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  #12  
Old 01-08-2005, 04:13 PM
Bob Peel MVP
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Default Re: Money 2005 - Who has my data now?

We can always dream!!

--
Regards
Bob Peel,
Microsoft MVP - Money

For UK tips & fixes see
http://support.microsoft.com/default...d=fh;EN-GB;mny.
For wishes or suggestions see
http://register.microsoft.com/mswish/suggestion.asp
or for UK wishes http://www.microsoft.com/uk/support/money/feedback

I do not respond to any emails that I have not specifically asked for.

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:ey4IcJa9EHA.3120[at]TK2MSFTNGP12.phx.gbl...
- quote -

> I read it as they are just giving up trying to sign non-Microsoft entities
> up. I can't imagine MS giving up on using it for MS services. What would
> they replace it with?
> "Bob Peel MVP" <Bob_Peel[at]kiandraNOSPAM.freeserve.co.uk> wrote in message
> news:ekFJ$KZ9EHA.2700[at]TK2MSFTNGP14.phx.gbl...
> > What I find fascinating is the news that MS is backing off on Passport
> > after some of the big supporters backed off.
> > > I wonder what this presages for Money?



  #11  
Old 01-08-2005, 03:52 PM
Dick Watson
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Posts: n/a
Default Re: Money 2005 - Who has my data now?

I read it as they are just giving up trying to sign non-Microsoft entities
up. I can't imagine MS giving up on using it for MS services. What would
they replace it with?

"Bob Peel MVP" <Bob_Peel[at]kiandraNOSPAM.freeserve.co.uk> wrote in message
news:ekFJ$KZ9EHA.2700[at]TK2MSFTNGP14.phx.gbl...
- quote -

> What I find fascinating is the news that MS is backing off on Passport
> after some of the big supporters backed off.
> I wonder what this presages for Money?



  #10  
Old 01-08-2005, 02:00 PM
Bob Peel MVP
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

What I find fascinating is the news that MS is backing off on Passport after
some of the big supporters backed off.

I wonder what this presages for Money?

--
Regards
Bob Peel,
Microsoft MVP - Money

For UK tips & fixes see
http://support.microsoft.com/default...d=fh;EN-GB;mny.
For wishes or suggestions see
http://register.microsoft.com/mswish/suggestion.asp
or for UK wishes http://www.microsoft.com/uk/support/money/feedback

I do not respond to any emails that I have not specifically asked for.

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:uzbzh3Y9EHA.2600[at]TK2MSFTNGP09.phx.gbl...
- quote -

> The feature to make your data available to you via MSN Money web pages, if
> you use a Passport, has been an optional feature in Money since at least
> M03 and probably earlier. It is not mandatory, even if you assign a
> Passport to the file.
> The new wrinkle in M05 is that use of that feature is now coupled to
> Yodlee downloads. IF you Yodlee download, then you use this feature.
> Period. Yodlee requires Passport. In M05, you can still use a Passport
> JUST for authentication without Yodlee and without sync-with-the-web. If
> you use Passport, you can use sync-with-the-web without Yodlee. The
> converse is what you cannot do.
> There are several reasons I can think of why these are coupled:
> 1) Not enough people were actually using the MSN Money access feature
> before to rapidly advance their plan. The plan is to wean us all from
> dependence on a locally installed licensed application toward using a web
> based subscription service without our really noticing or caring. This
> helps move another large chunk of users in that direction.
> 2) They knew the coupling to Yodlee was going to be troublesome, and the
> wanted it to be available to exclusive MSN Money users. So, in order to
> implement it once, do it in a way that they could easily keep tweaking it
> to get it right, and do it in a way that involved the least development
> for the (hopefully soon to go away) client side application software
> product called Money they setup most of the Yodlee-to-Money stuff as
> server side Yodlee-to-MSN Money code and just hooked the existing sync
> with the web feature in Money to actually get the data into the
> client-stored file.
> There's probably a third reason, but I'm just a skeptical curmudgeon and
> those are the only two I can think of.
> "Art McClinton" <art[at]nova.org> wrote in message
> news:xVQDd.11293$B95.1400[at]lakeread02...
> > If you have a passport password on your account, go to moneycentral.com
> > and log in using your passport and you will find that you can now view
> > all of your data over the web. Not only the accounts that are set up for
> > access by Yodlee for on line bannking but ever single account that you
> > manually enter into your machine.
> > > It is a feature that is in Money 2005 to allow you to access your data

