Cal--

Okay--thanks for your reply.

I did dig the pieces out of the garbage and found an 800 number to call the
service on there. They put a stop-payment on it and said I'll have the funds
back in 1-2 business days.

This is the first time in three years that I've had any problem--normally
I'm quite content to have the checks go out and get cashed--but this was an
unusual situation. Now that I know how to handle it if it happens again--and
I don't expect it will happen too often, if ever--I'm quite content.

Thanks for the reply--it provided the clue that I needed to get this resolved.

Dar

"Dar Steckelberg" wrote:

- quote -

The checks the bill pay service issues must be cashed within a fixed time
period (usually 60-90 days). When the time period expires without the check
clearing, the amount of the check will be credited to your payment account.

A situation similar to yours has happened to me although for only $20 so the
wait wasn't quite so painful!

If you have further questions about the process you should call your bank or
bill payer. If you're not sure about how long you'll have to wait you could
always send yourself a payment and then see what expiration date is printed
on the check!

Regards,
JB

In microsoft.public.money, Dar Steckelberg wrote:

- quote -

It will probably help if you have the pieces. Otherwise it would
seem you have a lost cashiers check.
- quote -

"through Microsoft Money" to whom? You will take that up with
whoever issued the check and accepted your money.


- quote -

There are different services. Some do as you now wish you had had.

I sent an electronic payment via Money 2004 to a friend, but before she
received it we worked out some other compensation. When she received the
$700 check, she tore it up instead of cashing it.

However, even before she received the check, $700 has already been taken out
of my account! When do I get this money back?

I've been using e-payments through Microsoft Money for about three years,
and this is the first time I've had this situation. I hadn't been aware 'til
now that these paper checks that get sent out apparently take my money out
immediately and move it to some intermediary account--this really annoys me
to know that my account is being tapped before anyone actually gets a check.