In microsoft.public.money, SJB wrote:

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Try setting the portfolio to show closed positions, and see if
things improve for you.
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One of your items is "reinvestment". What is this? If you are reinvesting
dividends, your total cost is original shares * original purchase price PLUS
the cost of shares purchased. If you've reinvested all dividends, that would
be original basis + dividends.

I believe Gain in dollars is calculated as
(sum of market value + dividends *taken in cash*)
- (cost of original shares + cost of shares bought via reinvestment)

Converting that to percent may be problematic: it should be Gain/Basis, but
when you have shares purchased at various times there's a question as to which
shares are included in the Basis.

To figure out what Money's figures (quoted below) mean, we need to see a list
of all of the transactions involving this investment.

On Tue, 13 Dec 2005 08:30:04 -0800, SJB <SJB[at]discussions.microsoft.com> wrote:

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I thought it would be helpful to include some account data from one of my
investments...

234.899 shares
27,355.11 MV
116.54 last
99.853 cost
5316.38 gain
15.7% gain %
23,717.98 cost basis
4230.72 appreciation
1085.66 reinvestment

so my questions are...

1) why doesn't the cost per share x share = cost basis?
2) why doesn't the market value - cost basis = gain
3) how is gain % calculated?




"SJB" wrote:

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Thanks Cal.

The thing I am struggling with is that I can't back into the #'s money uses
on my own. For exmaple, when I take the gain and divide it by the cost basis
I don't get the gain % money lists on an investment by investment basis.
However, when I do this for my total portfolio I can make the math work.

Additionally, when I add my appreciation + reinvestments it doesn't add up
to my gain.

Is there something that details , or do you know, how the gain and gain %
are calculated?

Thanks



"Cal Learner" wrote:

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In microsoft.public.money, SJB wrote:

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Dividends. Dividends are real money.

- quote -

http://support.microsoft.com/default...b;en-us;131664

OK, I'm confused and have a few more questions about the Portfolio View...

1) Shouldn't my cost basis + gain = the current market value of my
holdings....it appears that my current market value = Cost basis +
Appreciation. What is the difference between gain and appreciation???

2) Does anyone know the calculation for the ROI All Dates field (using the
MS Money fields).


"SJB" wrote:

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I use Money 2004 and recently rebalanced my 401K portfolio. I moved about
10K from one investment to the other and noticed that my "ROI all dates"
return decreased by 3% points, even though the current prices of the
individual stocks had not moved since the transaction date. Also, my
annualized return did not change, as you would expect. Does anyone know why
this would happen