On Tue, 17 May 2005 18:05:00 -0400, "CCrusher" <invalid[at]domain.com> wrote:

- quote -

Take a look at MoneyDance http://www.moneydance.com/

I've been considering it.


--ron

Yeah, but I was happy to take it, even if it was from Dubya. First refund I
got in awhile, although it might have been due more to going from the
corporate world to private practice, and claiming my mileage. Or the
associated pay cut.

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:%23tK2OelXFHA.3320[at]TK2MSFTNGP12.phx.gbl...
- quote -

It was a huge tax break for red-staters in an election year. Go figure.

"harrelsonesq" <harrelsonesq2[at]yahoo.com> wrote in message
news:vUNje.1423$Xh.32[at]fed1read07...
- quote -

For me, living in a non-income-taxing state, the inquiry was whether actual
sales tax paid was likely to exceed the standard amount given in the sales
tax tables. Not even close.

Cars, boats, & aircraft are probably the only purchases worth keeping track
of sales tax on. Entering a split for your weekly non-food items from the
grocery store isn't going to make sense for most, just like a lot of people
are better off with the standard deduction than they are itemizing. YMMV.

Susan (Nevada)


"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:eB9ZHVhXFHA.2540[at]tk2msftngp13.phx.gbl...
- quote -

I did do some parametric evaluation in my 04 taxes cycle to decide whether
my sales tax could ever rise to the level where it would matter vs. income
taxes in the current federal tax regime. I concluded not. So I didn't start
collecting sales tax splits for 2005.

"Richard Bollar" <bollar[at]bollar.org> wrote in message
news:OdIyG5gXFHA.1256[at]TK2MSFTNGP10.phx.gbl...
- quote -

Tracking sales tax is once again quite useful if you live in a state without
an income tax. Nothing goofy about it. <g
--

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrnd8l4is.bik.mark[at]home.hornclan.com...
- quote -

$$$$$ Would you like to know how to make thousands of dollars from just
$10 using your PayPal account?

$$$$$

I'm sure you've read these letters asking you to send $5.00 to 2
different addresses. Well,

putting your home address or mailing address on the internet can be
very risky! .. but

through PayPal all you have to provide is your email address. (so no
risk is taken!) I'm

not much of a gullible person, and I've always thought things like this
were a bunch of

nonsense.. but my curiosity got the best of me, and I went for it! So I
thought to myself,

"What do I have to loose? It's only $10.00!" I figured at least a
couple people would

respond out of the millions of people that use the internet. You should
give it a try, too!

You have nothing to lose, and $$ thousands of dollars to gain!

"I WAS LITERALLY SHOCKED WHEN I SAW HOW MUCH MONEY CAME FLOODING INTO
MY PAYPAL ACCOUNT."

$$$$$ REQUIREMENTS $$$$$

#1) an email address #2) a Premier or Business PayPal account

$$$$$ STEP #1 - Setting up your FREE PayPal Account

It's extremely safe and very easy to set up a FREE PayPal account! Just
go to

www.paypal.com

Be sure to sign up for a free PREMIER or BUSINESS account (and not just
a PERSONAL account)

otherwise you won't be able to receive credit card payments from other
people.

$$$$$ STEP #2 - Sending PayPal money "It is an undeniable law of the
universe that we must

first give in order to receive."

Now all you have to do is send $5.00 by way of PayPal to each of the
two email addresses

listed below.

Make sure the subject of the payment says.. PLEASE PUT ME ON YOUR EMAIL
LIST (this keeps

the program 100% legal.. so please don't forget!)

#1) spidey1979[at]mtv.com.sg

#2) jibs[at]hotmail.co.uk

Remember, all of this is ABSOLUTELY LEGAL! You are creating a service!

If you have any doubts, please refer to Title 18 Sec. 1302 & 1241 of
the United States

Postal laws.

$$$$$ STEP #3 - Adding Your Email Address

After you send your two $5.00 payments, it's your turn to add your
email address to the

list!

Take the #1) email off the list that you see above, move the other
address up one (#2 move

up to #1) then put YOUR email address (the one used in your paypal
account) as #2) on the

list.

**MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR
PAYPAL ACCOUNT.**

$$$$$ STEP #4 - The Pure Joy of Receiving PayPal Money!

You are now ready to post your copy of this message, to at least 200
newsgroups, (You dont

have to post that much, but remember the more you post the more money
you will receive)

message boards, etc. (I think there are close to 32,000 groups)

All you need is 200, but remember, the more you post, the more money
you make - as well as

everyone else on the list! In this situation your job is to let as many
people see this

letter as possible. So they will make you and me reach!!!! You can even
start posting the

moment your email is confirmed. Payments will still appear in your
paypal account even

while your bank account is being confirmed.

DIRECTIONS HOW TO POST TO NEWSGROUPS & MESSAGE BOARDS

Step #1) You do not need to re-type this entire letter to do your own
posting. Simply put

your CURSOR at the beginning of this letter and drag your CURSOR to the
bottom of this

document, and select 'copy' from the edit menu. This will copy the
entire letter into your

computer's temporary memory.

Step #2) Open a blank 'Notepad' file and place your cursor at the top
of the blank page.

- quote -


that you can add your email to the list.

Step #3) Save your new Notepad file as a .txt file. If you want to do
your postings in

different sittings, you'll always have this file to go back to.

Step #4) Use Netscape or Internet Explorer and try searching for
various newsgroups,

on-line forums, message boards, bulletin boards, chat sites,
discussions, discussion

groups, online communities, etc. EXAMPLE: go to any search engine like
yahoo.com,

google.com, altavista.com, excite.com - then search with subjects like
?millionaire message

board? or ?money making message board? or ?opportunity message board?
or ?money making

discussions? or ?business bulletin board? or ?money making forum? etc.
You will find

thousands & thousands of message boards. Click them one by one then you
will find the

option to post a new message.

Step #5) Visit these message boards and post this article as a new
message by highlighting

the text of this letter and selecting 'Paste' from the 'Edit' menu.
Fill in the Subject,

this will be the header that everyone sees as they scroll thru the list
of postings in a

particular group, click the post message button. You're done with your
first one!

Congratulations! THAT'S IT!! All you have to do is jump to different
newsgroups and post

away. After you get the hang of it, it will take about 30 seconds for
each newsgroup!

REMEMBER, THE MORE NEWSGROUPS AND/OR MESSAGE BOARDS YOU POST IN, THE
MORE MONEY YOU WILL

MAKE!! BUT YOU HAVE TO POST A MINIMUM OF 200**

That's it! You will begin receiving money within days!

**JUST MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS ON
PAYPAL.**

$$$$$ NOW THE WHY PART: The thing to remember is, do you realize that
thousands of people

all over the world are joining the internet and reading these articles
everyday, JUST LIKE

YOU are now!! So can you afford $10?? And see if it really works?? I
think so? People have

said, what if the plan is played out and no one sends you the money? So
what are the

chances of that happening when there are tons of new honest users and
new honest people who

are joining the internet and newsgroups everyday and are willing to
give it a try?

Estimates are at 20,000 to 50,000 new users, every day, with thousands
of those joining the

actual Internet. You can MAKE THOUSANDS of DOLLARS.

Remember, play FAIRLY and HONESTLY! This truly works for those who play
by the rules!

ENJOY!!!!!!!!!!!!!!!!!!!!!!!!!!!!
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$

On 2005-05-18, CCrusher <invalid[at]domain.com> wrote:
- quote -

Money doesn't perform any financial wizardry. That's the point.
What money does is aggregate information that you give it. Some of
that information can come from transaction downloads, but much of
it has to come from you, one transaction at a time.

There's nothing magic about that. But what money does better than
you is that it can add up years worth of transaction information
and show you patterns that you couldn't see. You can't see the
forest for the trees. It helps you see the forest, but you have
to describe all of the trees.

That's not wizardry. It's clever summarization of data.

"I bought money for just that reason...to match transactions"

To match transactions with what? If all you want to do is have a
consolidated view of what the web sites can tell you, you are a perfect
candidate for what M05 calls Essential Register. Better, just go to
Yodlee.com and skip the intermediate layer.

