On 2005-05-10, Sebastian <Sebastian[at]discussions.microsoft.com> wrote:
- quote -

Well, I don't know if your bank will allow it, but the solution that
I used is to get all the accounts to show up in a single download.
In my case, the financial institution allowed this by having my
wife sign a power of attorney form that permitted me to download
her accounts.

If your bank doesn't allow that, you could create a couple of
additional joint accounts. And those accounts become your wives
accounts that she uses. You will be able to see them, and legally
use them, but if you agree not to use them, you should be in pretty
good shape. Then you simply close your wive's individual accounts.

If that isn't a possibility because there's some legal reason that
you need to keep seperate accounts, then one of you will have to
sacrifice being able to do electronic transfers through money.
In which case you could logon to the bank's website and do the
electronic transfer there. If you do that, make sure that you
manually enter the transfer into Money *BEFORE* you download the
transactions. You'll avoid problems like these:

http://groups-beta.google.com/group/...7f2ce999?hl=en
http://groups-beta.google.com/group/...26?tvc=1&hl=en

Good luck.

Here's the scenario:

I have two accounts
Checking & Savings

My wife has two accounts
Checking & Savings

We have two joint accounts
Checking & Savings

So, we call up our bank to setup online services through Money. We each need
to have a separate service account because of the way the bank does things.
So I have my Checking & Savings plus the joint accounts linked up to Money
through "My Bank" and my wife has all her accounts linked up through "My Bank
2" (Money created that name because "My Bank" was already taken). Her bank
online account also tries to download the joint accounts. This is a problem
because then we have duplicate accounts. But, Money does not see them as
duplicate BECAUSE we are in separate online service accounts.

We decide to delete the joint accounts from her downloads since I had mine
already reconciled back to its opening balance. Now, she can no longer
electronically transfer or receive transfers from the joint accounts through
money.

We're wondering what would be the best course of action and has anyone else
encountered this problem?

Should we:
Maintain two registeries of the joint account and exclude the second copy
from all budgets and reports?

Keep hers deleted and deal with the mildly annoying issue of not being able
to transfer from Money?

Or, some other course of action?

Thanks....