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  #9  
Old 08-22-2005, 06:12 AM
yas
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Default Re: Budget - Excluding Bills

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"Shadowz" <Shadowz[at]NoSpam.com> wrote in message
news:11g1sb53q1h3i89[at]corp.supernews.com...
- quote -

> "rs" <rsumral_NoSpam_today_l[at]gmail.com> wrote in message
> news:O%23FaGYcoFHA.1416[at]TK2MSFTNGP09.phx.gbl...
> > I want to exclude all bills I enter from automatically being added to my
> > Budget categories. It's very frustrating for Money 2006 (& earlier) to
> > add them to my budget when I have my budget setup seperately from my
> > bills and I want to kepp it that way. Is there anyway to do this, other
> > than leaving the categories blank in the bills?
> > > Rick

> > On the Budget Tab from the Budget Summery on the left menu under "other

> tasks" click Change budget settings--> Select budget accounts--> Uncheck
> select accounts.



  #8  
Old 08-16-2005, 05:59 PM
rs
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Default Re: Budget - Excluding Bills

Shadowz wrote:
- quote -

> "rs" <rsumral_NoSpam_today_l[at]gmail.com> wrote in message
> news:O%23FaGYcoFHA.1416[at]TK2MSFTNGP09.phx.gbl...
> > I want to exclude all bills I enter from automatically being added to my
> > Budget categories. It's very frustrating for Money 2006 (& earlier) to
> > add them to my budget when I have my budget setup seperately from my
> > bills and I want to kepp it that way. Is there anyway to do this, other
> > than leaving the categories blank in the bills?
> > > Rick

> > On the Budget Tab from the Budget Summery on the left menu under "other

> tasks" click Change budget settings--> Select budget accounts--> Uncheck
> select accounts.


Sahdowz, thanks for the advice, but I don't want to exclude specific
accounts from my budget. I just want to exclude all the bills from
impacting my budget. I want to build a budget and then run all
transactions against the fixed budget. I want to enter all my bills in,
pay them and when I pay them, have them go into the individual budget
categories and then I can run reports of my actual budget vs. my
spending. Money's crazy method of automatically adding bills into the
budget doesn't work for me in my system of checks and balances.

For now I've decided to continue using bills, but to always leave the
category as blank and fill it in when I pay the bill. Has anyone else
found a better way in Money '06 to not have the bills impact the budget?

Thanks-> Rick

ps. If you haven't tried Ultrasoft Money on the Palm OS, I highly
reccomend it. It's much more complete than Pocket Quicken ever was IMO.

  #7  
Old 08-16-2005, 07:45 AM
Mark Horn
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Default Re: Budget - Excluding Bills

On 2005-08-16, No Spam <nospam[at]nospam.com> wrote:
- quote -

> "Mark Horn" <mark[at]hornclan.com> wrote in message
> > I like having the bills automatically entered into the budget

> You can achieve the same effects if Money has a one-time "import scheduled
> bills" command in the budget planner.


Yes, but since Money doesn't offer that feature...

- quote -

> If only Money developers could make it an option to
> dynamically link bills to budget or not, then both camps can be happy. But
> they don't seem to get it or care.


I've believe that Quicken's budget behaves in the way you would seem
to prefer. Unfortunately, Quicken's budget also does not have the
feature that you described above (one time importing of scheduled
transactions into the budget).
  #6  
Old 08-16-2005, 04:18 AM
No Spam
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Posts: n/a
Default Re: Budget - Excluding Bills

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrndg1vs4.r9u.mark[at]home.hornclan.com...
- quote -

> On 2005-08-15, Harry <nospam[at]nospam.com> wrote:
> > IMHO this is the stupidiest "feature" of money. How you pay for things

(via
> > bills or direct entries) really should have nothing to do with your

budget.
> > Your budget is your plan. Your bills are the actual. Comparing actual to

the
> > original plan is what budgeting is about. If your budget is a floating
> > target that changes with bills, how can you do your comparisons?

> Personally, I like this feature. I like it because I only have to
> manage the recurring amounts in one place. If the bills aren't tied
> into the budget then I have to enter my mortgage in two places,
> my electricity bill in two places, my water bill in two places,
> my insurance bill in two places, etc, etc etc. And if they ever
> change I have to remember to update two places. That's annoying.
> I like having the bills automatically entered into the budget because
> it means that building my budget is simply a little bit more than
> building my scheduled list of bills. My scheduled bills are all
> of my planned spending. The rest is unplanned spending which I
> actively put a plan around. It makes building a budget very easy.


You can achieve the same effects if Money has a one-time "import scheduled
bills" command in the budget planner. When you are developing your budget,
after you entered your bills, you can bring them into budget by issuing this
command. After that the budget becomes fixed and won't be altered when your
bills change. If only Money developers could make it an option to
dynamically link bills to budget or not, then both camps can be happy. But
they don't seem to get it or care.


  #5  
Old 08-15-2005, 11:58 PM
Bernhard Kohlhaas
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Posts: n/a
Default Re: Budget - Excluding Bills

Richard Bollar wrote:
- quote -

> I don't think so. The integration between bills and budget is one of
> Money's features. I guess if you truly want a standalone budget, you could
> create a new file.


On a related issue, I notice that the autobudget tool in M2006P does not
list all my categories with a recurring bill as having one, it just
shows recurring spending. When I select that category to overwrite my
current budget, then autobudget enters both the recurring bill as well
as another line for the past spending into the budget, which then is
effectively double the amount.

