Thanks! Exactly what I needed!

Assuming you have a Credit Card account in Money and intend to record its
transactions, Transfer is better by a wide margin because it doesn't double
up the expenses you record. E.g., if you record a $50 Foodining Out
transaction in the credit card account register and then $50 Payments:Credit
Card in the checking register, this looks like two sets of expenses. And
then you have to record some kind of Income in the credit card account to
make the balance go down. Transfer isn't an expense. $50 Transfer:[Credit
Card acct] is just moving money from a pile of cash to a pile of liability.
No expense. Net worth neutral.

Transfer has nothing to do with whether or not you write/print a check.

"jmoeller18" <jmoeller18[at]gmail.com> wrote in message
news:1109534556.776026.237070[at]f14g2000cwb.googlegroups.com...
- quote -

M05 Standard

Acct #1 - Checking - Bank ABC
- outgoing check to credit card for partial payment

Acct #2 - Credit Card - Bank ABC (same bank)
- incoming credit via check payment as stated above

again, usual monthly check written to pay the credit card payment that
is due

what is the way to go, keep the checking account transaction as a
withdrawal (check written)
-better as a withdrawal to keep the original form inact?

or convert it to a "transfer" so i can match it between accounts.
-better as a transfer to match between accounts and gain clarity in the
budgeting process (i haven't used budgeting yet)

please advise