DRP works to do one thing: pay off debts minimizing interest expense given
the criteria input. If you have a different algorithm, then don't manage the
debts with DRP.

No, DRP can't predict freeform. You could try to mess with the minimum
payment settings to achieve your goals. Excel might be a more flexible way
to get the answer you are looking for.

<om[at]skillsearch.co.uk> wrote in message
news:1111834096.185433.124540[at]g14g2000cwa.googlegroups.com...
Ok.

So finally i have realised that i need to handle credit cards like any
other account and simply transfer money to them then add interest as an
expense each months (negates the point of having "credit card" as an
account type, but there ya go).

However, what i wanted from Money was the Dept Reduction Planner and
the ability to know when i will out of debt and to work my way along
the pretty little graph.

Now, is it, before i explode, possible to have the debt reduction
planner tell me how long etc using figures that I provide IT ? Rather
than the other way around ? I want to allocate £xx to one card, and
£xx to another, but the debt reduction planner insists on me
allocating £xxxx in total and then sharing it out as it sees fit. I
want to override that and say "NO MR DEBT REDUCTION PLANNER, YOU WILL
USE THESE FIGURES".

Before I take this back to the shop and go for QuickBooks, can this be
done ?

As I understand it the basic rule that DRP follows is that it tries to
minimise the amount you have to repay. So it will pay first a credit card
with 15% interest followed by a credit card with 10% followed by one with
5%.

--
Regards
Bob Peel,
Microsoft MVP - Money

For UK tips & fixes see
http://support.microsoft.com/default...d=fh;EN-GB;mny.
For wishes or suggestions see
http://register.microsoft.com/mswish/suggestion.asp
or for UK wishes http://www.microsoft.com/uk/support/money/feedback

I do not respond to any emails that I have not specifically asked for.

<om[at]skillsearch.co.uk> wrote in message
news:1111834096.185433.124540[at]g14g2000cwa.googlegroups.com...
Ok.

So finally i have realised that i need to handle credit cards like any
other account and simply transfer money to them then add interest as an
expense each months (negates the point of having "credit card" as an
account type, but there ya go).

However, what i wanted from Money was the Dept Reduction Planner and
the ability to know when i will out of debt and to work my way along
the pretty little graph.

Now, is it, before i explode, possible to have the debt reduction
planner tell me how long etc using figures that I provide IT ? Rather
than the other way around ? I want to allocate £xx to one card, and
£xx to another, but the debt reduction planner insists on me
allocating £xxxx in total and then sharing it out as it sees fit. I
want to override that and say "NO MR DEBT REDUCTION PLANNER, YOU WILL
USE THESE FIGURES".

Before I take this back to the shop and go for QuickBooks, can this be
done ?

olly

Ok.

So finally i have realised that i need to handle credit cards like any
other account and simply transfer money to them then add interest as an
expense each months (negates the point of having "credit card" as an
account type, but there ya go).

However, what i wanted from Money was the Dept Reduction Planner and
the ability to know when i will out of debt and to work my way along
the pretty little graph.

Now, is it, before i explode, possible to have the debt reduction
planner tell me how long etc using figures that I provide IT ? Rather
than the other way around ? I want to allocate £xx to one card, and
£xx to another, but the debt reduction planner insists on me
allocating £xxxx in total and then sharing it out as it sees fit. I
want to override that and say "NO MR DEBT REDUCTION PLANNER, YOU WILL
USE THESE FIGURES".

Before I take this back to the shop and go for QuickBooks, can this be
done ?

olly