Hi Susan,

Thanks. You may be correct about the cash account. Fidelity does the same
thing but it hasn't made any difference since I own non-taxable stuff in
that account. I have an IRA and a Roth IRA separate and marked them as tax
deferred. All of them download stuff to the associated cash accounts, but
that might be my fault. I will look into it.
"harrelsonesq" <harrelsonesq2[at]yahoo.com> wrote in message
news:TruUd.43202$xt.23551[at]fed1read07...
- quote -

Hi Steve,

I think I can help you with the first problem. I'll leave it to the experts
to tackle the rest.

If the dividend transactions are downloading into the cash account, that is
most likely the problem. When I manually enter Reinvest Dividend
transactions, it is done in the investment account, where it stays. OTOH, if
the transaction is categorized as just Dividend, it creates a corresponding
entry in the cash account. This is the way it's supposed to work.

You might have to go back to manual entry for that FI, or there may be a way
to edit online services to make the download go to the investment account.

I have set up my retirement & non-retirement accounts at the same brokerage
as two FI's: "TRP" & "TRP Retirement." That keeps the taxable dividends away
from the tax-deferred. I have, however, had problems differentiating the
regular IRA from the Roth IRA in the "TRP Retirement" one. It might be
better to keep them separate, too. This will probably not allow you to use
online services for the "fake" FI(s), but the IRA's shouldn't have all that
many transactions to enter manually.

I don't use the investment reports, so I can't address your questions about
those.

HTH,

Susan

"SteveC" <sconklan[at]yahoo.com> wrote in message
news:%23Cxzh8RHFHA.1500[at]TK2MSFTNGP09.phx.gbl...
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Morgan Keegan apparently downloads two transactions when I get dividends.
The first is for the buy and the second is for the dividend. This seems
staightforward. I have typed in Morgan Keegan for the Payee and Investment
Income: Dividends for the category. For the buy it automatically puts this
down as Dividend. Both download into the associated cash account of the MK
Brokerage investment account. My positions update and all seems normal.

However,

1) On Tax Tansactions reports, I end up getting the MK Dividends reported as
a loss rather than an income. Going back in and changing the transaction to
a deposit ends up giving me excess in the cash account. I go into the
investment and make sure each is recorded as a buy from the Cash account,
but I then find there still is a dividend transaction (a 3rd transactin
apparently) that has to be voided or deleted. When I download again, all
this mess redownloads if I delete it. What am I doing wrong?

2) I can simply delete all but the buy transaction and change it to reinvest
dividend, of course. If I do this, I still get the redownloads plus the
fact the dividends don't show up on the Transactions Report at all.

3) Now on the Tax Software Report, I do get the dividends reported there,
but...

a) it reports all of my dividends even from retirement accounts and those
investments like municipal funds that are marked taxfree. I can work around
this by customizing the report not to include my IRA or Roth IRA. But a
brokerage account might have some taxable funds and non-taxable funds in
them. What is the good of marking something a retirement account or marking
a fund as non-taxable if Money doesn't use it? AM I MISSING SOMETHING HERE?

b) There doesn't seem to be any Investment report that shows dividends, only
capital gains.

c) The transactions reports don't show Investment transactions at all. They
are transactions. Again, I have used Money for years, but I either never
realized this or it has changed in Money05.

Anyone have suggestions or fomments for these problems 1-3? I will check
out the knowledgebase and past messages too. Thanks.