On 2005-08-08, Chris Cowles <NoSpam[at]For.me> wrote:
- quote -

Ok. That would explain it. To be honest with you, I'm surprised
that you couldn't get this to work in M04. I would think that in
M04 you simply set the online services for either one or the other
accounts, but not both.

- quote -

I do. It doesn't work. In M04 it at least works well enough
by creating two differently named online services to the same FI.
In one of the online services, you instruct money to skip all of the
joint accounts. In M05 & M06 you get all of the accounts whether
you want them or not. The joint account shows up twice and you
can't merge two accounts. The only resolution is to close one and
remember never to include that account in any reports.

Thanks for the update.

Anyone with the pw and username can see the account. The real issue is who
can withdraw funds, and to which address are they sent. Since you both have
each other usernames and pw, there is no reason not to Schwab link them for
you so you can log in just once and see everything. You may even be able to
link them yourself on their website.

"Chris Cowles" <NoSpam[at]For.me> wrote in message
news:enTzzo7mFHA.320[at]TK2MSFTNGP09.phx.gbl...
- quote -

WRT my suggestion, my wife and I have separate user IDs and passwords on the
Fidelity accounts in question. But we both have rights to see each other's
separate accounts. I have no experience with having separate user IDs at the
same provider, where each user ID has distinct accounts not accessible to
the other user ID. It may or may not work. I have no knowledge to offer.
--
Chris Cowles
Gainesville, FL



"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrndf6tjj.328.mark[at]home.hornclan.com...
- quote -

On 2005-08-05, Michael Gordon, MVP <gordonm[at]denison.edu> wrote:
- quote -

Yes I could do that. However, I wanted to see if M06 fixed one of
the main problems that I had with M05. I had read reviews in this
forum suggesting that it had fixed it. I'm unable to duplicate
what others seem to have done and I wanted to see what they did
differently.

Chris Cowles in particular.

But, that being said, your suggestion is certainly a reasonable one.
Thanks.

In addition to Rick's suggestion, how about changing the way you're
configured with Schwab? You could set things up there so all of these
accounts are accessible via one username/password. I've done something
similar there.

--
Michael Gordon
MVP


"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrndf6tjj.328.mark[at]home.hornclan.com...
- quote -

On 2005-08-05, Richard Bollar <bollar[at]bollar.org> wrote:
- quote -

I'll give it a try. Thanks for the suggestion.

It might be easier to visualize if it's working or not in a new file. I
suggest creating a new file and setting up your accounts with Schwab. After
that, select "Add a new account" from the left pane of the Account list.

After you select Schwab for her account, you should get a screen that say
"This bank or brokerage is already set up in Money" and it will list your
sign-on information. From that point, you will be able to add her separate
information.

Does that help?

--

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrndf6tjj.328.mark[at]home.hornclan.com...
- quote -

OK. I'm back to the question of how to get this to work. I have
several accounts with Schwab. Some of them are my wife's individual
accounts, some of them are my individual accounts, and one of them
is a joint account.

My wife's account has a seperate username and password from my
account. In order to apply this seperate user/pass, in M04 I had to
create a differently named FI. That differently named FI would then
allow me to specify a seperate user/pass that would get access to the
accounts available to that user/pass. In M04, you can specify that
Money "skip" the downloading of an account. This is how I've got it
set up so that I don't have duplicate copies of the joint account.
In M06 I can't skip accounts, so I end up with the joint account
showing up twice, and I'm unable to merge the two accounts.

I followed Chris' suggestion as linked to below. However, it still
only asks me for a single user/pass pair. My user/pass pair doesn't
have access to my wife's individual accounts. My wife's user/pass
pair doesn't have access to my individual accounts.

Is there something that I'm missing? Chris, how did you get this
to work? Does your FI allow access to all of your accounts from
a single user/pass pair? If so, it strikes me that this doesn't
really solve the problem.

Thanks.
- Mark

On 2005-08-04, Mark Horn <mark[at]hornclan.com> wrote:
- quote -

I mark those accounts as closed and exclude them from my reports.

--

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrndf48i7.1id.mark[at]home.hornclan.com...
- quote -

Nevermind. Just saw this:

http://groups-beta.google.com/group/...72ea7a7?hl=en&

Sorry for not being up to date.

On 2005-08-04, Mark Horn <mark[at]hornclan.com> wrote:
- quote -

On 2005-07-06, Chris Cowles <NoSpam[at]For.me> wrote:
- quote -

I've downloaded the trial, and upgraded my 2004 file. I am unable to
resolve the duplicate account problem. How did you do it? When I
upgraded my file and did an upload, all of the sudden a bunch of
additional accounts that I had "skipped" in M04 showed up and I
can't delete them without also deleting all of my other accounts
from that FI. All of those "skipped" accounts are joint accounts.

Also, when I upgraded my '04 file, it did not mangle "Food: Dining
Out" and "Food: Groceries". Dick said he had this problem.

- quote -

100% agreed.

Wachovia for banking (originally a Florida account, which matters unless
they've finalized the merges.). It was FirstUnion when I opened the account.
I chose that bank because of widely-available ATMs in my region (SE US) and
because it was cheaper than Quicken at other banks. I'm very satisfied but
have very little personal interaction with the bank and use them only for a
checking account and ATM withdrawals.

AmSouth for checking. They also support direct billpay. I have little
experience with the bank. I opened the checking account only because they
shaved a bit off the interest on a new HELOC, which also connects with Money
as credit card account.

