See http://umpmfaq.info/faqdb.php?q=14 for some potentially related info.
Are you entering the pre-tax contributions on the before tax tab in your
Paycheck entries in Money? And what are you doing with it there? The best
answer is something like Transfer:[name of 401k cash account]. That way when
the investments get made from the cash account, the money that is used to
make these investments will already be there.

"jabaim" <jabaim[at]discussions.microsoft.com> wrote in message
news:0454FC15-31C2-4A9C-8717-3377338742B7[at]microsoft.com...
- quote -

The contributions to my 401K show up in my 401K account (Money 2004) as
negative values in a "cash" account . So, every share or incremental share
that is bought is essentially charged back to the 401K account, when its
really coming out of my pre-tax wages. is there any way to (1) convert all
of these buy entries , perhaps by changing the "payee" to something other
than "account adjustment?" (2) how do I prevent future automatic downloaded
transactions to also be charged against the 401K account?