them being listed as income. Tried to split the amount in the
original purchase as minus item, still shows up as income. The Ins. premium
and payment and check from Ins. for damages is the most weird.