Fidelity for investments, but Fidelity also supports direct online bill pay.

Fidelity Net Benefits for my employer retirement accounts.

Bank One, now Chase for credit cards.

Netbank, but I don't recommend them because their customer service stinks,
in my opinion. They do support online bill pay, I believe.


"Anthony" <Anthony[at]discussions.microsoft.com> wrote in message
news:3C93E591-A5E4-4EB4-A941-8BF302DA6910[at]microsoft.com...
- quote -

I'll confess to reading the other post you're referring to and reiterating
it With regard to trust, I think Google has been a pretty trustworthy
company thus far. But it sounds like you're assuming that any such
financial product they released would be a service over the web, which I'm
not sure is correct. If that was the case, I'd have to evaluate said
software carefully before comitting to it. If it was a standalone package
however, I'd have absolutely no problems trusting my data to Google. . .

I should also point out that despite no official word from MS, it's
generally accepted that Money is moving closer to becoming a web service
each and every year. My main point in the above post was simply that *any*
competition at this stage of the game is good, and it would most likely take
a large company like Google to have much success at this late stage of the
game.

<johnbusc[at]hotmail.com> wrote in message
news:1120665444.698451.165980[at]f14g2000cwb.googlegroups.com...
- quote -

Tom,

Funny?...your's is the second post today wishing for a Google money
app! While its possible Google could do a better job than MS, I can't
for the life of me imagine entrusting my data to them. Can you or is
it just the current fascination with everything Google talking?

I'm sorry to see that MS hasn't changed their collective mind about their
vision for Money after the diaster that was M2005. I've been a Money user
since '98 and I really don't know what I'm going to do for a financial
package going forward I (I think Quicken is worse). As I understand it M04
will not only stop downloading quotes and investment data soon, but also
that MS has decided that it's ok for them to disable OFX transaction
downloads between me and my financial institution - transactions that cost
them nothing.

I passed on M05 after trying it for a couple of weeks and judging by the
initial reports M06 may be the first version that I don't even try at all.
I suppose our only hope is that maybe Google releases some form of financial
app, which doesn't seem likely. Frankly I can't believe that some company
hasn't already seen the opportunity to create a package of their own and
pick up droves of disgruntled Quicken/Money users. . .


"Chris Cowles" <NoSpam[at]For.me> wrote in message
news:u2WvsldgFHA.3232[at]TK2MSFTNGP15.phx.gbl...
- quote -

BTW, it still mangles Food:Groceries and Foodining Out categories on the
conversion from M04. (A "fixed" M05 file does not re-mangle them on
conversion. Go figure.)

It took just shy of 14 minutes from double-clicking on the M04 file until I
could get into Categories to see this on my 800 MHz/384MB laptop. I have to
confess, I was running FreeCell to stay awake while it was doing so. Maybe
that's why M06 was so, uhmm, performance-challenged?

what banks are you connecting to without going through Yodlee... I tried 2005
and didn't stick with it for that very reason... Yodlee sux and my banks that
worked fine in 2004 (Citibank and B of A) wouldn't work in 2005.

"Chris Cowles" wrote:

- quote -

I'm glad I'm not the first to point out the new ice age that is M06. I just
spend nearly twenty minutes from picking File|(Most Recently Used) Sample
with a converted version of my data file open until it told me that the M05
sample file wasn't available. Scary. I wouldn't have thought it possible.

The option for dual categories is back.

Credit Card Payments/Transfer is still there.

Not an Expense is still there. Not an Income is still, inexplicably,
missing.

More work to do...

"Chris Cowles" <NoSpam[at]For.me> wrote in message
news:u2WvsldgFHA.3232[at]TK2MSFTNGP15.phx.gbl...
- quote -

I've played with it and it is 2006. Account merge problems seem to have been
resolved, as have duplicate accounts for FIs at which you have a sole and a
joint account. You don't have to play the game about naming them
differently. In fact, I had to disable online banking for a few accounts
where I had done that, revise the name on all to the real bank, then
reenable. That worked without duplication.

What has not been resolved is speed. This thing is glacial. It's almost
unbelievably slow, and I have a respectable P4 with decent memory. I started
turning off the usual suspects like category tracking but switching from one
view to another invariably gets a long hourglass.

Advertising is not terribly invasive but the distinction between web content
and local content is blurred, as it is in 2005.

I haven't looked for the bugs (other than the duplicate online account
stuff) but, so far, no outstanding reasons to switch.

Online investment transaction displays seem improved. Transaction details
are better. The ability to sync with non-direct banks is still present, as
it is in '05, but it's easy to distinguish when it's going through Yodlee
because it asks for a passport. I declined. I don't know if it still stores
everything on MSN, in that case.

Haven't tried MSN Bill Pay. I have MSN Premium which gets me Bill Pay for
free, but I don't use it. In '05, if you wanted MSN Bill Pay to draft an
account on which you had bill pay from that bank, you ended up with
duplicate, non-mergeable accounts. Haven't played with that.
--
Chris Cowles
Gainesville, FL



"Chris Cowles" <NoSpam[at]For.me> wrote in message
news:e4CklWcgFHA.3108[at]TK2MSFTNGP10.phx.gbl...
- quote -

Will let you know if it's really the 2006 version, or just a 2006 marketing
page linked to the old trial version. Whatever the case, it will be up soon,
I'm sure.

http://www.microsoft.com/money/freetrial_info.mspx

--
Chris Cowles
Gainesville, FL