> > from anywhere via the web or even have Money loaded on several machines
> > and access the data from multiple machines.
> > > This is why I do not place a passport pasword on my account. It remains

> > only on my machine (I hope)
> > > Art
> > > Gregg wrote:
> > > > > AFAIK, your data is not kept on MS servers. It is kept in your data file
> > > on
> > > your computer. The primary purpose of a passport account is to allow you
> > > to
> > > authenticate to multiple financial sites from a single login from any
> > > computer. Both Money and Quicken allow you to store various data on an
> > > external server so you can access it from away from home, but this is
> > > optional.
> > > > > Gregg
> > >


  #9  
Old 01-08-2005, 01:25 PM
Dick Watson
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

The feature to make your data available to you via MSN Money web pages, if
you use a Passport, has been an optional feature in Money since at least M03
and probably earlier. It is not mandatory, even if you assign a Passport to
the file.

The new wrinkle in M05 is that use of that feature is now coupled to Yodlee
downloads. IF you Yodlee download, then you use this feature. Period. Yodlee
requires Passport. In M05, you can still use a Passport JUST for
authentication without Yodlee and without sync-with-the-web. If you use
Passport, you can use sync-with-the-web without Yodlee. The converse is what
you cannot do.

There are several reasons I can think of why these are coupled:

1) Not enough people were actually using the MSN Money access feature before
to rapidly advance their plan. The plan is to wean us all from dependence on
a locally installed licensed application toward using a web based
subscription service without our really noticing or caring. This helps move
another large chunk of users in that direction.

2) They knew the coupling to Yodlee was going to be troublesome, and the
wanted it to be available to exclusive MSN Money users. So, in order to
implement it once, do it in a way that they could easily keep tweaking it to
get it right, and do it in a way that involved the least development for the
(hopefully soon to go away) client side application software product called
Money they setup most of the Yodlee-to-Money stuff as server side
Yodlee-to-MSN Money code and just hooked the existing sync with the web
feature in Money to actually get the data into the client-stored file.

There's probably a third reason, but I'm just a skeptical curmudgeon and
those are the only two I can think of.

"Art McClinton" <art[at]nova.org> wrote in message
news:xVQDd.11293$B95.1400[at]lakeread02...
- quote -

> If you have a passport password on your account, go to moneycentral.com
> and log in using your passport and you will find that you can now view all
> of your data over the web. Not only the accounts that are set up for
> access by Yodlee for on line bannking but ever single account that you
> manually enter into your machine.
> It is a feature that is in Money 2005 to allow you to access your data
> from anywhere via the web or even have Money loaded on several machines
> and access the data from multiple machines.
> This is why I do not place a passport pasword on my account. It remains
> only on my machine (I hope)
> Art
> Gregg wrote:
> > > AFAIK, your data is not kept on MS servers. It is kept in your data file

> > on
> > your computer. The primary purpose of a passport account is to allow you
> > to
> > authenticate to multiple financial sites from a single login from any
> > computer. Both Money and Quicken allow you to store various data on an
> > external server so you can access it from away from home, but this is
> > optional.
> > > Gregg

>


  #8  
Old 01-08-2005, 12:06 PM
Art McClinton
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Posts: n/a
Default Re: Money 2005 - Who has my data now?

If you have a passport password on your account, go to moneycentral.com
and log in using your passport and you will find that you can now view
all of your data over the web. Not only the accounts that are set up
for access by Yodlee for on line bannking but ever single account that
you manually enter into your machine.

It is a feature that is in Money 2005 to allow you to access your data
from anywhere via the web or even have Money loaded on several machines
and access the data from multiple machines.

This is why I do not place a passport pasword on my account. It remains
only on my machine (I hope)

Art

Gregg wrote:
- quote -

> AFAIK, your data is not kept on MS servers. It is kept in your data file on
> your computer. The primary purpose of a passport account is to allow you to
> authenticate to multiple financial sites from a single login from any
> computer. Both Money and Quicken allow you to store various data on an
> external server so you can access it from away from home, but this is
> optional.
> Gregg


  #7  
Old 01-07-2005, 07:23 PM
Dick Watson
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

Don't bet your data on it. M05 requires you to use the sync with the web
feature if you want to use the Yodlee downloaded transaction data feature
that adds "thousands" of new financial institutions that can download data
to Money.