Has anyone else experienced this and knows of a workaround?

Bernhard
  #4  
Old 08-15-2005, 08:48 PM
Mark Horn
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Posts: n/a
Default Re: Budget - Excluding Bills

On 2005-08-15, Harry <nospam[at]nospam.com> wrote:
- quote -

> IMHO this is the stupidiest "feature" of money. How you pay for things (via
> bills or direct entries) really should have nothing to do with your budget.
> Your budget is your plan. Your bills are the actual. Comparing actual to the
> original plan is what budgeting is about. If your budget is a floating
> target that changes with bills, how can you do your comparisons?


Personally, I like this feature. I like it because I only have to
manage the recurring amounts in one place. If the bills aren't tied
into the budget then I have to enter my mortgage in two places,
my electricity bill in two places, my water bill in two places,
my insurance bill in two places, etc, etc etc. And if they ever
change I have to remember to update two places. That's annoying.

I like having the bills automatically entered into the budget because
it means that building my budget is simply a little bit more than
building my scheduled list of bills. My scheduled bills are all
of my planned spending. The rest is unplanned spending which I
actively put a plan around. It makes building a budget very easy.

Of course, this ease comes with a cost: I have to give up on the
idea that the budget is fixed throughout the year. My budget is
"relatively" fixed. If a bill changes, then the budget changes.
But typically the bills don't change very much. So my budget doesn't
change very much. And that's more than good enough for the goals
that I have with my budget. My goals for my budget are simple:
every year, ensure that my expenses are less than my income, and
save and invest the difference. Money does this much more easily
for me than Quicken, which behaves much more like an accountant
would like it to behave.

I'm not an accountant and I don't need that kind of rigor so I like
Money's behavior.
  #3  
Old 08-15-2005, 07:46 PM
Harry
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Posts: n/a
Default Re: Budget - Excluding Bills

Don't use bills. Enter directly into the register with a future date.

IMHO this is the stupidiest "feature" of money. How you pay for things (via
bills or direct entries) really should have nothing to do with your budget.
Your budget is your plan. Your bills are the actual. Comparing actual to the
original plan is what budgeting is about. If your budget is a floating
target that changes with bills, how can you do your comparisons?

"rs" <rsumral_NoSpam_today_l[at]gmail.com> wrote in message
news:O%23FaGYcoFHA.1416[at]TK2MSFTNGP09.phx.gbl...
- quote -

> I want to exclude all bills I enter from automatically being added to my
> Budget categories. It's very frustrating for Money 2006 (& earlier) to
> add them to my budget when I have my budget setup seperately from my
> bills and I want to kepp it that way. Is there anyway to do this, other
> than leaving the categories blank in the bills?
> Rick



  #2  
Old 08-15-2005, 07:43 PM
Shadowz
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Posts: n/a
Default Re: Budget - Excluding Bills


"rs" <rsumral_NoSpam_today_l[at]gmail.com> wrote in message
news:O%23FaGYcoFHA.1416[at]TK2MSFTNGP09.phx.gbl...
- quote -

> I want to exclude all bills I enter from automatically being added to my
> Budget categories. It's very frustrating for Money 2006 (& earlier) to
> add them to my budget when I have my budget setup seperately from my
> bills and I want to kepp it that way. Is there anyway to do this, other
> than leaving the categories blank in the bills?
> Rick


On the Budget Tab from the Budget Summery on the left menu under "other
tasks" click Change budget settings--> Select budget accounts--> Uncheck
select accounts.


  #1  
Old 08-15-2005, 07:22 PM
Mark Horn
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Posts: n/a
Default Re: Budget - Excluding Bills

On 2005-08-15, Richard Bollar <bollar[at]bollar.org> wrote:
- quote -

> I don't think so. The integration between bills and budget is one of
> Money's features. I guess if you truly want a standalone budget, you could
> create a new file.


Yes. There's been some discussion of this in the past. Some of
us like it and some of us hate it. I'm in the camp that likes it.
Those in the camp that hate it have noted that Quicken doesn't
automatically enter bills into the budget.
 
Old 08-15-2005, 07:15 PM
Richard Bollar
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Posts: n/a
Default Re: Budget - Excluding Bills

I don't think so. The integration between bills and budget is one of
Money's features. I guess if you truly want a standalone budget, you could
create a new file.

--

"rs" <rsumral_NoSpam_today_l[at]gmail.com> wrote in message
news:O%23FaGYcoFHA.1416[at]TK2MSFTNGP09.phx.gbl...
- quote -

> I want to exclude all bills I enter from automatically being added to my
> Budget categories. It's very frustrating for Money 2006 (& earlier) to add
> them to my budget when I have my budget setup seperately from my bills and
> I want to kepp it that way. Is there anyway to do this, other than leaving
> the categories blank in the bills?
> Rick



  #-1  
Old 08-15-2005, 06:20 PM
rs
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Posts: n/a
Default Budget - Excluding Bills

I want to exclude all bills I enter from automatically being added to my
Budget categories. It's very frustrating for Money 2006 (& earlier) to
add them to my budget when I have my budget setup seperately from my
bills and I want to kepp it that way. Is there anyway to do this, other
than leaving the categories blank in the bills?

Rick

 

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bills, budget, excluding
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