Microsoft - STOP ENFORCING UNILATERAL PASSPORT FEATURES

#10 06-11-2005, 05:51 AM

hello

#9 06-03-2005, 10:24 AM

Do you know if Quicken has the "autoupdate" feature like in money 05? the one
that requires a passport account, and not necessarily needs any download
capaibility on the bank's side?

Money 05 "WAS" completely awesome. I was totally smitten until I learnt they
stored all my data online, including bank login and passwords!!

"Winston Smith (1984)" wrote:

- quote -

> Well, you can likely count me out when that happens.
> If anyone has any credibility, it will be Intuit/Quicken, because they
> already have a good track record with my handling taxes online for years. I
> would give them points for not using Passport, but in this context it would
> only be anti-Microsoft.
> The do get points for:
> 1) Not selling me a desktop product that only fully works if I wean myself
> onto their own private web-based repository.
> 2) Their web services fully support IE and Mozilla/Firefox.
> You'll note if you use Firefox to goto 'My Money' on Moneycentral, that the
> first thing you get is a warning about an unauthenticatable SSL
> certificate... (the last thing I want to see is security warnings) it's using
> Microsofts own certificate authority which is not registered with other
> browsers/etc by default. Just another annoying thing that detracts from my MS
> experience.
> "Dick Watson" wrote:
> > I'm sure Bob knew what your point was. We can't change the product and have
> > next to no influence on it. There are ways to use it that remove the issues
> > you are concerned about. That's all Bob was trying to make clear, if not for
> > you then for other readers.
> > > Sadly what little backlash they have received from Money users hasn't
> > changed their course perceptibly. An make no mistake: their course is to do
> > away with Money as a standalone licensed client application and move it to a
> > web hosted subscription service.
> > > "Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.com> > wrote in message news:7726D6CF-754E-47F4-B4B0-29A39ABBB25E[at]microsoft.com...
> > > Duh, and duh.
> > > > > My point was, that if I use Yodlee and since it requies Passport:
> > > 1) when signing up for passport, it uploads all my personal info to MSN by
> > > default (which I will never trust) - there is no reason all my financial
> > > data
> > > has to be on MS's servers.
> > > 2) Once passport is activated, it becomes the required login to get into
> > > MS
> > > Money, which *by default* causes an annoying delay b/c it's pinging MS's
> > > login servers.
> > > > > Bottom line, it's an annoying set of constraints, and is a particularly
> > > hot
> > > issue because it is dealing with personal security and more importantly
> > > personal financial data.
> > > > > Consider if MS changed IE such that if you wanted to save Favorites, it
> > > required a .NET Passport so it could store all favorites on MS's servers
> > > so
> > > you could access them from any PC. If MS forced this, there would be no
> > > end
> > > to the backlash from the community.
> > >

#8 03-07-2005, 01:58 PM

One explanation can be found at http://umpmfaq.info/faqdb.php?q=171.

"Angelika Bischoff" <BischoffAngelika122[at]rindmail.rendro.de> wrote in
message news:E8JEE3OS38418.3719560185[at]si93kru1.poster...
- quote -

> Can someone explain to us poor rednecks what Yodlee is?

#7 03-07-2005, 12:55 PM

Can someone explain to us poor rednecks what Yodlee is?

#6 02-06-2005, 07:55 PM

- quote -

> If anyone has any credibility, it will be Intuit/Quicken.

Maybe http://www.mechcad.net/products/acemoney/
satisfies your needs.
I tried their software and it (nearly) delivers what I want, but I am giving
MS a last chance this year.
Rgds.

#5 02-05-2005, 11:49 PM

Well, you can likely count me out when that happens.
If anyone has any credibility, it will be Intuit/Quicken, because they
already have a good track record with my handling taxes online for years. I
would give them points for not using Passport, but in this context it would
only be anti-Microsoft.

The do get points for:
1) Not selling me a desktop product that only fully works if I wean myself
onto their own private web-based repository.
2) Their web services fully support IE and Mozilla/Firefox.

You'll note if you use Firefox to goto 'My Money' on Moneycentral, that the
first thing you get is a warning about an unauthenticatable SSL
certificate... (the last thing I want to see is security warnings) it's using
Microsofts own certificate authority which is not registered with other
browsers/etc by default. Just another annoying thing that detracts from my MS
experience.