"Gregg" <usegroup[at]invalid.invalid> wrote in message
news:%23aEbCMP9EHA.3588[at]TK2MSFTNGP10.phx.gbl...

- quote -

> AFAIK, your data is not kept on MS servers. It is kept in your data file
on
> your computer. The primary purpose of a passport account is to allow you

to
> authenticate to multiple financial sites from a single login from any
> computer. Both Money and Quicken allow you to store various data on an
> external server so you can access it from away from home, but this is
> optional.



  #6  
Old 01-07-2005, 06:56 PM
Gregg
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

Lemmywinks wrote:
- quote -

> I recently purchased Money 2005. I previously used the 2004 version.
> The main reason I did this is that I got really tired of manually
> downloading bank statements into Money. I couldn't find a way to
> automate the process in 2004.
> I did some serious comparisons with Quicken 2005 and ultimately
> decided to stick with Money. Here's the problem. In order to
> automate the download of my bank statements, I find I have to get a
> passport. Also, I read in a PC Magazine article that this requires
> you to store your personal information on Microsoft servers.
> Frankly, I don't trust Microsof to keep my financial information
> secure and not misuse it. SO...
> I need someone to answer the following questions before I get my
> money back on this product:
> (1) What personal information of mine is stored on Microsoft servers?
> (2) How do I minimize what is stored there such that I can still
> automatically download my bank statements?
> Finally, why the heck does MS Money 2005 require me to create a whole
> new account when I just want an existing one to sync with my bank???
> I don't get it. After reading lots of posts about merging the two
> together again, I'm afraid to do it.
> Should I just get my money back and move to Quicken?


AFAIK, your data is not kept on MS servers. It is kept in your data file on
your computer. The primary purpose of a passport account is to allow you to
authenticate to multiple financial sites from a single login from any
computer. Both Money and Quicken allow you to store various data on an
external server so you can access it from away from home, but this is
optional.

Gregg

  #5  
Old 01-07-2005, 12:58 PM
Chris Cowles
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

Not true, in a strict interpretation of the word 'direct'.

If your bank supports direct statements or banking, Yodlee is not involved
and therefore Passport is not required. If your bank does not support
*direct* downloading to Money, the only way to do that is through Yodlee,
which requires Passport. I would characterize that downloading arrangment as
*IN*direct.

Many people use M05 for direct downloading from their bank without a
Passport. It's only if you want to download from a bank that doesn't support
Money, that you need a Passport.

You are correct in saying that if you have a Passport associated with your
Money file and sign up for downloading through Yodlee, that your data will
be stored on MS servers. For that reason I use neither a Passport nor M05.

--
Chris Cowles,
Gainesville, FL


"Buy quicken with Money 05 referral" <Buy quicken with Money 05
referral[at]discussions.microsoft.com> wrote in message
news:34E070F7-DEC1-4154-8812-386D3E0ACA88[at]microsoft.com...
- quote -

> It seems for direct downloading from bank, you need to use PASSPORT...


  #4  
Old 01-07-2005, 03:21 AM
Dick Watson
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:gd3st0hb0r9lal1ahgk359nkf99ms0jf9r[at]4ax.com...
- quote -

> In microsoft.public.money, "Buy quicken with Money 05 referral" <Buy
> quicken with Money 05 referral[at]discussions.microsoft.com> wrote:
> > It seems for direct downloading from bank, you need to use PASSPORT.

> Not true for many banks.


But true for the "thousands" added for M05 via Yodlee.


  #3  
Old 01-07-2005, 03:19 AM
Cal Learner-- MVP
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

In microsoft.public.money, "Buy quicken with Money 05 referral" <Buy
quicken with Money 05 referral[at]discussions.microsoft.com> wrote:

- quote -

> It seems for direct downloading from bank, you need to use PASSPORT.

Not true for many banks.

  #2  
Old 01-07-2005, 02:49 AM
Lemmywinks
Guest
 
Posts: n/a
Default RE: Money 2005 - Who has my data now?

Does Microsoft think they are going to keep customers this way? Man, I'm
livid. I'm going to get my money back and buy Quicken tomorrow.

