Alan Boritz wrote:
- quote -

True, but some companies are better than others at actually complying with
your wishes.
--
Chris Cowles
Gainesville, FL

On 31 Jul 2005 12:01:07 -0700, johnbusc[at]hotmail.com wrote:

- quote -

You missed my point. Once they've got my address on the marketing email list,
it's too late to turn it off.

I have never received spam or any other email from them that I did not
request in my personal settings. If you can not figure out how to turn
if off then I am certain that a call will correct it.

Art McClinton
BoA customer since 1971. and on line customer for past 10 years/

Alan Boritz wrote:
- quote -

Alan,

Assuming your account access via the web is working properly, you may
want to login and check your profile settings. Under the Customer
Service tab, you should be able to change your preferences related to
marketing e-mails. This may have been set by default when you
established account access but can be changed at any time. Good Luck!

Regards,
JB

On 31 Jul 2005 08:45:02 -0700, johnbusc[at]hotmail.com wrote:

- quote -

Based on the quality of customer care I've seen in the past 48 hours, and the
fact that BOA has forced me to accept spam to an email address they required in
order to establish account access via the web, I won't be a BOA customer very
long.

Alan,

Based on this and your other posts I can understand your frustration
with BOA. However, it is fairly typical for merger integrations to be
a little dicey for the customers getting merged. Give it some time and
I would expect conditions to improve.

As for account terms, I've also seen mergers create worse terms for the
existing customers some time after the merger. What they're offering
you now maybe a sign of things to come for the rest of us. When you
compare what they're currently offering their old customers with the
industry in general, I wouldn't expect current terms to last too long.
In fact, the more acquisitions they make the less incentive there is
for them to keep terms sweet.

Anyway, welcome aboard and best of luck!

Regards,
JB

On 30 Jul 2005 08:17:13 -0700, johnbusc[at]hotmail.com wrote:

- quote -

Bank of America just changed their minimum balance requirements in New Jersey
for former Fleet customers. Fleet customers can't link loan or line of credit
accounts for ANY checking or savings account for the purpose of calculating the
minimum daily balance for fees. Apparently they're giving their own customers
better terms than former Fleet customers (who are also now BOA customers).

Don,

Either you mis-read BOA's balance requirements or you're in a region
where their requirements are higher.

When I go to bankofamerica.com for my Mid-Atlantic state, they offer
Advantage Checking, with Online through Money waiver, for average daily
balance of $5000. I believe this is the account with the lowest
minimum for getting the fee waiver.

There's also the option of the Money Manager account with $10000
minimum and around 2.5% interest on FDIC insured sweep OR an
outstanding loan balance of $15000, both of which will also get you the
waiver.

As I said in my prior post, the justification for these (or any other
regional requirements for waiver) entirely depends on each individual's
situation.

Regards,
JB

johnbusc[at]hotmail.com wrote:
- quote -

The accounts that provide for the waiver of the $9.95 fee have very high
balance requirements, like $100,000, or require you to have a $100,000
loan outstanding.

Christine and JB,

My BOA billpay is working. Thanks for your help.

I disabled MSN Billpay and then went to "manage online services" (MOS)
and updated my BOA account and when I went back to MOS it showed
billpay as a capability and I was also able to set up an Epay.

Regards,
Phil

Thanks for the info.

<johnbusc[at]hotmail.com> wrote in message
news:1122661824.511578.55430[at]o13g2000cwo.googlegroups.com...
- quote -

Derek,

It is true that BOA charges $9.95/mo for "Online Banking through
Microsoft Money". However, the fee is waived for customer's with
"Advantage" account types and also Money Manager accounts. As with
many banks, these account types typically have higher balance
requirements to avoid fees. But, depending on one's situation, it
could be justified to maintain a higher balance in order to receive the
perq's!

As for them telling you they're just passing along an MS
charge....HAH!!! While a portion of these fees might be used to defray
their own costs, you can be sure they're makin' money on the deal.

I was excited when I read this as I thought I still could not get BOA to
work within Money, but after calling BOA they told me that MS assesses them
a $9.95/mo fee that is then charged to me. That sucks! I just wanted it for
convenience, but it is not something I want another monthly bill for.

<johnbusc[at]hotmail.com> wrote in message
news:1122479918.445819.167560[at]g14g2000cwa.googlegroups.com...
- quote -

Phil,

BOA won't show up as a Bill Pay Service but you should still be able to
pay bills through BOA Bill Pay directly within Money. The best way to
confirm this is to create a new recurring bill in Bills and Deposits
(assuming name of this hasn't changed in M06 - I'm still using M05).
It doesn't have to be a real bill payment; in fact to confirm you can
bill pay from your BOA account you don't even need to complete the
transaction setup. When the bill form opens select your BOA account as
the payment account and see if Electronic Payment is a payment option.
If it is, you can bill pay out of your BOA account.

Keep in mind that if you had previously set up your BOA account as a
payment account within MSN Bill Pay, you can only pay through both MSN
and BOA if you don't merge the MSN account that was created when you
added your payment account with the BOA account that was created when
you setup BOA online services.

Hope this answers your questions. Let us know.

Regards,
JB


Phil wrote:
- quote -

I have a post below regarding my problems with the BOA transition respect
bill pmt via Money..

In my case I disabled MSN bill pay which I had been using. Then I went to
the online services dialog which signed on to BOA and advertised that I
could d/l statements AND use Money (2004) to pay bills.

The statements d/l perfectly. However when I attempt to send a payment BOA
rejects the transmission claiming that the password and/or PIN do not match!

Since I can d/l my statement with no problem and since (seemingly) the same
ID data is transmitted for a pay order I am totally mystified!!

Richard Smith

For the first time I've tried using Money's (2006) online transaction
downloading and bill pay directly with my BOA account. I already had
a web-based bill pay account set up, but I still had to call them to
enable the Money-based access. I have a non-CA, etc type of account.

I can download transations but still haven't been able to tell that
bill pay is possible with my account. Money still shows MSN Bill Pay
as a bill pay service (which I've used in the past) but not so for
BOA. Not sure why that is. If anyone has suggestions, please pass
them on to me.





On 25 Jul 2005 03:01:52 -0700, johnbusc[at]hotmail.com wrote:

- quote -

Andrew,

You can still use Active Statement.

Yodlee is an aggregator that is able to provide account information
outside your FI's service. Their ability to integrate with Money
started with Money 2005. Don't know about Quicken.

As for BOA, I recently found out that I can now access my BOA accounts
directly within Money without using Yodlee (which I never permitted).
Previously, they only offered Active Statements to Money. My BOA is
not on the West Coast so don't know if what's called "Online Banking
through Microsoft Money" is offered over there or not (you didn't
mention which flavor of BOA you had). If you want to set this up, you
have to enroll at BOA's website before setting up within Money. If you
already have a BOA Online Banking User ID and Passcode, the same are
used when setting up within Money.

Hope this helps!

Regards,
JB




Andrew wrote:
- quote -

What's the word on Active Statement and Money 2006? I used Active Statement
on M2004 and had no issues even though BOA site says it's for M2000. Can I
still use Active Statement or is there a better method now (Yodlee, QIF)?

Have to say I don't know anything about Yodlee except the problems I've read
here. I guess it's a Front End to most FI's that want to charge you $6 a
month to integrate with Money or Quicken - is that right?