"Dick Watson" wrote:

- quote -

> I'm sure Bob knew what your point was. We can't change the product and have
> next to no influence on it. There are ways to use it that remove the issues
> you are concerned about. That's all Bob was trying to make clear, if not for
> you then for other readers.
> Sadly what little backlash they have received from Money users hasn't
> changed their course perceptibly. An make no mistake: their course is to do
> away with Money as a standalone licensed client application and move it to a
> web hosted subscription service.
> "Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.com> wrote in message news:7726D6CF-754E-47F4-B4B0-29A39ABBB25E[at]microsoft.com...
> > Duh, and duh.
> > > My point was, that if I use Yodlee and since it requies Passport:
> > 1) when signing up for passport, it uploads all my personal info to MSN by
> > default (which I will never trust) - there is no reason all my financial
> > data
> > has to be on MS's servers.
> > 2) Once passport is activated, it becomes the required login to get into
> > MS
> > Money, which *by default* causes an annoying delay b/c it's pinging MS's
> > login servers.
> > > Bottom line, it's an annoying set of constraints, and is a particularly
> > hot
> > issue because it is dealing with personal security and more importantly
> > personal financial data.
> > > Consider if MS changed IE such that if you wanted to save Favorites, it
> > required a .NET Passport so it could store all favorites on MS's servers
> > so
> > you could access them from any PC. If MS forced this, there would be no
> > end
> > to the backlash from the community.

#4 02-05-2005, 07:39 PM

I'm sure Bob knew what your point was. We can't change the product and have
next to no influence on it. There are ways to use it that remove the issues
you are concerned about. That's all Bob was trying to make clear, if not for
you then for other readers.

Sadly what little backlash they have received from Money users hasn't
changed their course perceptibly. An make no mistake: their course is to do
away with Money as a standalone licensed client application and move it to a
web hosted subscription service.

"Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.comwrote in message news:7726D6CF-754E-47F4-B4B0-29A39ABBB25E[at]microsoft.com...
- quote -

> Duh, and duh.
> My point was, that if I use Yodlee and since it requies Passport:
> 1) when signing up for passport, it uploads all my personal info to MSN by
> default (which I will never trust) - there is no reason all my financial
> data
> has to be on MS's servers.
> 2) Once passport is activated, it becomes the required login to get into
> MS
> Money, which *by default* causes an annoying delay b/c it's pinging MS's
> login servers.
> Bottom line, it's an annoying set of constraints, and is a particularly
> hot
> issue because it is dealing with personal security and more importantly
> personal financial data.
> Consider if MS changed IE such that if you wanted to save Favorites, it
> required a .NET Passport so it could store all favorites on MS's servers
> so
> you could access them from any PC. If MS forced this, there would be no
> end
> to the backlash from the community.

#3 02-05-2005, 07:27 PM

Duh, and duh.

My point was, that if I use Yodlee and since it requies Passport:
1) when signing up for passport, it uploads all my personal info to MSN by
default (which I will never trust) - there is no reason all my financial data
has to be on MS's servers.
2) Once passport is activated, it becomes the required login to get into MS
Money, which *by default* causes an annoying delay b/c it's pinging MS's
login servers.

Bottom line, it’s an annoying set of constraints, and is a particularly hot
issue because it is dealing with personal security and more importantly
personal financial data.

Consider if MS changed IE such that if you wanted to save Favorites, it
required a .NET Passport so it could store all favorites on MS's servers so
you could access them from any PC. If MS forced this, there would be no end
to the backlash from the community.

"Bob Peel MVP" wrote:

- quote -

> To take your last point - you don't have to use passport in conjunction with
> your local file.
> If your Bank provides download facilities you don't need Yodlee either.
> Use File > Manage Password to remove Passport.
> --
> Regards
> Bob Peel,
> Microsoft MVP - Money
> For UK tips & fixes see
> http://support.microsoft.com/default...d=fh;EN-GB;mny.
> For wishes or suggestions see
> http://register.microsoft.com/mswish/suggestion.asp
> or for UK wishes http://www.microsoft.com/uk/support/money/feedback
> I do not respond to any emails that I have not specifically asked for.
> "Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.com> wrote in message news:E6B06D44-44C2-4487-81BE-E4764A0BE08F[at]microsoft.com...
> > > If I must use Passport to access Yodlee for account information, fine --
> > but don't make it a pre-requisite that all my account data be shipped to
> > you
> > and enlist me in every other passport feature I don't want.
> > > Ever heard of opt-out on e-mail lists? - You should keep with that spirit
> > on
> > .NET Passport enabled features.
> > > Unfortunately I missed the 30-day return window before I ran into features
> > I
> > needed, but then got screwed with the passport rules. But expect if this
> > doesn't change you'll be losing more customers in 2006.
> > > If anything, provide an 'advanced configuration' option for users who care
> > about their privacy and personal data so this is configurable at a more
> > granular level.
> > > ... and yes, this implies that if I even could use Passport only for
> > individual features like Yodlee, that I don't want to have to use it for
> > sign-in. There is absolutely no reason you should have to use the
> > internet-based passport to view local data.
>