"Buy quicken with Money 05 referral" wrote:

- quote -

> It seems for direct downloading from bank, you need to use PASSPORT. If you
> use passport, you will be automatically signed up to store your info in
> microsoft servers.
> Friend, go to ING Direct and get 50$ for microsoft money 05 referal. Buy
> quicken with that money
> "Lemmywinks" wrote:
> > I recently purchased Money 2005. I previously used the 2004 version. The
> > main reason I did this is that I got really tired of manually downloading
> > bank statements into Money. I couldn't find a way to automate the process in
> > 2004.
> > > I did some serious comparisons with Quicken 2005 and ultimately decided to

> > stick with Money. Here's the problem. In order to automate the download of
> > my bank statements, I find I have to get a passport. Also, I read in a PC
> > Magazine article that this requires you to store your personal information on
> > Microsoft servers.
> > > Frankly, I don't trust Microsof to keep my financial information secure and

> > not misuse it. SO...
> > > I need someone to answer the following questions before I get my money back

> > on this product:
> > (1) What personal information of mine is stored on Microsoft servers?
> > (2) How do I minimize what is stored there such that I can still
> > automatically download my bank statements?
> > > Finally, why the heck does MS Money 2005 require me to create a whole new

> > account when I just want an existing one to sync with my bank??? I don't get
> > it. After reading lots of posts about merging the two together again, I'm
> > afraid to do it.
> > > Should I just get my money back and move to Quicken?

  #1  
Old 01-07-2005, 01:35 AM
Buy quicken with Money 05 referral
Guest
 
Posts: n/a
Default RE: Money 2005 - Who has my data now?

It seems for direct downloading from bank, you need to use PASSPORT. If you
use passport, you will be automatically signed up to store your info in
microsoft servers.

Friend, go to ING Direct and get 50$ for microsoft money 05 referal. Buy
quicken with that money


"Lemmywinks" wrote:

- quote -

> I recently purchased Money 2005. I previously used the 2004 version. The
> main reason I did this is that I got really tired of manually downloading
> bank statements into Money. I couldn't find a way to automate the process in
> 2004.
> I did some serious comparisons with Quicken 2005 and ultimately decided to
> stick with Money. Here's the problem. In order to automate the download of
> my bank statements, I find I have to get a passport. Also, I read in a PC
> Magazine article that this requires you to store your personal information on
> Microsoft servers.
> Frankly, I don't trust Microsof to keep my financial information secure and
> not misuse it. SO...
> I need someone to answer the following questions before I get my money back
> on this product:
> (1) What personal information of mine is stored on Microsoft servers?
> (2) How do I minimize what is stored there such that I can still
> automatically download my bank statements?
> Finally, why the heck does MS Money 2005 require me to create a whole new
> account when I just want an existing one to sync with my bank??? I don't get
> it. After reading lots of posts about merging the two together again, I'm
> afraid to do it.
> Should I just get my money back and move to Quicken?

 
Old 01-06-2005, 10:59 PM
Cal Learner-- MVP
Guest
 
Posts: n/a
Default Re: Money 2005 - Who has my data now?

In microsoft.public.money, Lemmywinks wrote:

- quote -

> I need someone to answer the following questions before I get my money back
> on this product:
> (1) What personal information of mine is stored on Microsoft servers?
> (2) How do I minimize what is stored there such that I can still
> automatically download my bank statements?


Depends on your bank and what you mean by "automatically".
  #-1  
Old 01-06-2005, 09:31 PM
Lemmywinks
Guest
 
Posts: n/a
Default Money 2005 - Who has my data now?

I recently purchased Money 2005. I previously used the 2004 version. The
main reason I did this is that I got really tired of manually downloading
bank statements into Money. I couldn't find a way to automate the process in
2004.

I did some serious comparisons with Quicken 2005 and ultimately decided to
stick with Money. Here's the problem. In order to automate the download of
my bank statements, I find I have to get a passport. Also, I read in a PC
Magazine article that this requires you to store your personal information on
Microsoft servers.

Frankly, I don't trust Microsof to keep my financial information secure and
not misuse it. SO...

I need someone to answer the following questions before I get my money back
on this product:
(1) What personal information of mine is stored on Microsoft servers?
(2) How do I minimize what is stored there such that I can still
automatically download my bank statements?

Finally, why the heck does MS Money 2005 require me to create a whole new
account when I just want an existing one to sync with my bank??? I don't get
it. After reading lots of posts about merging the two together again, I'm
afraid to do it.

Should I just get my money back and move to Quicken?
 

Tags
2005, data, money
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