See http://umpmfaq.info/faqdb.php?q=53.

"Duane" <Duane[at]discussions.microsoft.com> wrote in message
news:AF4DB623-9F3D-4C82-96BA-39B3E7C0832B[at]microsoft.com...
- quote -

Hello, I hope there is an experienced Money user here who can answer a
question that I can't seem to figure out. I am new to MS money, and in
trying to establish a budget, I have set up a standard amount (say $40/month)
for credit card payments. In trying to keep better track of my finances, I
have begun using a different credit card for different items (gas on one,
college expenses on the other, etc). Each of these items has its own budget
amount ($80/month for gas, etc). My question is, if I have a budgeted amount
for each of the categories, and then I have a budgeted amount for each of the
credit cards, aren't I then budgeting at least some portion of the expense
twice? How do I get around this so it's clear? Thanks for your ideas! You
can email me at GITAN12345[at]cox.net (Remove the 12345)