When you say "future scheduled payments" do you mean recurring APAYs setup
in Bills & Deposits? Those shouldn't have any effect on your Account List or
Account Register balances, so if that's what you mean, then I don't
understand your question. If, when you say "future scheduled payments" you
mean a scheduled EPAY; that's just like a check you print or write and put
in the mail. The mail will get delivered when you scheduled it to. But the
check is absolutely "in the mail" and in the check register. Therefore it
reflects in the Account List and Favorite Accounts balance--which is final
balance. If you look in the Account register you can see final balance and
today's balance.

"Tony" <Tony[at]discussions.microsoft.com> wrote in message
news:BEC9BE64-CB7B-46B8-A0BE-8D01F7682274[at]microsoft.com...
- quote -

Understood. However, is there a way to have my account balance in the
account list section show the current balance and not future scheduled
payments?

"Dick Watson" wrote:

- quote -

Unreconciled only means that the item hasn't come back from the bank
(downloaded) as a completed transaction or been balanced against a paper
statement. It's like a check that's in the mail. Just like in a check
register for the check that's in the mail, the balance at the bottom of the
register reflects the entry whether its been paid by the bank or not.

"Tony" <Tony[at]discussions.microsoft.com> wrote in message
news:BE65AD45-3CD0-423F-A191-EF8E071E7F66[at]microsoft.com...
- quote -

Thanks Chris. Did the second part of my questions make sense? Let me know
if you would like me to clarify more.

"Chris Cowles" wrote:

- quote -

"Tony" <Tony[at]discussions.microsoft.com> wrote in message
news:422B30CE-F579-41D4-A98A-A2C8C903E0AF[at]microsoft.com...
- quote -

An EPAY *is* a one-time payment. Scheduling it monthly in Money is simply a
reminder to yourself to send another epay request to the bank. The value of
that is for bills that vary, such as credit card payments or utilities.

What you're thinking of is called an APAY in Money. Note the distinct first
letter. When you schedule that in Money, it schedules it at your bank. In
fact, if you schedule it in Money then disable online banking, it remains
scheduled at your bank.

An Apay is somewhat limited in scheduling options, and must be the same
amount for each payment.
--
Chris Cowles
Gainesville, FL

Hello,

Currently I'm using Money 2005 Deluxe. I'm having difficulties, I believe,
setting up a recurring payment in the bill summary section. Even though the
bill has a scheduled frequency of monthly using EPAY as the payment method
when I view the pending transaction on my bank's website (Fifth Third Bank)
it only shows up as being a single payment. Will Money automatically send
another payment to my bank as the next month's bill approaches or am I doing
something wrong?

In addition, after setting up the payment, my checking account balance
reflects the future payment even though it is marked as unreconciled. Is
there a way around this?

Thanks in advance for any help regarding these issues.