#2 02-05-2005, 02:11 PM

Don't wanna get "Passport Enforced"

1. Open an account in ING and give microsoft referral. get 50 bucks.
2. Buy quicken with that Money

"Winston Smith (1984)" wrote:

- quote -

> If I must use Passport to access Yodlee for account information, fine --
> but don't make it a pre-requisite that all my account data be shipped to you
> and enlist me in every other passport feature I don't want.
> Ever heard of opt-out on e-mail lists? - You should keep with that spirit on
> .NET Passport enabled features.
> Unfortunately I missed the 30-day return window before I ran into features I
> needed, but then got screwed with the passport rules. But expect if this
> doesn't change you'll be losing more customers in 2006.
> If anything, provide an 'advanced configuration' option for users who care
> about their privacy and personal data so this is configurable at a more
> granular level.
> ... and yes, this implies that if I even could use Passport only for
> individual features like Yodlee, that I don't want to have to use it for
> sign-in. There is absolutely no reason you should have to use the
> internet-based passport to view local data.

#1 02-05-2005, 09:55 AM

We are led to believe that Most Users Prefer(tm) it this way.

"Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.comwrote in message news:E6B06D44-44C2-4487-81BE-E4764A0BE08F[at]microsoft.com...
- quote -

> If I must use Passport to access Yodlee for account information, fine --
> but don't make it a pre-requisite that all my account data be shipped to
> you
> and enlist me in every other passport feature I don't want.
> Ever heard of opt-out on e-mail lists? - You should keep with that spirit
> on
> .NET Passport enabled features.
> Unfortunately I missed the 30-day return window before I ran into features
> I
> needed, but then got screwed with the passport rules. But expect if this
> doesn't change you'll be losing more customers in 2006.
> If anything, provide an 'advanced configuration' option for users who care
> about their privacy and personal data so this is configurable at a more
> granular level.
> ... and yes, this implies that if I even could use Passport only for
> individual features like Yodlee, that I don't want to have to use it for
> sign-in. There is absolutely no reason you should have to use the
> internet-based passport to view local data.

02-05-2005, 07:34 AM

To take your last point - you don't have to use passport in conjunction with
your local file.

If your Bank provides download facilities you don't need Yodlee either.

Use File > Manage Password to remove Passport.

--
Regards
Bob Peel,
Microsoft MVP - Money

For UK tips & fixes see
http://support.microsoft.com/default...d=fh;EN-GB;mny.
For wishes or suggestions see
http://register.microsoft.com/mswish/suggestion.asp
or for UK wishes http://www.microsoft.com/uk/support/money/feedback

I do not respond to any emails that I have not specifically asked for.

"Winston Smith (1984)" <Winston Smith (1984)[at]discussions.microsoft.comwrote in message news:E6B06D44-44C2-4487-81BE-E4764A0BE08F[at]microsoft.com...
- quote -

> If I must use Passport to access Yodlee for account information, fine --
> but don't make it a pre-requisite that all my account data be shipped to
> you
> and enlist me in every other passport feature I don't want.
> Ever heard of opt-out on e-mail lists? - You should keep with that spirit
> on
> .NET Passport enabled features.
> Unfortunately I missed the 30-day return window before I ran into features
> I
> needed, but then got screwed with the passport rules. But expect if this
> doesn't change you'll be losing more customers in 2006.
> If anything, provide an 'advanced configuration' option for users who care
> about their privacy and personal data so this is configurable at a more
> granular level.
> ... and yes, this implies that if I even could use Passport only for
> individual features like Yodlee, that I don't want to have to use it for
> sign-in. There is absolutely no reason you should have to use the
> internet-based passport to view local data.

#-1 02-05-2005, 06:33 AM

If I must use Passport to access Yodlee for account information, fine --
but don't make it a pre-requisite that all my account data be shipped to you
and enlist me in every other passport feature I don't want.

Ever heard of opt-out on e-mail lists? - You should keep with that spirit on
..NET Passport enabled features.

Unfortunately I missed the 30-day return window before I ran into features I
needed, but then got screwed with the passport rules. But expect if this
doesn't change you'll be losing more customers in 2006.

If anything, provide an 'advanced configuration' option for users who care
about their privacy and personal data so this is configurable at a more
granular level.

.... and yes, this implies that if I even could use Passport only for
individual features like Yodlee, that I don't want to have to use it for
sign-in. There is absolutely no reason you should have to use the
internet-based passport to view local data.

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