"brett" <account[at]cygen.com> wrote in message
news:1134333706.428784.91870[at]g47g2000cwa.googlegroups.com...
- quote -

Explore the use of Classes.

You cannot use that for budgeting. For that, your only option is to modify
the details of the category to flag it as 'Necessary' or 'Discretionary'.
That can be done only for the entire category, not individual transactions.

Money does not support sub accounts but, through the use of class, you may
be able to track portions of a deposit to a savings account by attributing
it to a specific sub-class. You will not be able to show a specific balance
but, by reporting on the class, can show the aggregate savings or
withdrawals for a specific class.

Or, if I already have the "needs" part setup through Utilities,
Automobile, etc, and use those corresponding reports, is there a way to
create a report that includes all of them? This way, I don't have to
worry about new categories being added to the above categories.

An ideal situation would be if Money allowed sub accounts, similar to
the Quicken feature. I could create a "wants" account under my regular
checking account.

Brett

I'd like to set a budget on what I can spend for "want" vs. "need"
items. For example, utilities, gasoline, phone are "need". A new
camera, book, chair are "want". I currently categorize all of these
but I cannot run a report such as "Wants" and see all non essential
spending for that month and know where I stand against a budget.
Should I just create two large categories called Needs and Wants then
start adding existing categories to them? Both will be expenses.

To take it a little further, I'd like to setup some type of bank
account (not in Money) that I can add money to every month. Once that
account has enought money for some particular thing I've been saving
far, I just write a check from it (if allowed) or transfer that money
to my regular checking account. Does that seem the best way? I could
setup another linked savings account at no charge and use it only for
the above purpose.

Thanks,
Brett