Morgan Keegan apparently downloads two transactions when I get dividends.
The first is for the buy and the second is for the dividend. This seems
staightforward. I have typed in Morgan Keegan for the Payee and Investment
Income: Dividends for the category. For the buy it automatically puts this
down as Dividend. Both download into the associated cash account of the MK
Brokerage investment account. My positions update and all seems normal.

However,

1) On Tax Tansactions reports, I end up getting the MK Dividends reported as
a loss rather than an income. Going back in and changing the transaction to
a deposit ends up giving me excess in the cash account. I go into the
investment and make sure each is recorded as a buy from the Cash account,
but I then find there still is a dividend transaction (a 3rd transactin
apparently) that has to be voided or deleted. When I download again, all
this mess redownloads if I delete it. What am I doing wrong?

2) I can simply delete all but the buy transaction and change it to reinvest
dividend, of course. If I do this, I still get the redownloads plus the
fact the dividends don't show up on the Transactions Report at all.

3) Now on the Tax Software Report, I do get the dividends reported there,
but...

a) it reports all of my dividends even from retirement accounts and those
investments like municipal funds that are marked taxfree. I can work around
this by customizing the report not to include my IRA or Roth IRA. But a
brokerage account might have some taxable funds and non-taxable funds in
them. What is the good of marking something a retirement account or marking
a fund as non-taxable if Money doesn't use it? AM I MISSING SOMETHING HERE?

b) There doesn't seem to be any Investment report that shows dividends, only
capital gains.

c) The transactions reports don't show Investment transactions at all. They
are transactions. Again, I have used Money for years, but I either never
realized this or it has changed in Money05.

Anyone have suggestions or fomments for these problems 1-3? I will check
out the knowledgebase and past messages too. Thanks.

After some research I was able to find this fix I thought I would share.

Problem: Money 2005 (and 2004 I *think*) take ~10secs to process after you
accept a transaction.

Solution: Ensure Cash Flow and Favorite Catagories (aka thermometers) are
not on your home page. Budget Summary may also cause slowness. I tested
this in 2005 but beleive it will work in 2004. Restarting program after you
remove items from your home page is required in order to see the speed
increase.

Sure would be nice if MS would fix this or at least post a decent
troubleshooting guide were it could be easily found.

Alon