"I can go to any account, even my truck payments, and print or just look at
them, but without the ability to do it automatically in one program like
Money, Money loses its functionality."

Do what automatically? I think you are saying that the only functionality
you see in Money is the ability to consolidate the view of your FIs' account
information. Again, this make you the target customer for Essential Register
or for Yodlee.com directly. You probably don't need what the rest of Money
has to offer. So be it.

I use Money to project cash flow, track investment performance, manage tax
data collection, estimation, and projection, and to plan finances for
eventual retirement. Secondarily I use it to track income and spending as a
function of cost center (say by vehicle) or by cost objective (say
Automobile:Gasoline). I also use it as a significant data repository for
things like serial numbers, warranty info, what work was performed when on
which vehicle, what's the phone number for the guy who aerates the lawn and
so on. I can do all of this without ever downloading one transaction. The
converse is not true--many or most of these things simply cannot be done
with Money if all you use it for is to download transaction data from your
FIs. By itself, Money performs no financial wizardry. It's a tool for a user
to collect and analyze financial data. If you want to buy a finished house,
best not to go shopping for a hammer.

If Money doesn't suit your needs, by all means do not waste your time with
it.

"CCrusher" <invalid[at]domain.com> wrote in message
news:%23Jeiw8zWFHA.3280[at]TK2MSFTNGP09.phx.gbl...
- quote -

On 2005-05-18, Dick Watson <littlegreengecko[at]mind-enufalready-spring.com> wrote:
- quote -

I'm sorry. I thought I remembered you mentioning tracking sales
tax at some point.

I bought money for just that reason...to match transactions ..it was one
place to check on ur spending accounts and check for strange doings... but i
can manually check my accounts, you are right... but if I do that then what
is this program for? I can go to any account , even my truck payments, and
print or just look at them , but without the ability to do it automatically
in one program like Money, Money looses its funcionality. Now if u can
answer the previous questions, like what financial wizardry does Money
perform, I am dying to here it.
"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrnd8l0qm.bik.mark[at]home.hornclan.com...
- quote -

I track some goofy things. Not that.

"Mark Horn" <mark[at]hornclan.com> wrote in message
news:slrnd8l0qm.bik.mark[at]home.hornclan.com...
- quote -

On 2005-05-17, CCrusher <invalid[at]domain.com> wrote:
- quote -

I am one of the people who likes downloading transactions, but I
think that's a mischaracterization of what the non-downloaders
are saying. They're saying that if all you want is to see the
transactions that you're bank already gives you on the web without
adding any additional information to them, that money is not going
to provide much more than what you get on your bank's website.
And I agree with this.

I add value to my downloaded transactions by manually categorizing
all of them. I also add value to the downloaded transactions
by making sure that certain transactions are first fully entered
manually - e.g. paychecks and transfers.

Once you've done that then you can start to run intelligent
reports based on categorization. You can start to track a budget.
You can start to use Tax Estimator. None of this can be done
without doing some additional work to the downloaded transactions.
For some people (Dick Watson) the amount of additional stuff that
he wants to add to transactions make it almost pointless for him
to download transactions in the first place. He wants to track
sales tax. I don't. If I did, I would agree that there would be
no expediency gained from transaction downloads. Additionally,
I have a difficult time tracking all of the spending of my wife
without transaction downloads.

There are reasons why people like to d/l transactions. And reasons
why people prefer manual entry. There's no reason to make a war
out of preferring one or the other.

whenever I gripe about being forcd to upgrade money 2002 , and I state that
all I want to do is match downloaded transactions with my register, I am
told how great money is as an financial advisor...and that If all I waant is
to match transactions, their are tons of programs that can do that .
1. Name those programs so I can purchase one.
2. What great financial expertise can be gained from MONEY? .......that if
you refinance at a lower interest rate, you will save?.....that if you buy
the same program every 3 years, Microsoft will profit?....please give an
example of Money's great financial prowless
3. If Money will need to be upgraded so often , why doesnt Micosoft put it
on the packaging that this product will not operate as purchased in 3 years?
And for all the financial wizards out there ready to reply, money is eazy to
calculate....you must earn more than you spend. And credit cards are for ppl
whom like to give money away.