Budget and Mortgage - MS Money 2006 Deluxe

#5 01-08-2006, 09:02 PM

valid opinion if you like msdn.
The benefit of pdf is that you can print the document if you desire.
This cannot be done using html,chm, or xml

Some people do like hard copy

#4 12-31-2005, 07:40 PM

Thanks Chris for your reply. I tried what you said with no luck. I have
wasted several nights trying to get this to work (including missing some
meals). I am back to Quicken and will probably upgrade to Quicken 2006. My
Money 2006 is up for grabs.

"Chris Cowles" wrote:

- quote -

> "navin" <navin[at]discussions.microsoft.com> wrote in message
> news:F84F7343-148E-4F5B-8547-449A1E736686[at]microsoft.com...
> > I did not include any loan categories in my budget , and you correctly
> > mentioned, it does appear automaticaly under the debt section. That is
> > fine.
> > > My problem is when I run the report, I expect under the budget column it
> > show this amount and likewise in the "Actual" column it show the payment I
> > have made from my checking account. Such that the difference shows "0".
> > But
> > this is not the case. The "Actual" column does show that I paid a mortgage
> > payment, but adjacent to that in the "Budget" column a "zero" is listed.
> > Why ?
> Some newly-added or revised budget categories only take effect in the
> subsequent calendar month. Review the 'Annual Budget' report to determine if
> this affects you.
> --
> Chris Cowles
> Gainesville, FL

#3 12-31-2005, 03:23 PM

"navin" <navin[at]discussions.microsoft.com> wrote in message
news:F84F7343-148E-4F5B-8547-449A1E736686[at]microsoft.com...
- quote -

> I did not include any loan categories in my budget , and you correctly
> mentioned, it does appear automaticaly under the debt section. That is
> fine.
> My problem is when I run the report, I expect under the budget column it
> show this amount and likewise in the "Actual" column it show the payment I
> have made from my checking account. Such that the difference shows "0".
> But
> this is not the case. The "Actual" column does show that I paid a mortgage
> payment, but adjacent to that in the "Budget" column a "zero" is listed.
> Why ?

Some newly-added or revised budget categories only take effect in the
subsequent calendar month. Review the 'Annual Budget' report to determine if
this affects you.
--
Chris Cowles
Gainesville, FL

#2 12-30-2005, 07:28 PM

I did not include any loan categories in my budget , and you correctly
mentioned, it does appear automaticaly under the debt section. That is fine.

My problem is when I run the report, I expect under the budget column it
show this amount and likewise in the "Actual" column it show the payment I
have made from my checking account. Such that the difference shows "0". But
this is not the case. The "Actual" column does show that I paid a mortgage
payment, but adjacent to that in the "Budget" column a "zero" is listed. Why ?

Thanks

"Chris Cowles" wrote:

- quote -

> "navin" <navin[at]discussions.microsoft.com> wrote in message
> news:1BE7B64A-A58E-411B-A1A1-7CAE710CE101[at]microsoft.com...
> > My Mortgage payment does show up under the Debt section in my budget. My
> > Mortgage payment category is Loan Payment: House Loan in my checking
> > account
> > from which I pay my mortgage. So far so good.
> > > However when I run the budget - spending report. The Budget column does
> > not
> > show the budget amount for the Mortgage. The Actual column does under the
> > Debt Category does. It thus looks like I spent more, when this item is
> > actually budgeted.
> > > This does not make sense.
> Exclude any loan 'categories' from your budget. All payments scheduled
> and/or paid through a loan account will appear in the 'special' Debt
> category, and you cannot control that. Scheduling a loan payment, and
> including loan categories will double-count them in the budget, as you have
> discovered.
> Be careful also not to include categories associated with the loan payment,
> such as homeowner's insurance or property taxes, paid through escrow. The
> debt category includes the total amount paid in a loan payment, not just
> principal/interest.

#1 12-30-2005, 05:22 PM

"navin" <navin[at]discussions.microsoft.com> wrote in message
news:1BE7B64A-A58E-411B-A1A1-7CAE710CE101[at]microsoft.com...
- quote -

> My Mortgage payment does show up under the Debt section in my budget. My
> Mortgage payment category is Loan Payment: House Loan in my checking
> account
> from which I pay my mortgage. So far so good.
> However when I run the budget - spending report. The Budget column does
> not
> show the budget amount for the Mortgage. The Actual column does under the
> Debt Category does. It thus looks like I spent more, when this item is
> actually budgeted.
> This does not make sense.

Exclude any loan 'categories' from your budget. All payments scheduled
and/or paid through a loan account will appear in the 'special' Debt
category, and you cannot control that. Scheduling a loan payment, and
including loan categories will double-count them in the budget, as you have
discovered.

Be careful also not to include categories associated with the loan payment,
such as homeowner's insurance or property taxes, paid through escrow. The
debt category includes the total amount paid in a loan payment, not just
principal/interest.

12-30-2005, 09:21 AM

..pdf...EWWWW! PDF sucks. All docs should be in .chm format, until new
xml-based format arrives.

--
Dmitry Korolyov [d__k[at]removethispart.mail.ru]
MVP: Windows Server - Directory Services

"navin" <navin[at]discussions.microsoft.com> wrote in message
news:1BE7B64A-A58E-411B-A1A1-7CAE710CE101[at]microsoft.com...
- quote -

> My Mortgage payment does show up under the Debt section in my budget. My
> Mortgage payment category is Loan Payment: House Loan in my checking
> account
> from which I pay my mortgage. So far so good.
> However when I run the budget - spending report. The Budget column does
> not
> show the budget amount for the Mortgage. The Actual column does under the
> Debt Category does. It thus looks like I spent more, when this item is
> actually budgeted.
> This does not make sense.
> MSMONEY documentation is POOR. Why cant we have a complete comprehensive
> .pdf style documentation as is expected with any commercial software.

#-1 12-30-2005, 05:33 AM

My Mortgage payment does show up under the Debt section in my budget. My
Mortgage payment category is Loan Payment: House Loan in my checking account
from which I pay my mortgage. So far so good.

However when I run the budget - spending report. The Budget column does not
show the budget amount for the Mortgage. The Actual column does under the
Debt Category does. It thus looks like I spent more, when this item is
actually budgeted.

This does not make sense.

MSMONEY documentation is POOR. Why cant we have a complete comprehensive
..pdf style documentation as is expected with any commercial software.

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